Buy Cheap Jackson, AL Auto Insurance (2021)

Jackson, AL auto insurance rates average $303 a month. Minimum auto insurance requirements in Jackson, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Jackson, AL, compare Jackson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Jackson, AL are $303/month
  • Average auto insurance rates in Jackson, AL after a DUI are $4,139/year
  • Average auto insurance rates in Jackson, AL for teens drivers are $7,302/year

Finding affordable Jackson, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Jackson, AL auto insurance with confidence is right here. Auto insurance rates in Jackson are affected by local factors as well as personal ones like your driving record.

See how Jackson, AL car insurance rates compare to Tuscaloosa auto insurance rates, Hoover auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Jackson.

Don’t buy Jackson, AL auto insurance until you’ve compared rates. Get free Jackson, Alabama auto insurance quotes when you enter your ZIP code above.

Jackson, AL Minimum Auto Insurance Requirements

The required auto insurance in Jackson, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Jackson, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Jackson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Jackson, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Jackson, AL. Take a look at Jackson, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Jackson, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,226 $3,635 $3,446
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,826 $4,118 $3,838
State Farm $8,312 $4,208 $2,859
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

Buy Cheap Jackson, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Jackson, Alabama auto insurance rates? Find out how car insurance rates in Jackson, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jackson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,176 $2,159 $1,946 $2,059 $8,248 $8,489 $2,482 $2,595
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,346 $2,211 $1,920 $2,047 $9,394 $10,498 $2,748 $2,923
State Farm $3,211 $3,211 $2,874 $2,874 $9,338 $11,713 $3,619 $4,172
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Buy Cheap Jackson, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Jackson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Jackson, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Jackson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $8,248 $8,489
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,394 $10,498
State Farm $9,338 $11,713
Travelers $7,394 $11,596
USAA $4,020 $4,464

Buy Cheap Jackson, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Jackson, Alabama by comparing Jackson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Jackson, AL here.

Annual Auto Insurance Rates for Senior Drivers in Jackson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $1,946 $2,059
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,920 $2,047
State Farm $2,874 $2,874
Travelers $1,327 $1,326
USAA $1,271 $1,252

Find Cheap Auto Insurance Rates in Jackson, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Jackson, Alabama auto insurance. Compare Jackson, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jackson, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,584 $3,727 $3,997
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,842 $4,237 $4,704
State Farm $4,884 $5,119 $5,376
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

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Find Cheap Jackson, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Jackson. Compare auto insurance rates in Jackson, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Jackson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $3,769 $3,769
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,261 $4,261
State Farm $5,006 $5,247
Travelers $3,430 $3,430
USAA $2,082 $2,282

Find Cheap Jackson, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Jackson, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Jackson, AL, take a look at the average cost for various violations versus rates for a clean driving record in Jackson.

Annual Jackson, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,171 $4,097 $3,996 $3,813
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,858 $4,827 $4,123 $4,236
State Farm $4,653 $5,705 $5,074 $5,074
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

Find Cheap Jackson, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Jackson, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Jackson for less when you shop around and compare rates from multiple Jackson, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Jackson, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,865
Farmers $3,996
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,123
State Farm $5,074
Travelers $4,370
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Jackson, AL

Compare rates from the cheapest auto insurance companies in Jackson, AL for your needs. Take a look at how Jackson, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Jackson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Jackson, Alabama Auto Insurance Companies

If you’re looking for the cheapest Jackson, AL auto insurance companies overall, you can compare them here. Find the best price for Jackson, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Jackson, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $3,769
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,261
State Farm $5,126
Travelers $3,430
USAA $2,182

What affects Jackson, Alabama auto insurance rates?

Local factors affect auto insurance rates in Jackson, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Jackson auto insurance rates.

Auto Theft in Jackson

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Jackson, AL auto theft show a total of 5 vehicle thefts annually.

Commute Times in Jackson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Jackson, AL is 19.5 minutes according to City-Data.

Traffic in Jackson

How is traffic in Jackson, Alabama? Inrix data shows that Jackson, AL traffic makes it the 295th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Jackson, AL

You can buy cheap Jackson, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Jackson, Alabama auto insurance quotes from top companies.

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