Buy Cheap Irwin, OH Auto Insurance (2021)

Irwin, OH auto insurance rates average $227 a month. Minimum auto insurance requirements in Irwin, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Irwin, OH, compare Irwin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Irwin, OH are $227/month
  • Average auto insurance rates in Irwin, OH for teens drivers are $5,615/year
  • The most expensive auto insurance company in Irwin after a DUI is Liberty Mutual

Finding affordable Irwin, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Irwin, OH auto insurance with confidence is right here. Auto insurance rates in Irwin are affected by local factors as well as personal ones like your driving record.

See how Irwin, OH car insurance rates compare to Dayton auto insurance rates, Hamilton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Irwin.

Don’t buy Irwin, OH auto insurance until you’ve compared rates. Get free Irwin, Ohio auto insurance quotes when you enter your ZIP code above.

Irwin, OH Minimum Auto Insurance Requirements

The required auto insurance in Irwin, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Irwin, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Irwin, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Irwin, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Irwin, OH. Take a look at Irwin, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Irwin, Ohio

Insurance Company Poor Fair Good
Allstate $4,095 $2,985 $2,489
American Family $1,878 $1,289 $1,092
Farmers $3,803 $3,213 $3,058
GEICO $2,056 $1,716 $1,376
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,708 $2,989 $2,525
Progressive $3,725 $3,222 $3,010
State Farm $3,614 $2,233 $1,760
Travelers $3,471 $3,017 $2,816
USAA $1,853 $1,311 $1,118

Buy Cheap Irwin, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Irwin, Ohio auto insurance rates? Find out how car insurance rates in Irwin, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Irwin, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,117 $2,104 $1,910 $2,041 $5,947 $6,810 $2,220 $2,369
American Family $899 $932 $818 $822 $2,694 $2,919 $1,107 $1,164
Farmers $1,777 $1,769 $1,566 $1,652 $7,865 $8,152 $1,997 $2,087
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,049 $2,059 $1,851 $1,864 $5,256 $6,767 $2,194 $2,550
Progressive $1,708 $1,608 $1,422 $1,470 $7,616 $8,577 $2,040 $2,112
State Farm $1,517 $1,517 $1,359 $1,359 $4,765 $5,985 $1,763 $2,022
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $865 $872 $823 $822 $2,667 $2,969 $1,155 $1,248

Buy Cheap Irwin, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Irwin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Irwin, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Irwin, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,947 $6,810
American Family $2,694 $2,919
Farmers $7,865 $8,152
GEICO $3,307 $3,080
Liberty Mutual $9,894 $11,176
Nationwide $5,256 $6,767
Progressive $7,616 $8,577
State Farm $4,765 $5,985
Travelers $6,141 $9,648
USAA $2,667 $2,969

Buy Cheap Irwin, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Irwin, Ohio by comparing Irwin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Irwin, OH here.

Annual Auto Insurance Rates for Senior Drivers in Irwin, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $2,041
American Family $818 $822
Farmers $1,566 $1,652
GEICO $1,166 $1,171
Liberty Mutual $1,477 $1,795
Nationwide $1,851 $1,864
Progressive $1,422 $1,470
State Farm $1,359 $1,359
Travelers $1,435 $1,426
USAA $823 $822

Find Cheap Auto Insurance Rates in Irwin, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Irwin, Ohio auto insurance. Compare Irwin, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Irwin, Ohio

Insurance Company Low Medium High
Allstate $3,091 $3,184 $3,295
American Family $1,399 $1,430 $1,429
Farmers $3,188 $3,310 $3,576
GEICO $1,664 $1,709 $1,776
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,400 $2,979 $2,843
Progressive $3,183 $3,289 $3,485
State Farm $2,410 $2,544 $2,653
Travelers $3,031 $3,140 $3,133
USAA $1,368 $1,426 $1,489

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Find Cheap Irwin, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Irwin. Compare auto insurance rates in Irwin, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Irwin, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,190 $3,190
American Family $1,402 $1,436
Farmers $3,358 $3,358
GEICO $1,687 $1,746
Liberty Mutual $4,079 $4,079
Nationwide $3,074 $3,074
Progressive $3,319 $3,319
State Farm $2,473 $2,599
Travelers $3,101 $3,101
USAA $1,374 $1,481

Find Cheap Irwin, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Irwin, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Irwin, OH, take a look at the average cost for various violations versus rates for a clean driving record in Irwin.

Annual Irwin, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,674 $3,237 $3,816 $3,032
American Family $1,361 $1,439 $1,439 $1,439
Farmers $2,764 $3,565 $3,476 $3,627
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,467 $3,133 $3,969 $2,726
Progressive $2,861 $3,892 $3,049 $3,474
State Farm $2,309 $2,763 $2,536 $2,536
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,098 $1,471 $1,926 $1,216

Find Cheap Irwin, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Irwin, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Irwin for less when you shop around and compare rates from multiple Irwin, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Irwin, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,816
American Family $1,439
Farmers $3,476
GEICO $2,426
Liberty Mutual $4,493
Nationwide $3,969
Progressive $3,049
State Farm $2,536
Travelers $4,485
USAA $1,926

Winners by Category: Where to Buy Cheap Auto Insurance in Irwin, OH

Compare rates from the cheapest auto insurance companies in Irwin, OH for your needs. Take a look at how Irwin, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Irwin, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Irwin, Ohio Auto Insurance Companies

If you’re looking for the cheapest Irwin, OH auto insurance companies overall, you can compare them here. Find the best price for Irwin, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Irwin, Ohio

Insurance Company Average Annual Rates
Allstate $3,190
American Family $1,419
Farmers $3,358
GEICO $1,716
Liberty Mutual $4,079
Nationwide $3,074
Progressive $3,319
State Farm $2,536
Travelers $3,101
USAA $1,427

Compare Auto Insurance Quotes in Irwin, OH

You can buy cheap Irwin, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Irwin, Ohio auto insurance quotes from top companies.

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