Buy Cheap Johnstown, CO Auto Insurance (2021)

Johnstown, CO auto insurance rates average $296 a month. Minimum auto insurance requirements in Johnstown, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Johnstown, CO, compare Johnstown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Johnstown after a DUI is Allstate
  • The most expensive auto insurance company in Johnstown is Allstate
  • Average auto insurance rates in Johnstown, CO for teens drivers are $6,897/year

Finding affordable Johnstown, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Johnstown, CO auto insurance with confidence is right here. Auto insurance rates in Johnstown are affected by local factors as well as personal ones like your driving record.

See how Johnstown, CO car insurance rates compare to Centennial auto insurance rates, Greeley auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Johnstown.

Don’t buy Johnstown, CO auto insurance until you’ve compared rates. Get free Johnstown, Colorado auto insurance quotes when you enter your ZIP code above.

Johnstown, CO Minimum Auto Insurance Requirements

The required auto insurance in Johnstown, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Johnstown, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Johnstown, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Johnstown, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Johnstown, CO. Take a look at Johnstown, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Johnstown, Colorado

Insurance Company Poor Fair Good
Allstate $6,719 $5,180 $3,911
American Family $4,646 $3,318 $2,787
Farmers $5,607 $4,556 $4,329
GEICO $3,048 $2,540 $2,031
Liberty Mutual $3,443 $2,128 $1,695
Nationwide $4,099 $3,254 $2,838
Progressive $4,249 $3,628 $3,329
State Farm $4,506 $2,891 $2,328
USAA $4,339 $2,489 $2,000

Buy Cheap Johnstown, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Johnstown, Colorado auto insurance rates? Find out how car insurance rates in Johnstown, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Johnstown, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,238 $3,036 $2,915 $2,945 $11,144 $11,714 $3,577 $3,595
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,817 $2,793 $2,551 $2,752 $10,713 $10,797 $3,096 $3,127
GEICO $1,602 $1,753 $1,723 $1,972 $5,036 $5,295 $1,463 $1,473
Liberty Mutual $1,564 $1,457 $1,331 $1,471 $4,961 $5,425 $1,579 $1,588
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,283 $2,139 $2,009 $2,001 $7,757 $8,646 $2,562 $2,487
State Farm $2,025 $2,025 $1,820 $1,820 $5,860 $7,427 $2,268 $2,687
USAA $1,967 $1,958 $1,883 $1,880 $4,952 $5,658 $2,519 $2,728

Buy Cheap Johnstown, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Johnstown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Johnstown, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Johnstown, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,144 $11,714
American Family $5,928 $7,971
Farmers $10,713 $10,797
GEICO $5,036 $5,295
Liberty Mutual $4,961 $5,425
Nationwide $5,724 $7,310
Progressive $7,757 $8,646
State Farm $5,860 $7,427
USAA $4,952 $5,658

Buy Cheap Johnstown, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Johnstown, Colorado by comparing Johnstown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Johnstown, CO here.

Annual Auto Insurance Rates for Senior Drivers in Johnstown, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,945
American Family $2,212 $2,212
Farmers $2,551 $2,752
GEICO $1,723 $1,972
Liberty Mutual $1,331 $1,471
Nationwide $2,028 $2,139
Progressive $2,009 $2,001
State Farm $1,820 $1,820
USAA $1,883 $1,880

Find Cheap Auto Insurance Rates in Johnstown, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Johnstown, Colorado auto insurance. Compare Johnstown, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Johnstown, Colorado

Insurance Company Low Medium High
Allstate $4,973 $5,252 $5,586
American Family $3,388 $3,658 $3,705
Farmers $4,229 $4,761 $5,503
GEICO $2,243 $2,485 $2,891
Liberty Mutual $2,256 $2,411 $2,599
Nationwide $3,381 $3,402 $3,409
Progressive $3,407 $3,748 $4,051
State Farm $3,026 $3,245 $3,454
USAA $2,802 $2,943 $3,085

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Find Cheap Johnstown, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Johnstown. Compare auto insurance rates in Johnstown, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Johnstown, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,270 $5,270
American Family $3,507 $3,661
Farmers $4,831 $4,831
GEICO $2,488 $2,592
Liberty Mutual $2,422 $2,422
Nationwide $3,397 $3,397
Progressive $3,735 $3,735
State Farm $3,161 $3,322
USAA $2,861 $3,026

Find Cheap Johnstown, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Johnstown, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Johnstown, CO, take a look at the average cost for various violations versus rates for a clean driving record in Johnstown.

Annual Johnstown, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,505 $5,177 $6,306 $5,094
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,080 $5,246 $5,174 $4,823
GEICO $1,786 $2,798 $3,255 $2,319
Liberty Mutual $2,133 $2,489 $2,566 $2,500
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,232 $4,538 $3,409 $3,762
State Farm $2,981 $3,502 $3,241 $3,241
USAA $2,153 $2,627 $4,570 $2,423

Find Cheap Johnstown, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Johnstown, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Johnstown for less when you shop around and compare rates from multiple Johnstown, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Johnstown, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,306
American Family $4,915
Farmers $5,174
GEICO $3,255
Liberty Mutual $2,566
Nationwide $4,523
Progressive $3,409
State Farm $3,241
USAA $4,570

Winners by Category: Where to Buy Cheap Auto Insurance in Johnstown, CO

Compare rates from the cheapest auto insurance companies in Johnstown, CO for your needs. Take a look at how Johnstown, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Johnstown, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Johnstown, Colorado Auto Insurance Companies

If you’re looking for the cheapest Johnstown, CO auto insurance companies overall, you can compare them here. Find the best price for Johnstown, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Johnstown, Colorado

Insurance Company Average Annual Rates
Allstate $5,270
American Family $3,584
Farmers $4,831
GEICO $2,540
Liberty Mutual $2,422
Nationwide $3,397
Progressive $3,735
State Farm $3,241
USAA $2,943

What affects Johnstown, Colorado auto insurance rates?

Local factors affect auto insurance rates in Johnstown, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Johnstown auto insurance rates.

Commute Times in Johnstown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Johnstown, CO is 29.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Johnstown, CO

You can buy cheap Johnstown, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Johnstown, Colorado auto insurance quotes from top companies.

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