Buy Cheap Jamestown, CO Auto Insurance (2021)

Jamestown, CO auto insurance rates average $321 a month. Minimum auto insurance requirements in Jamestown, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Jamestown, CO, compare Jamestown auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Jamestown after a DUI is Allstate
  • Average auto insurance rates in Jamestown, CO after a DUI are $4,555/year
  • Average auto insurance rates in Jamestown, CO for teens drivers are $7,588/year

Finding affordable Jamestown, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Jamestown, CO auto insurance with confidence is right here. Auto insurance rates in Jamestown are affected by local factors as well as personal ones like your driving record.

See how Jamestown, CO car insurance rates compare to Fort Collins auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Jamestown.

Don’t buy Jamestown, CO auto insurance until you’ve compared rates. Get free Jamestown, Colorado auto insurance quotes when you enter your ZIP code above.

Jamestown, CO Minimum Auto Insurance Requirements

The required auto insurance in Jamestown, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Jamestown, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Jamestown, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Jamestown, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jamestown, CO. Take a look at Jamestown, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jamestown, Colorado

Insurance Company Poor Fair Good
Allstate $6,405 $4,940 $3,730
American Family $4,858 $3,492 $2,937
Farmers $6,354 $5,194 $4,939
GEICO $3,813 $3,171 $2,528
Liberty Mutual $4,093 $2,521 $2,001
Nationwide $4,068 $3,235 $2,817
Progressive $4,775 $4,117 $3,811
State Farm $5,240 $3,364 $2,710
USAA $4,426 $2,549 $2,051

Buy Cheap Jamestown, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jamestown, Colorado auto insurance rates? Find out how car insurance rates in Jamestown, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jamestown, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,036 $2,829 $2,751 $2,778 $10,827 $11,368 $3,305 $3,308
American Family $2,573 $2,573 $2,329 $2,329 $6,208 $8,376 $2,573 $3,137
Farmers $3,177 $3,165 $2,867 $3,072 $12,186 $12,407 $3,510 $3,580
GEICO $2,002 $2,196 $2,123 $2,411 $6,280 $6,658 $1,830 $1,866
Liberty Mutual $1,824 $1,762 $1,552 $1,711 $5,938 $6,482 $1,847 $1,859
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,453 $2,273 $2,159 $2,137 $9,138 $10,246 $2,775 $2,692
State Farm $2,331 $2,331 $2,105 $2,105 $6,882 $8,688 $2,616 $3,111
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

Buy Cheap Jamestown, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jamestown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jamestown, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jamestown, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,827 $11,368
American Family $6,208 $8,376
Farmers $12,186 $12,407
GEICO $6,280 $6,658
Liberty Mutual $5,938 $6,482
Nationwide $5,702 $7,251
Progressive $9,138 $10,246
State Farm $6,882 $8,688
USAA $5,128 $5,847

Buy Cheap Jamestown, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Jamestown, Colorado by comparing Jamestown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jamestown, CO here.

Annual Auto Insurance Rates for Senior Drivers in Jamestown, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,751 $2,778
American Family $2,329 $2,329
Farmers $2,867 $3,072
GEICO $2,123 $2,411
Liberty Mutual $1,552 $1,711
Nationwide $2,018 $2,122
Progressive $2,159 $2,137
State Farm $2,105 $2,105
USAA $1,918 $1,904

Find Cheap Auto Insurance Rates in Jamestown, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jamestown, Colorado auto insurance. Compare Jamestown, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jamestown, Colorado

Insurance Company Low Medium High
Allstate $4,725 $5,007 $5,344
American Family $3,548 $3,840 $3,898
Farmers $4,840 $5,417 $6,230
GEICO $2,850 $3,109 $3,553
Liberty Mutual $2,700 $2,861 $3,054
Nationwide $3,335 $3,378 $3,407
Progressive $3,932 $4,248 $4,523
State Farm $3,516 $3,774 $4,023
USAA $2,855 $3,009 $3,163

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Find Cheap Jamestown, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jamestown. Compare auto insurance rates in Jamestown, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jamestown, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,025 $5,025
American Family $3,680 $3,844
Farmers $5,496 $5,496
GEICO $3,104 $3,238
Liberty Mutual $2,872 $2,872
Nationwide $3,373 $3,373
Progressive $4,234 $4,234
State Farm $3,678 $3,864
USAA $2,925 $3,093

Find Cheap Jamestown, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Jamestown, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jamestown, CO, take a look at the average cost for various violations versus rates for a clean driving record in Jamestown.

Annual Jamestown, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,259 $4,922 $6,069 $4,851
American Family $2,787 $3,944 $5,159 $3,158
Farmers $4,651 $5,963 $5,875 $5,494
GEICO $2,235 $3,472 $4,054 $2,922
Liberty Mutual $2,528 $2,950 $3,043 $2,966
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,654 $5,183 $3,856 $4,244
State Farm $3,457 $4,085 $3,771 $3,771
USAA $2,191 $2,686 $4,693 $2,465

Find Cheap Jamestown, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jamestown, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Jamestown for less when you shop around and compare rates from multiple Jamestown, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jamestown, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,069
American Family $5,159
Farmers $5,875
GEICO $4,054
Liberty Mutual $3,043
Nationwide $4,472
Progressive $3,856
State Farm $3,771
USAA $4,693

Winners by Category: Where to Buy Cheap Auto Insurance in Jamestown, CO

Compare rates from the cheapest auto insurance companies in Jamestown, CO for your needs. Take a look at how Jamestown, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jamestown, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Jamestown, Colorado Auto Insurance Companies

If you’re looking for the cheapest Jamestown, CO auto insurance companies overall, you can compare them here. Find the best price for Jamestown, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Jamestown, Colorado

Insurance Company Average Annual Rates
Allstate $5,025
American Family $3,762
Farmers $5,496
GEICO $3,171
Liberty Mutual $2,872
Nationwide $3,373
Progressive $4,234
State Farm $3,771
USAA $3,009

What affects Jamestown, Colorado auto insurance rates?

Local factors affect auto insurance rates in Jamestown, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Jamestown auto insurance rates.

Commute Times in Jamestown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jamestown, CO is 21.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Jamestown, CO

You can buy cheap Jamestown, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jamestown, Colorado auto insurance quotes from top companies.

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