Buy Cheap Josephine, TX Auto Insurance (2021)

Josephine, TX auto insurance rates average $333 a month. Minimum auto insurance requirements in Josephine, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Josephine, TX, compare Josephine auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Josephine after a DUI is Allstate
  • Average auto insurance rates in Josephine, TX for teens drivers are $7,137/year
  • Average auto insurance rates in Josephine, TX are $333/month

Finding affordable Josephine, Texas auto insurance can be challenging, but everything you need to know to buy cheap Josephine, TX auto insurance with confidence is right here. Auto insurance rates in Josephine are affected by local factors as well as personal ones like your driving record.

See how Josephine, TX car insurance rates compare to Houston auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Josephine.

Don’t buy Josephine, TX auto insurance until you’ve compared rates. Get free Josephine, Texas auto insurance quotes when you enter your ZIP code above.

Josephine, TX Minimum Auto Insurance Requirements

The required auto insurance in Josephine, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Josephine, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Josephine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Josephine, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Josephine, TX. Take a look at Josephine, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Josephine, Texas

Insurance Company Poor Fair Good
Allstate $7,690 $5,655 $4,850
American Family $6,448 $4,161 $3,615
GEICO $5,564 $3,141 $2,088
Nationwide $4,299 $3,465 $3,012
Progressive $4,686 $4,059 $3,766
State Farm $4,600 $2,864 $2,282
USAA $3,729 $2,165 $1,744

Buy Cheap Josephine, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Josephine, Texas auto insurance rates? Find out how car insurance rates in Josephine, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Josephine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,916 $3,939 $3,862 $3,862 $10,479 $12,612 $4,831 $5,017
American Family $2,787 $3,122 $2,641 $3,044 $7,679 $9,974 $4,063 $4,620
GEICO $2,665 $2,879 $2,569 $2,917 $5,870 $6,109 $2,887 $2,885
Nationwide $2,237 $2,270 $1,978 $2,090 $6,434 $8,240 $2,637 $2,849
Progressive $2,219 $2,114 $1,982 $2,017 $9,325 $10,401 $2,632 $2,674
State Farm $2,229 $2,229 $1,994 $1,994 $5,528 $7,076 $2,436 $2,506
USAA $1,609 $1,609 $1,541 $1,518 $4,641 $5,029 $2,143 $2,279

Buy Cheap Josephine, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Josephine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Josephine, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Josephine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,479 $12,612
American Family $7,679 $9,974
GEICO $5,870 $6,109
Nationwide $6,434 $8,240
Progressive $9,325 $10,401
State Farm $5,528 $7,076
USAA $4,641 $5,029

Buy Cheap Josephine, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Josephine, Texas by comparing Josephine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Josephine, TX here.

Annual Auto Insurance Rates for Senior Drivers in Josephine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,862 $3,862
American Family $2,641 $3,044
GEICO $2,569 $2,917
Nationwide $1,978 $2,090
Progressive $1,982 $2,017
State Farm $1,994 $1,994
USAA $1,541 $1,518

Find Cheap Auto Insurance Rates in Josephine, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Josephine, Texas auto insurance. Compare Josephine, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Josephine, Texas

Insurance Company Low Medium High
Allstate $5,923 $6,012 $6,260
American Family $4,396 $4,555 $5,273
GEICO $3,408 $3,552 $3,832
Nationwide $3,864 $3,440 $3,472
Progressive $3,977 $4,153 $4,381
State Farm $3,067 $3,240 $3,439
USAA $2,458 $2,536 $2,645

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Josephine, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Josephine. Compare auto insurance rates in Josephine, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Josephine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,914 $6,216
American Family $4,741 $4,741
GEICO $3,530 $3,665
Nationwide $3,592 $3,592
Progressive $4,170 $4,170
State Farm $3,249 $3,249
USAA $2,514 $2,578

Find Cheap Josephine, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Josephine, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Josephine, TX, take a look at the average cost for various violations versus rates for a clean driving record in Josephine.

Annual Josephine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $7,290 $7,625 $4,672
American Family $4,304 $5,526 $4,831 $4,304
GEICO $3,050 $4,040 $3,367 $3,933
Nationwide $3,119 $3,119 $4,611 $3,519
Progressive $3,640 $4,704 $4,243 $4,095
State Farm $2,867 $3,314 $3,948 $2,867
USAA $1,890 $2,804 $3,321 $2,169

Find Cheap Josephine, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Josephine, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Josephine for less when you shop around and compare rates from multiple Josephine, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Josephine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,625
American Family $4,831
GEICO $3,367
Nationwide $4,611
Progressive $4,243
State Farm $3,948
USAA $3,321

Winners by Category: Where to Buy Cheap Auto Insurance in Josephine, TX

Compare rates from the cheapest auto insurance companies in Josephine, TX for your needs. Take a look at how Josephine, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Josephine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Josephine, Texas Auto Insurance Companies

If you’re looking for the cheapest Josephine, TX auto insurance companies overall, you can compare them here. Find the best price for Josephine, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Josephine, Texas

Insurance Company Average Annual Rates
Allstate $6,065
American Family $4,741
GEICO $3,598
Nationwide $3,592
Progressive $4,170
State Farm $3,249
USAA $2,546

What affects Josephine, Texas auto insurance rates?

Local factors affect auto insurance rates in Josephine, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Josephine auto insurance rates.

Commute Times in Josephine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Josephine, TX is 43.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Josephine, TX

You can buy cheap Josephine, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Josephine, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption