Buy Cheap Junction, TX Auto Insurance (2021)

Junction, TX auto insurance rates average $310 a month. Minimum auto insurance requirements in Junction, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Junction, TX, compare Junction auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Junction after a DUI is Allstate
  • Average auto insurance rates in Junction, TX after a DUI are $4,235/year
  • Average auto insurance rates in Junction, TX for teens drivers are $6,556/year

Finding affordable Junction, Texas auto insurance can be challenging, but everything you need to know to buy cheap Junction, TX auto insurance with confidence is right here. Auto insurance rates in Junction are affected by local factors as well as personal ones like your driving record.

See how Junction, TX car insurance rates compare to Austin auto insurance rates, Dallas auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Junction.

Don’t buy Junction, TX auto insurance until you’ve compared rates. Get free Junction, Texas auto insurance quotes when you enter your ZIP code above.

Junction, TX Minimum Auto Insurance Requirements

The required auto insurance in Junction, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Junction, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Junction, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Junction, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Junction, TX. Take a look at Junction, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Junction, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $5,150 $3,175 $2,780
GEICO $4,735 $2,687 $1,796
Nationwide $4,906 $3,926 $3,411
Progressive $5,119 $4,402 $4,071
State Farm $3,961 $2,462 $1,960
USAA $3,399 $1,957 $1,572

Buy Cheap Junction, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Junction, Texas auto insurance rates? Find out how car insurance rates in Junction, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Junction, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,326 $2,565 $2,126 $2,412 $5,721 $7,521 $3,248 $3,696
GEICO $2,309 $2,482 $2,221 $2,500 $4,942 $5,148 $2,490 $2,489
Nationwide $2,572 $2,616 $2,272 $2,408 $7,216 $9,282 $3,015 $3,265
Progressive $2,450 $2,337 $2,172 $2,217 $10,023 $11,191 $2,905 $2,953
State Farm $1,986 $1,986 $1,759 $1,759 $4,626 $5,871 $2,150 $2,218
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Buy Cheap Junction, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Junction can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Junction, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Junction, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $5,721 $7,521
GEICO $4,942 $5,148
Nationwide $7,216 $9,282
Progressive $10,023 $11,191
State Farm $4,626 $5,871
USAA $4,118 $4,497

Buy Cheap Junction, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Junction, Texas by comparing Junction senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Junction, TX here.

Annual Auto Insurance Rates for Senior Drivers in Junction, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,126 $2,412
GEICO $2,221 $2,500
Nationwide $2,272 $2,408
Progressive $2,172 $2,217
State Farm $1,759 $1,759
USAA $1,408 $1,400

Find Cheap Auto Insurance Rates in Junction, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Junction, Texas auto insurance. Compare Junction, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Junction, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $3,478 $3,585 $4,042
GEICO $2,913 $3,032 $3,273
Nationwide $4,377 $3,906 $3,959
Progressive $4,304 $4,510 $4,779
State Farm $2,658 $2,787 $2,937
USAA $2,237 $2,301 $2,391

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Junction, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Junction. Compare auto insurance rates in Junction, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Junction, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,387 $5,638
American Family $3,702 $3,702
GEICO $3,014 $3,132
Nationwide $4,081 $4,081
Progressive $4,531 $4,531
State Farm $2,794 $2,794
USAA $2,280 $2,339

Find Cheap Junction, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Junction, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Junction, TX, take a look at the average cost for various violations versus rates for a clean driving record in Junction.

Annual Junction, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,391 $4,269 $3,757 $3,391
GEICO $2,610 $3,426 $2,890 $3,364
Nationwide $3,537 $3,537 $5,251 $3,998
Progressive $3,952 $5,094 $4,623 $4,455
State Farm $2,496 $2,845 $3,339 $2,496
USAA $1,726 $2,539 $2,992 $1,980

Find Cheap Junction, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Junction, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Junction for less when you shop around and compare rates from multiple Junction, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Junction, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,793
American Family $3,757
GEICO $2,890
Nationwide $5,251
Progressive $4,623
State Farm $3,339
USAA $2,992

Winners by Category: Where to Buy Cheap Auto Insurance in Junction, TX

Compare rates from the cheapest auto insurance companies in Junction, TX for your needs. Take a look at how Junction, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Junction, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Junction, Texas Auto Insurance Companies

If you’re looking for the cheapest Junction, TX auto insurance companies overall, you can compare them here. Find the best price for Junction, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Junction, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $3,702
GEICO $3,073
Nationwide $4,081
Progressive $4,531
State Farm $2,794
USAA $2,309

What affects Junction, Texas auto insurance rates?

Local factors affect auto insurance rates in Junction, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Junction auto insurance rates.

Auto Theft in Junction

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Junction, TX auto theft show a total of 2 vehicle thefts annually.

Commute Times in Junction

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Junction, TX is 16.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Junction, TX

You can buy cheap Junction, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Junction, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption