Buy Cheap Janesville, IL Auto Insurance (2021)

Janesville, IL auto insurance rates average $261 a month. Minimum auto insurance requirements in Janesville, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Janesville, IL, compare Janesville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Janesville, IL after a DUI are $3,647/year
  • Average auto insurance rates in Janesville, IL for teens drivers are $5,970/year
  • The most expensive auto insurance company in Janesville is Allstate

Finding affordable Janesville, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Janesville, IL auto insurance with confidence is right here. Auto insurance rates in Janesville are affected by local factors as well as personal ones like your driving record.

See how Janesville, IL car insurance rates compare to Joliet auto insurance rates, Cicero auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Janesville.

Don’t buy Janesville, IL auto insurance until you’ve compared rates. Get free Janesville, Illinois auto insurance quotes when you enter your ZIP code above.

Janesville, IL Minimum Auto Insurance Requirements

The required auto insurance in Janesville, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Janesville, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Janesville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Janesville, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Janesville, IL. Take a look at Janesville, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Janesville, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,748 $3,989 $3,795
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,503 $2,186 $1,737
Nationwide $2,631 $2,129 $1,868
Progressive $3,362 $2,847 $2,629
State Farm $3,008 $1,801 $1,397
Travelers $5,140 $4,145 $3,357
USAA $3,657 $2,511 $2,069

Buy Cheap Janesville, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Janesville, Illinois auto insurance rates? Find out how car insurance rates in Janesville, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Janesville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,243 $2,246 $1,990 $2,102 $9,588 $10,007 $2,560 $2,680
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,500 $1,620 $1,244 $1,394 $5,126 $5,708 $1,564 $1,646
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,705 $1,612 $1,402 $1,470 $6,193 $6,949 $2,032 $2,206
State Farm $1,304 $1,304 $1,164 $1,164 $3,723 $4,722 $1,474 $1,695
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Buy Cheap Janesville, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Janesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Janesville, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Janesville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,588 $10,007
GEICO $4,375 $4,641
Liberty Mutual $5,126 $5,708
Nationwide $3,820 $4,891
Progressive $6,193 $6,949
State Farm $3,723 $4,722
Travelers $7,852 $9,892
USAA $5,277 $5,820

Buy Cheap Janesville, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Janesville, Illinois by comparing Janesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Janesville, IL here.

Annual Auto Insurance Rates for Senior Drivers in Janesville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $1,990 $2,102
GEICO $1,364 $1,612
Liberty Mutual $1,244 $1,394
Nationwide $1,279 $1,353
Progressive $1,402 $1,470
State Farm $1,164 $1,164
Travelers $2,366 $2,530
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Janesville, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Janesville, Illinois auto insurance. Compare Janesville, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Janesville, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,973 $4,077 $4,482
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,322 $2,470 $2,634
Nationwide $2,212 $2,223 $2,195
Progressive $2,716 $2,936 $3,186
State Farm $1,960 $2,072 $2,174
Travelers $3,940 $4,209 $4,494
USAA $2,561 $2,743 $2,933

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Find Cheap Janesville, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Janesville. Compare auto insurance rates in Janesville, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Janesville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,177 $4,177
GEICO $2,263 $2,351
Liberty Mutual $2,475 $2,475
Nationwide $2,210 $2,210
Progressive $2,946 $2,946
State Farm $2,017 $2,121
Travelers $4,044 $4,385
USAA $2,669 $2,823

Find Cheap Janesville, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Janesville, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Janesville, IL, take a look at the average cost for various violations versus rates for a clean driving record in Janesville.

Annual Janesville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,530 $4,546 $4,433 $4,201
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $2,058 $2,934 $2,571 $2,338
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,431 $3,599 $2,688 $3,067
State Farm $1,892 $2,246 $2,069 $2,069
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,958 $2,812 $3,851 $2,361

Find Cheap Janesville, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Janesville, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Janesville for less when you shop around and compare rates from multiple Janesville, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Janesville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,433
GEICO $3,141
Liberty Mutual $2,571
Nationwide $2,697
Progressive $2,688
State Farm $2,069
Travelers $4,927
USAA $3,851

Winners by Category: Where to Buy Cheap Auto Insurance in Janesville, IL

Compare rates from the cheapest auto insurance companies in Janesville, IL for your needs. Take a look at how Janesville, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Janesville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Janesville, Illinois Auto Insurance Companies

If you’re looking for the cheapest Janesville, IL auto insurance companies overall, you can compare them here. Find the best price for Janesville, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Janesville, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,177
GEICO $2,307
Liberty Mutual $2,475
Nationwide $2,210
Progressive $2,946
State Farm $2,069
Travelers $4,214
USAA $2,746

Compare Auto Insurance Quotes in Janesville, IL

You can buy cheap Janesville, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Janesville, Illinois auto insurance quotes from top companies.

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