Buy Cheap Johnsburg, IL Auto Insurance (2021)

Johnsburg, IL auto insurance rates average $274 a month. Minimum auto insurance requirements in Johnsburg, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Johnsburg, IL, compare Johnsburg auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Johnsburg, IL after a DUI are $3,855/year
  • The most expensive auto insurance company in Johnsburg is Allstate
  • The most expensive auto insurance company in Johnsburg after a DUI is Allstate

Finding affordable Johnsburg, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Johnsburg, IL auto insurance with confidence is right here. Auto insurance rates in Johnsburg are affected by local factors as well as personal ones like your driving record.

See how Johnsburg, IL car insurance rates compare to Rockford auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Johnsburg.

Don’t buy Johnsburg, IL auto insurance until you’ve compared rates. Get free Johnsburg, Illinois auto insurance quotes when you enter your ZIP code above.

Johnsburg, IL Minimum Auto Insurance Requirements

The required auto insurance in Johnsburg, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Johnsburg, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Johnsburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Johnsburg, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Johnsburg, IL. Take a look at Johnsburg, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Johnsburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,853 $4,965 $4,346
American Family $5,176 $3,537 $2,997
Farmers $5,485 $4,638 $4,412
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,436 $2,153 $1,709
Nationwide $3,126 $2,532 $2,218
Progressive $3,856 $3,284 $3,040
State Farm $3,431 $2,057 $1,597
Travelers $3,109 $2,526 $2,043
USAA $3,632 $2,497 $2,059

Buy Cheap Johnsburg, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Johnsburg, Illinois auto insurance rates? Find out how car insurance rates in Johnsburg, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Johnsburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,421 $3,570 $3,570 $8,978 $11,642 $4,094 $4,424
American Family $2,400 $2,400 $2,205 $2,205 $6,944 $9,567 $2,400 $3,105
Farmers $2,535 $2,533 $2,240 $2,378 $11,338 $11,833 $2,894 $3,010
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,452 $1,563 $1,199 $1,337 $5,108 $5,675 $1,522 $1,605
Nationwide $1,685 $1,709 $1,507 $1,589 $4,585 $5,855 $1,959 $2,115
Progressive $1,923 $1,796 $1,594 $1,673 $7,280 $8,148 $2,280 $2,452
State Farm $1,407 $1,407 $1,274 $1,274 $4,464 $5,635 $1,595 $1,839
Travelers $1,568 $1,653 $1,456 $1,550 $4,776 $6,076 $1,654 $1,741
USAA $1,625 $1,652 $1,512 $1,488 $5,269 $5,804 $2,139 $2,348

Buy Cheap Johnsburg, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Johnsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Johnsburg, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Johnsburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,978 $11,642
American Family $6,944 $9,567
Farmers $11,338 $11,833
GEICO $5,498 $5,672
Liberty Mutual $5,108 $5,675
Nationwide $4,585 $5,855
Progressive $7,280 $8,148
State Farm $4,464 $5,635
Travelers $4,776 $6,076
USAA $5,269 $5,804

Buy Cheap Johnsburg, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Johnsburg, Illinois by comparing Johnsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Johnsburg, IL here.

Annual Auto Insurance Rates for Senior Drivers in Johnsburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,205 $2,205
Farmers $2,240 $2,378
GEICO $1,474 $1,647
Liberty Mutual $1,199 $1,337
Nationwide $1,507 $1,589
Progressive $1,594 $1,673
State Farm $1,274 $1,274
Travelers $1,456 $1,550
USAA $1,512 $1,488

Find Cheap Auto Insurance Rates in Johnsburg, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Johnsburg, Illinois auto insurance. Compare Johnsburg, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Johnsburg, Illinois

Insurance Company Low Medium High
Allstate $5,214 $5,383 $5,567
American Family $3,739 $4,047 $3,924
Farmers $4,590 $4,720 $5,225
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,310 $2,429 $2,559
Nationwide $2,579 $2,652 $2,645
Progressive $3,066 $3,378 $3,736
State Farm $2,215 $2,366 $2,504
Travelers $2,375 $2,556 $2,748
USAA $2,544 $2,727 $2,918

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Find Cheap Johnsburg, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Johnsburg. Compare auto insurance rates in Johnsburg, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Johnsburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,388 $5,388
American Family $3,854 $3,953
Farmers $4,845 $4,845
GEICO $2,571 $2,658
Liberty Mutual $2,432 $2,432
Nationwide $2,626 $2,626
Progressive $3,393 $3,393
State Farm $2,302 $2,421
Travelers $2,458 $2,660
USAA $2,653 $2,806

Find Cheap Johnsburg, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Johnsburg, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Johnsburg, IL, take a look at the average cost for various violations versus rates for a clean driving record in Johnsburg.

Annual Johnsburg, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $6,579 $6,130 $5,047
American Family $2,870 $4,069 $5,419 $3,254
Farmers $4,088 $5,286 $5,154 $4,853
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $2,018 $2,886 $2,528 $2,297
Nationwide $2,128 $2,736 $3,204 $2,435
Progressive $2,789 $4,172 $3,095 $3,516
State Farm $2,144 $2,580 $2,362 $2,362
Travelers $2,028 $2,669 $2,995 $2,545
USAA $1,944 $2,798 $3,830 $2,346

Find Cheap Johnsburg, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Johnsburg, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Johnsburg for less when you shop around and compare rates from multiple Johnsburg, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Johnsburg, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,130
American Family $5,419
Farmers $5,154
GEICO $3,833
Liberty Mutual $2,528
Nationwide $3,204
Progressive $3,095
State Farm $2,362
Travelers $2,995
USAA $3,830

Winners by Category: Where to Buy Cheap Auto Insurance in Johnsburg, IL

Compare rates from the cheapest auto insurance companies in Johnsburg, IL for your needs. Take a look at how Johnsburg, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Johnsburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Johnsburg, Illinois Auto Insurance Companies

If you’re looking for the cheapest Johnsburg, IL auto insurance companies overall, you can compare them here. Find the best price for Johnsburg, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Johnsburg, Illinois

Insurance Company Average Annual Rates
Allstate $5,388
American Family $3,903
Farmers $4,845
GEICO $2,614
Liberty Mutual $2,432
Nationwide $2,626
Progressive $3,393
State Farm $2,362
Travelers $2,559
USAA $2,730

What affects Johnsburg, Illinois auto insurance rates?

Local factors affect auto insurance rates in Johnsburg, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Johnsburg auto insurance rates.

Commute Times in Johnsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Johnsburg, IL is 33.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Johnsburg, IL

You can buy cheap Johnsburg, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Johnsburg, Illinois auto insurance quotes from top companies.

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