Buy Cheap Joppa, AL Auto Insurance (2021)

Joppa, AL auto insurance rates average $301 a month. Minimum auto insurance requirements in Joppa, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Joppa, AL, compare Joppa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Joppa after a DUI is Liberty Mutual
  • Average auto insurance rates in Joppa, AL after a DUI are $4,110/year
  • The most expensive auto insurance company in Joppa is Liberty Mutual

Finding affordable Joppa, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Joppa, AL auto insurance with confidence is right here. Auto insurance rates in Joppa are affected by local factors as well as personal ones like your driving record.

See how Joppa, AL car insurance rates compare to Madison auto insurance rates, Decatur auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Joppa.

Don’t buy Joppa, AL auto insurance until you’ve compared rates. Get free Joppa, Alabama auto insurance quotes when you enter your ZIP code above.

Joppa, AL Minimum Auto Insurance Requirements

The required auto insurance in Joppa, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Joppa, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Joppa, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Joppa, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Joppa, AL. Take a look at Joppa, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Joppa, Alabama

Insurance Company Poor Fair Good
Allstate $4,152 $3,266 $2,672
Farmers $4,746 $4,085 $3,870
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,158 $2,466 $2,232
Progressive $5,162 $4,451 $4,169
State Farm $7,493 $3,799 $2,585
Travelers $3,466 $3,007 $3,063
USAA $2,880 $1,873 $1,671

Buy Cheap Joppa, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Joppa, Alabama auto insurance rates? Find out how car insurance rates in Joppa, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Joppa, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,026 $1,930 $1,830 $1,866 $7,070 $7,591 $2,271 $2,324
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,433 $2,275 $1,996 $2,127 $10,376 $11,601 $2,860 $3,084
State Farm $2,821 $2,821 $2,557 $2,557 $8,611 $10,759 $3,187 $3,689
Travelers $1,303 $1,323 $1,223 $1,220 $6,886 $10,822 $1,239 $1,415
USAA $1,327 $1,347 $1,238 $1,211 $3,987 $4,421 $1,733 $1,868

Buy Cheap Joppa, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Joppa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Joppa, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Joppa, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,070 $7,591
Farmers $9,349 $9,617
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,509 $5,801
Progressive $10,376 $11,601
State Farm $8,611 $10,759
Travelers $6,886 $10,822
USAA $3,987 $4,421

Buy Cheap Joppa, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Joppa, Alabama by comparing Joppa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Joppa, AL here.

Annual Auto Insurance Rates for Senior Drivers in Joppa, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,866
Farmers $2,161 $2,294
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,561 $1,615
Progressive $1,996 $2,127
State Farm $2,557 $2,557
Travelers $1,223 $1,220
USAA $1,238 $1,211

Find Cheap Auto Insurance Rates in Joppa, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Joppa, Alabama auto insurance. Compare Joppa, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Joppa, Alabama

Insurance Company Low Medium High
Allstate $3,250 $3,358 $3,482
Farmers $4,007 $4,181 $4,512
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,600 $2,597 $2,660
Progressive $4,141 $4,575 $5,065
State Farm $4,374 $4,618 $4,884
Travelers $3,017 $3,242 $3,278
USAA $2,067 $2,130 $2,227

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Find Cheap Joppa, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Joppa. Compare auto insurance rates in Joppa, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Joppa, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $4,234 $4,234
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,619 $2,619
Progressive $4,594 $4,594
State Farm $4,515 $4,736
Travelers $3,179 $3,179
USAA $2,044 $2,239

Find Cheap Joppa, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Joppa, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Joppa, AL, take a look at the average cost for various violations versus rates for a clean driving record in Joppa.

Annual Joppa, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,857 $3,369 $3,998 $3,230
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $4,144 $5,238 $4,453 $4,541
State Farm $4,169 $5,183 $4,575 $4,575
Travelers $2,652 $2,782 $4,058 $3,223
USAA $1,646 $2,068 $3,071 $1,780

Find Cheap Joppa, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Joppa, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Joppa for less when you shop around and compare rates from multiple Joppa, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Joppa, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,998
Farmers $4,494
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,331
Progressive $4,453
State Farm $4,575
Travelers $4,058
USAA $3,071

Winners by Category: Where to Buy Cheap Auto Insurance in Joppa, AL

Compare rates from the cheapest auto insurance companies in Joppa, AL for your needs. Take a look at how Joppa, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Joppa, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Joppa, Alabama Auto Insurance Companies

If you’re looking for the cheapest Joppa, AL auto insurance companies overall, you can compare them here. Find the best price for Joppa, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Joppa, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $4,234
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,619
Progressive $4,594
State Farm $4,625
Travelers $3,179
USAA $2,141

What affects Joppa, Alabama auto insurance rates?

Local factors affect auto insurance rates in Joppa, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Joppa auto insurance rates.

Commute Times in Joppa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Joppa, AL is 17.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Joppa, AL

You can buy cheap Joppa, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Joppa, Alabama auto insurance quotes from top companies.

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