Buy Cheap Jacksonville, AL Auto Insurance (2021)

Jacksonville, AL auto insurance rates average $293 a month. Minimum auto insurance requirements in Jacksonville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Jacksonville, AL, compare Jacksonville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Jacksonville, AL after a DUI are $4,006/year
  • Average auto insurance rates in Jacksonville, AL for teens drivers are $7,200/year
  • The most expensive auto insurance company in Jacksonville is Liberty Mutual

Finding affordable Jacksonville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Jacksonville, AL auto insurance with confidence is right here. Auto insurance rates in Jacksonville are affected by local factors as well as personal ones like your driving record.

See how Jacksonville, AL car insurance rates compare to Montgomery auto insurance rates, Auburn auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Jacksonville.

Don’t buy Jacksonville, AL auto insurance until you’ve compared rates. Get free Jacksonville, Alabama auto insurance quotes when you enter your ZIP code above.

Jacksonville, AL Minimum Auto Insurance Requirements

The required auto insurance in Jacksonville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Jacksonville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Jacksonville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jacksonville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jacksonville, AL. Take a look at Jacksonville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jacksonville, Alabama

Insurance Company Poor Fair Good
Allstate $4,038 $3,176 $2,599
Farmers $4,508 $3,880 $3,677
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,907 $4,227 $3,955
State Farm $6,978 $3,534 $2,402
Travelers $3,304 $2,866 $2,919
USAA $2,620 $1,706 $1,524

Buy Cheap Jacksonville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jacksonville, Alabama auto insurance rates? Find out how car insurance rates in Jacksonville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jacksonville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,969 $1,874 $1,784 $1,818 $6,889 $7,392 $2,197 $2,243
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,334 $2,176 $1,912 $2,055 $9,841 $10,966 $2,723 $2,895
State Farm $2,616 $2,616 $2,373 $2,373 $8,035 $10,037 $2,958 $3,427
Travelers $1,244 $1,262 $1,173 $1,168 $6,572 $10,293 $1,182 $1,342
USAA $1,219 $1,238 $1,138 $1,117 $3,601 $3,993 $1,585 $1,710

Buy Cheap Jacksonville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jacksonville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jacksonville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jacksonville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,889 $7,392
Farmers $8,886 $9,143
GEICO $5,204 $5,101
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,841 $10,966
State Farm $8,035 $10,037
Travelers $6,572 $10,293
USAA $3,601 $3,993

Buy Cheap Jacksonville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Jacksonville, Alabama by comparing Jacksonville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jacksonville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Jacksonville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,818
Farmers $2,056 $2,185
GEICO $1,878 $1,947
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,912 $2,055
State Farm $2,373 $2,373
Travelers $1,173 $1,168
USAA $1,138 $1,117

Find Cheap Auto Insurance Rates in Jacksonville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jacksonville, Alabama auto insurance. Compare Jacksonville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jacksonville, Alabama

Insurance Company Low Medium High
Allstate $3,150 $3,265 $3,397
Farmers $3,792 $3,968 $4,305
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,884 $4,337 $4,867
State Farm $4,073 $4,299 $4,542
Travelers $2,873 $3,089 $3,125
USAA $1,879 $1,939 $2,032

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jacksonville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jacksonville. Compare auto insurance rates in Jacksonville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jacksonville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,271 $3,271
Farmers $4,022 $4,022
GEICO $2,707 $2,804
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,363 $4,363
State Farm $4,202 $4,407
Travelers $3,029 $3,029
USAA $1,861 $2,039

Find Cheap Jacksonville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Jacksonville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jacksonville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Jacksonville.

Annual Jacksonville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $3,275 $3,890 $3,141
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,934 $4,969 $4,235 $4,313
State Farm $3,877 $4,827 $4,257 $4,257
Travelers $2,525 $2,650 $3,870 $3,072
USAA $1,502 $1,883 $2,791 $1,624

Find Cheap Jacksonville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jacksonville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Jacksonville for less when you shop around and compare rates from multiple Jacksonville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jacksonville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,890
Farmers $4,272
GEICO $3,711
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,235
State Farm $4,257
Travelers $3,870
USAA $2,791

Winners by Category: Where to Buy Cheap Auto Insurance in Jacksonville, AL

Compare rates from the cheapest auto insurance companies in Jacksonville, AL for your needs. Take a look at how Jacksonville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jacksonville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Jacksonville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Jacksonville, AL auto insurance companies overall, you can compare them here. Find the best price for Jacksonville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Jacksonville, Alabama

Insurance Company Average Annual Rates
Allstate $3,271
Farmers $4,022
GEICO $2,755
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,363
State Farm $4,304
Travelers $3,029
USAA $1,950

What affects Jacksonville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Jacksonville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Jacksonville auto insurance rates.

Auto Theft in Jacksonville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Jacksonville, AL auto theft show a total of 26 vehicle thefts annually.

Commute Times in Jacksonville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jacksonville, AL is 23.2 minutes according to City-Data.

Traffic in Jacksonville

How is traffic in Jacksonville, Alabama? Inrix data shows that Jacksonville, AL traffic makes it the 295th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Jacksonville, AL

You can buy cheap Jacksonville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jacksonville, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption