Buy Cheap Jefferson, AL Auto Insurance (2021)

Jefferson, AL auto insurance rates average $310 a month. Minimum auto insurance requirements in Jefferson, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Jefferson, AL, compare Jefferson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Jefferson is Liberty Mutual
  • Average auto insurance rates in Jefferson, AL for teens drivers are $7,486/year
  • Average auto insurance rates in Jefferson, AL are $310/month

Finding affordable Jefferson, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Jefferson, AL auto insurance with confidence is right here. Auto insurance rates in Jefferson are affected by local factors as well as personal ones like your driving record.

See how Jefferson, AL car insurance rates compare to Huntsville auto insurance rates, Mobile auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Jefferson.

Don’t buy Jefferson, AL auto insurance until you’ve compared rates. Get free Jefferson, Alabama auto insurance quotes when you enter your ZIP code above.

Jefferson, AL Minimum Auto Insurance Requirements

The required auto insurance in Jefferson, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Jefferson, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Jefferson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Jefferson, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jefferson, AL. Take a look at Jefferson, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jefferson, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,709 $4,046 $3,835
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,478 $4,575 $3,594
Nationwide $3,171 $2,467 $2,229
Progressive $4,937 $4,201 $3,909
State Farm $7,514 $3,809 $2,592
Travelers $4,283 $3,708 $3,777
USAA $2,984 $1,935 $1,726

Buy Cheap Jefferson, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jefferson, Alabama auto insurance rates? Find out how car insurance rates in Jefferson, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jefferson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,076 $3,327 $2,524 $2,826 $10,975 $12,213 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,432 $2,293 $1,989 $2,128 $9,513 $10,616 $2,836 $2,985
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,623 $1,652 $1,510 $1,507 $8,472 $13,283 $1,538 $1,793
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Buy Cheap Jefferson, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jefferson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jefferson, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jefferson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,213 $9,484
GEICO $5,292 $5,199
Liberty Mutual $10,975 $12,213
Nationwide $4,418 $5,752
Progressive $9,513 $10,616
State Farm $8,362 $10,517
Travelers $8,472 $13,283
USAA $4,083 $4,536

Buy Cheap Jefferson, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Jefferson, Alabama by comparing Jefferson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jefferson, AL here.

Annual Auto Insurance Rates for Senior Drivers in Jefferson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,159 $2,289
GEICO $1,937 $1,974
Liberty Mutual $2,524 $2,826
Nationwide $1,577 $1,642
Progressive $1,989 $2,128
State Farm $2,624 $2,624
Travelers $1,510 $1,507
USAA $1,288 $1,268

Find Cheap Auto Insurance Rates in Jefferson, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jefferson, Alabama auto insurance. Compare Jefferson, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jefferson, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,972 $4,144 $4,473
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,977 $5,191 $5,480
Nationwide $2,624 $2,595 $2,649
Progressive $3,888 $4,320 $4,839
State Farm $4,411 $4,630 $4,873
Travelers $3,750 $4,001 $4,016
USAA $2,139 $2,204 $2,302

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Find Cheap Jefferson, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jefferson. Compare auto insurance rates in Jefferson, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jefferson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,196 $4,196
GEICO $2,789 $2,899
Liberty Mutual $5,216 $5,216
Nationwide $2,623 $2,623
Progressive $4,349 $4,349
State Farm $4,528 $4,748
Travelers $3,922 $3,922
USAA $2,114 $2,317

Find Cheap Jefferson, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Jefferson, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jefferson, AL, take a look at the average cost for various violations versus rates for a clean driving record in Jefferson.

Annual Jefferson, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,094 $5,686 $5,575 $5,508
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,937 $4,914 $4,217 $4,329
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,268 $3,432 $5,002 $3,987
USAA $1,703 $2,133 $3,182 $1,843

Find Cheap Jefferson, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jefferson, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Jefferson for less when you shop around and compare rates from multiple Jefferson, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jefferson, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,452
GEICO $3,748
Liberty Mutual $5,575
Nationwide $3,353
Progressive $4,217
State Farm $4,592
Travelers $5,002
USAA $3,182

Winners by Category: Where to Buy Cheap Auto Insurance in Jefferson, AL

Compare rates from the cheapest auto insurance companies in Jefferson, AL for your needs. Take a look at how Jefferson, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jefferson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Jefferson, Alabama Auto Insurance Companies

If you’re looking for the cheapest Jefferson, AL auto insurance companies overall, you can compare them here. Find the best price for Jefferson, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Jefferson, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,196
GEICO $2,844
Liberty Mutual $5,216
Nationwide $2,623
Progressive $4,349
State Farm $4,638
Travelers $3,922
USAA $2,215

What affects Jefferson, Alabama auto insurance rates?

Local factors affect auto insurance rates in Jefferson, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Jefferson auto insurance rates.

Commute Times in Jefferson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jefferson, AL is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Jefferson, AL

You can buy cheap Jefferson, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jefferson, Alabama auto insurance quotes from top companies.

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