Buy Cheap Jackson, MI Auto Insurance (2022)

Jackson, MI auto insurance rates average $758 a month. Minimum auto insurance requirements in Jackson, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Jackson, MI, compare Jackson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Jackson, MI for teens drivers are $17,153/year
  • The most expensive auto insurance company in Jackson is Allstate
  • Average auto insurance rates in Jackson, MI are $758/month

Finding affordable Jackson, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Jackson, MI auto insurance with confidence is right here. Auto insurance rates in Jackson are affected by local factors as well as personal ones like your driving record.

See how Jackson, MI car insurance rates compare to Lansing auto insurance rates, Sterling Heights auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Jackson.

Don’t buy Jackson, MI auto insurance until you’ve compared rates. Get free Jackson, Michigan auto insurance quotes when you enter your ZIP code above.

Jackson, MI Minimum Auto Insurance Requirements

The required auto insurance in Jackson, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Jackson, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Jackson, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Jackson, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jackson, MI. Take a look at Jackson, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jackson, Michigan

Insurance Company Poor Fair Good
Allstate $30,823 $17,064 $13,085
Farmers $6,121 $4,062 $3,752
GEICO $7,577 $5,569 $4,530
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,327 $4,730 $4,021
Progressive $4,535 $3,857 $3,512
State Farm $16,885 $8,555 $5,817
Travelers $10,538 $10,219 $10,090
USAA $4,847 $2,784 $2,122

Buy Cheap Jackson, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jackson, Michigan auto insurance rates? Find out how car insurance rates in Jackson, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,868 $14,868 $13,788 $13,788 $36,973 $36,973 $15,667 $15,667
Farmers $3,523 $3,523 $3,291 $3,291 $7,811 $7,811 $3,955 $3,955
GEICO $4,039 $4,039 $4,129 $4,129 $11,536 $11,536 $3,864 $3,864
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,711 $3,711 $3,326 $3,326 $9,038 $9,038 $4,028 $4,028
Progressive $2,306 $2,172 $2,054 $2,247 $8,529 $9,213 $2,678 $2,544
State Farm $6,308 $6,308 $5,848 $5,848 $22,110 $22,110 $7,409 $7,409
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

Buy Cheap Jackson, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jackson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jackson, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,973 $36,973
Farmers $7,811 $7,811
GEICO $11,536 $11,536
Liberty Mutual $31,732 $31,732
Nationwide $9,038 $9,038
Progressive $8,529 $9,213
State Farm $22,110 $22,110
Travelers $20,864 $20,864
USAA $5,782 $5,464

Buy Cheap Jackson, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Jackson, Michigan by comparing Jackson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jackson, MI here.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,788 $13,788
Farmers $3,291 $3,291
GEICO $4,129 $4,129
Liberty Mutual $13,352 $13,352
Nationwide $3,326 $3,326
Progressive $2,054 $2,247
State Farm $5,848 $5,848
Travelers $5,902 $5,902
USAA $2,265 $2,134

Find Cheap Auto Insurance Rates in Jackson, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jackson, Michigan auto insurance. Compare Jackson, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Michigan

Insurance Company Low Medium High
Allstate $19,819 $20,369 $20,784
Farmers $4,533 $4,635 $4,766
GEICO $5,512 $5,841 $6,323
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,293 $4,934 $4,851
Progressive $3,853 $3,973 $4,078
State Farm $9,922 $10,480 $10,855
Travelers $10,181 $10,292 $10,373
USAA $3,157 $3,258 $3,337

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Find Cheap Jackson, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jackson. Compare auto insurance rates in Jackson, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jackson, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,324 $20,324
Farmers $4,645 $4,645
GEICO $5,758 $6,025
Liberty Mutual $17,393 $18,634
Nationwide $5,026 $5,026
Progressive $3,968 $3,968
State Farm $10,144 $10,694
Travelers $10,223 $10,341
USAA $3,214 $3,288

Find Cheap Jackson, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Jackson, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Jackson, MI to see how much where you live in Jackson affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Jackson, Michigan

ZIP Code Average Annual Rates
49201 $6,477
49202 $6,482
49203 $6,484

Find Cheap Jackson, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Jackson, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jackson, MI, take a look at the average cost for various violations versus rates for a clean driving record in Jackson.

Annual Jackson, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,977 $13,311 $44,114 $13,894
Farmers $3,910 $4,970 $4,908 $4,792
GEICO $2,053 $4,385 $13,309 $3,821
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,300 $5,735 $5,225 $4,844
Progressive $3,405 $4,398 $3,959 $4,110
State Farm $6,616 $7,939 $17,198 $9,923
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,622 $3,266 $4,262 $2,854

Find Cheap Jackson, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jackson, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Jackson for less when you shop around and compare rates from multiple Jackson, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jackson, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,114
Farmers $4,908
GEICO $13,309
Liberty Mutual $28,191
Nationwide $5,225
Progressive $3,959
State Farm $17,198
Travelers $16,054
USAA $4,262

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Winners by Category: Where to Buy Cheap Auto Insurance in Jackson, MI

Compare rates from the cheapest auto insurance companies in Jackson, MI for your needs. Take a look at how Jackson, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jackson, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Jackson, Michigan Auto Insurance Companies

If you’re looking for the cheapest Jackson, MI auto insurance companies overall, you can compare them here. Find the best price for Jackson, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Jackson, Michigan

Insurance Company Average Annual Rates
Allstate $20,324
Farmers $4,645
GEICO $5,892
Liberty Mutual $18,013
Nationwide $5,026
Progressive $3,968
State Farm $10,419
Travelers $10,282
USAA $3,251

What affects Jackson, Michigan auto insurance rates?

Local factors affect auto insurance rates in Jackson, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Jackson auto insurance rates.

Auto Theft in Jackson

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Jackson, MI auto theft show a total of 124 vehicle thefts annually.

Commute Times in Jackson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jackson, MI is 19.0 minutes according to City-Data.

Traffic in Jackson

How is traffic in Jackson, Michigan? Inrix data shows that Jackson, MI traffic makes it the 295th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Jackson, MI

You can buy cheap Jackson, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jackson, Michigan auto insurance quotes from top companies.

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