Buy Cheap Jefferson, CO Auto Insurance (2021)

Jefferson, CO auto insurance rates average $330 a month. Minimum auto insurance requirements in Jefferson, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Jefferson, CO, compare Jefferson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Jefferson after a DUI is Allstate
  • The most expensive auto insurance company in Jefferson is Allstate
  • Average auto insurance rates in Jefferson, CO after a DUI are $4,677/year

Finding affordable Jefferson, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Jefferson, CO auto insurance with confidence is right here. Auto insurance rates in Jefferson are affected by local factors as well as personal ones like your driving record.

See how Jefferson, CO car insurance rates compare to Colorado Springs auto insurance rates, Pueblo auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Jefferson.

Don’t buy Jefferson, CO auto insurance until you’ve compared rates. Get free Jefferson, Colorado auto insurance quotes when you enter your ZIP code above.

Jefferson, CO Minimum Auto Insurance Requirements

The required auto insurance in Jefferson, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Jefferson, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Jefferson, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Jefferson, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jefferson, CO. Take a look at Jefferson, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jefferson, Colorado

Insurance Company Poor Fair Good
Allstate $7,837 $6,037 $4,555
American Family $5,075 $3,615 $3,035
Farmers $6,089 $4,957 $4,711
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,111 $2,517 $2,000
Nationwide $4,245 $3,363 $2,929
Progressive $4,832 $4,141 $3,816
State Farm $5,541 $3,555 $2,862
USAA $4,426 $2,549 $2,051

Buy Cheap Jefferson, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jefferson, Colorado auto insurance rates? Find out how car insurance rates in Jefferson, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,749 $3,504 $3,354 $3,392 $13,068 $13,728 $4,155 $4,193
American Family $2,670 $2,670 $2,407 $2,407 $6,476 $8,699 $2,670 $3,267
Farmers $3,074 $3,050 $2,782 $2,987 $11,575 $11,700 $3,396 $3,456
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,852 $1,800 $1,562 $1,719 $5,867 $6,415 $1,881 $1,914
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,536 $2,361 $2,215 $2,200 $9,020 $10,116 $2,867 $2,790
State Farm $2,529 $2,529 $2,256 $2,256 $7,113 $9,033 $2,825 $3,347
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

Buy Cheap Jefferson, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jefferson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jefferson, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,068 $13,728
American Family $6,476 $8,699
Farmers $11,575 $11,700
GEICO $5,302 $5,671
Liberty Mutual $5,867 $6,415
Nationwide $5,929 $7,587
Progressive $9,020 $10,116
State Farm $7,113 $9,033
USAA $5,128 $5,847

Buy Cheap Jefferson, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Jefferson, Colorado by comparing Jefferson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jefferson, CO here.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,392
American Family $2,407 $2,407
Farmers $2,782 $2,987
GEICO $1,751 $1,963
Liberty Mutual $1,562 $1,719
Nationwide $2,085 $2,204
Progressive $2,215 $2,200
State Farm $2,256 $2,256
USAA $1,918 $1,904

Find Cheap Auto Insurance Rates in Jefferson, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jefferson, Colorado auto insurance. Compare Jefferson, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Colorado

Insurance Company Low Medium High
Allstate $5,864 $6,126 $6,440
American Family $3,693 $3,989 $4,043
Farmers $4,659 $5,184 $5,914
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,722 $2,866 $3,040
Nationwide $3,535 $3,511 $3,491
Progressive $3,957 $4,275 $4,558
State Farm $3,751 $3,988 $4,219
USAA $2,855 $3,009 $3,163

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Find Cheap Jefferson, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jefferson. Compare auto insurance rates in Jefferson, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jefferson, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,143 $6,143
American Family $3,824 $3,993
Farmers $5,252 $5,252
GEICO $2,618 $2,726
Liberty Mutual $2,876 $2,876
Nationwide $3,512 $3,512
Progressive $4,263 $4,263
State Farm $3,889 $4,083
USAA $2,925 $3,093

Find Cheap Jefferson, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Jefferson, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jefferson, CO, take a look at the average cost for various violations versus rates for a clean driving record in Jefferson.

Annual Jefferson, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,228 $6,017 $7,392 $5,935
American Family $2,893 $4,092 $5,368 $3,280
Farmers $4,436 $5,696 $5,619 $5,258
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,527 $2,949 $3,056 $2,973
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,686 $5,184 $3,891 $4,291
State Farm $3,681 $4,292 $3,986 $3,986
USAA $2,191 $2,686 $4,693 $2,465

Find Cheap Jefferson, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jefferson, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Jefferson for less when you shop around and compare rates from multiple Jefferson, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jefferson, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,392
American Family $5,368
Farmers $5,619
GEICO $3,404
Liberty Mutual $3,056
Nationwide $4,685
Progressive $3,891
State Farm $3,986
USAA $4,693

Winners by Category: Where to Buy Cheap Auto Insurance in Jefferson, CO

Compare rates from the cheapest auto insurance companies in Jefferson, CO for your needs. Take a look at how Jefferson, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jefferson, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Jefferson, Colorado Auto Insurance Companies

If you’re looking for the cheapest Jefferson, CO auto insurance companies overall, you can compare them here. Find the best price for Jefferson, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Jefferson, Colorado

Insurance Company Average Annual Rates
Allstate $6,143
American Family $3,908
Farmers $5,252
GEICO $2,672
Liberty Mutual $2,876
Nationwide $3,512
Progressive $4,263
State Farm $3,986
USAA $3,009

Compare Auto Insurance Quotes in Jefferson, CO

You can buy cheap Jefferson, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jefferson, Colorado auto insurance quotes from top companies.

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