Buy Cheap Jefferson, OH Auto Insurance (2021)

Jefferson, OH auto insurance rates average $237 a month. Minimum auto insurance requirements in Jefferson, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Jefferson, OH, compare Jefferson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Jefferson is Liberty Mutual
  • Average auto insurance rates in Jefferson, OH are $237/month
  • Average auto insurance rates in Jefferson, OH after a DUI are $3,294/year

Finding affordable Jefferson, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Jefferson, OH auto insurance with confidence is right here. Auto insurance rates in Jefferson are affected by local factors as well as personal ones like your driving record.

See how Jefferson, OH car insurance rates compare to Parma auto insurance rates, Hamilton auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Jefferson.

Don’t buy Jefferson, OH auto insurance until you’ve compared rates. Get free Jefferson, Ohio auto insurance quotes when you enter your ZIP code above.

Jefferson, OH Minimum Auto Insurance Requirements

The required auto insurance in Jefferson, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Jefferson, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Jefferson, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Jefferson, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jefferson, OH. Take a look at Jefferson, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jefferson, Ohio

Insurance Company Poor Fair Good
Allstate $4,137 $3,005 $2,506
American Family $2,150 $1,465 $1,242
Farmers $4,103 $3,466 $3,300
GEICO $2,246 $1,873 $1,500
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $3,858 $3,108 $2,625
Progressive $3,942 $3,402 $3,180
State Farm $3,675 $2,271 $1,789
Travelers $3,360 $2,924 $2,731
USAA $1,929 $1,366 $1,165

Buy Cheap Jefferson, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jefferson, Ohio auto insurance rates? Find out how car insurance rates in Jefferson, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,156 $1,948 $2,085 $5,925 $6,764 $2,268 $2,423
American Family $993 $1,031 $912 $916 $3,153 $3,424 $1,229 $1,296
Farmers $1,914 $1,911 $1,685 $1,777 $8,484 $8,820 $2,147 $2,246
GEICO $1,361 $1,316 $1,269 $1,277 $3,607 $3,352 $1,515 $1,284
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,812 $1,711 $1,504 $1,553 $8,016 $9,036 $2,179 $2,251
State Farm $1,550 $1,550 $1,386 $1,386 $4,826 $6,070 $1,799 $2,059
Travelers $1,388 $1,410 $1,376 $1,370 $5,961 $9,436 $1,445 $1,653
USAA $905 $913 $859 $860 $2,763 $3,080 $1,210 $1,303

Buy Cheap Jefferson, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jefferson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jefferson, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,925 $6,764
American Family $3,153 $3,424
Farmers $8,484 $8,820
GEICO $3,607 $3,352
Liberty Mutual $10,564 $11,941
Nationwide $5,484 $7,058
Progressive $8,016 $9,036
State Farm $4,826 $6,070
Travelers $5,961 $9,436
USAA $2,763 $3,080

Buy Cheap Jefferson, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Jefferson, Ohio by comparing Jefferson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jefferson, OH here.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $2,085
American Family $912 $916
Farmers $1,685 $1,777
GEICO $1,269 $1,277
Liberty Mutual $1,575 $1,920
Nationwide $1,920 $1,932
Progressive $1,504 $1,553
State Farm $1,386 $1,386
Travelers $1,376 $1,370
USAA $859 $860

Find Cheap Auto Insurance Rates in Jefferson, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jefferson, Ohio auto insurance. Compare Jefferson, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Ohio

Insurance Company Low Medium High
Allstate $3,096 $3,209 $3,343
American Family $1,587 $1,632 $1,639
Farmers $3,434 $3,567 $3,868
GEICO $1,814 $1,865 $1,940
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,527 $3,099 $2,965
Progressive $3,391 $3,483 $3,650
State Farm $2,449 $2,587 $2,699
Travelers $2,919 $3,046 $3,050
USAA $1,417 $1,485 $1,558

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Find Cheap Jefferson, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jefferson. Compare auto insurance rates in Jefferson, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jefferson, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,216 $3,216
American Family $1,599 $1,639
Farmers $3,623 $3,623
GEICO $1,839 $1,907
Liberty Mutual $4,357 $4,357
Nationwide $3,197 $3,197
Progressive $3,508 $3,508
State Farm $2,514 $2,643
Travelers $3,005 $3,005
USAA $1,429 $1,544

Find Cheap Jefferson, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Jefferson, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jefferson, OH, take a look at the average cost for various violations versus rates for a clean driving record in Jefferson.

Annual Jefferson, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,277 $3,825 $3,057
American Family $1,550 $1,642 $1,642 $1,642
Farmers $2,988 $3,847 $3,752 $3,906
GEICO $1,278 $1,833 $2,638 $1,742
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $3,025 $4,109 $3,218 $3,679
State Farm $2,350 $2,807 $2,578 $2,578
Travelers $2,217 $2,883 $4,347 $2,573
USAA $1,141 $1,528 $2,014 $1,264

Find Cheap Jefferson, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jefferson, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Jefferson for less when you shop around and compare rates from multiple Jefferson, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jefferson, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,825
American Family $1,642
Farmers $3,752
GEICO $2,638
Liberty Mutual $4,802
Nationwide $4,128
Progressive $3,218
State Farm $2,578
Travelers $4,347
USAA $2,014

Winners by Category: Where to Buy Cheap Auto Insurance in Jefferson, OH

Compare rates from the cheapest auto insurance companies in Jefferson, OH for your needs. Take a look at how Jefferson, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jefferson, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Jefferson, Ohio Auto Insurance Companies

If you’re looking for the cheapest Jefferson, OH auto insurance companies overall, you can compare them here. Find the best price for Jefferson, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Jefferson, Ohio

Insurance Company Average Annual Rates
Allstate $3,216
American Family $1,619
Farmers $3,623
GEICO $1,873
Liberty Mutual $4,357
Nationwide $3,197
Progressive $3,508
State Farm $2,578
Travelers $3,005
USAA $1,487

What affects Jefferson, Ohio auto insurance rates?

Local factors affect auto insurance rates in Jefferson, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Jefferson auto insurance rates.

Commute Times in Jefferson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jefferson, OH is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Jefferson, OH

You can buy cheap Jefferson, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jefferson, Ohio auto insurance quotes from top companies.

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