Buy Cheap Ironwood, MI Auto Insurance (2022)

Ironwood, MI auto insurance rates average $755 a month. Minimum auto insurance requirements in Ironwood, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Ironwood, MI, compare Ironwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ironwood, MI are $755/month
  • The most expensive auto insurance company in Ironwood is Allstate
  • Average auto insurance rates in Ironwood, MI after a DUI are $14,800/year

Finding affordable Ironwood, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Ironwood, MI auto insurance with confidence is right here. Auto insurance rates in Ironwood are affected by local factors as well as personal ones like your driving record.

See how Ironwood, MI car insurance rates compare to Sterling Heights auto insurance rates, Ann Arbor auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Ironwood.

Don’t buy Ironwood, MI auto insurance until you’ve compared rates. Get free Ironwood, Michigan auto insurance quotes when you enter your ZIP code above.

Ironwood, MI Minimum Auto Insurance Requirements

The required auto insurance in Ironwood, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Ironwood, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Ironwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ironwood, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ironwood, MI. Take a look at Ironwood, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ironwood, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,066 $4,116 $3,817
GEICO $5,973 $4,401 $3,588
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,887 $5,221 $4,462
Progressive $5,212 $4,384 $3,959
State Farm $19,879 $10,049 $6,819
Travelers $7,919 $7,680 $7,583
USAA $5,218 $2,969 $2,271

Buy Cheap Ironwood, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ironwood, Michigan auto insurance rates? Find out how car insurance rates in Ironwood, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ironwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,492 $3,492 $3,252 $3,252 $7,996 $7,996 $3,926 $3,926
GEICO $3,220 $3,220 $3,264 $3,264 $9,048 $9,048 $3,084 $3,084
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,914 $3,914 $3,470 $3,470 $10,415 $10,415 $4,294 $4,294
Progressive $2,696 $2,535 $2,380 $2,635 $9,569 $10,236 $3,141 $2,952
State Farm $7,421 $7,421 $6,889 $6,889 $25,980 $25,980 $8,706 $8,706
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,543 $2,430 $2,386 $2,269 $6,190 $5,934 $3,116 $3,019

Buy Cheap Ironwood, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ironwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ironwood, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ironwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,996 $7,996
GEICO $9,048 $9,048
Liberty Mutual $34,830 $34,830
Nationwide $10,415 $10,415
Progressive $9,569 $10,236
State Farm $25,980 $25,980
Travelers $15,616 $15,616
USAA $6,190 $5,934

Buy Cheap Ironwood, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Ironwood, Michigan by comparing Ironwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ironwood, MI here.

Annual Auto Insurance Rates for Senior Drivers in Ironwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,252 $3,252
GEICO $3,264 $3,264
Liberty Mutual $14,122 $14,122
Nationwide $3,470 $3,470
Progressive $2,380 $2,635
State Farm $6,889 $6,889
Travelers $4,461 $4,461
USAA $2,386 $2,269

Find Cheap Auto Insurance Rates in Ironwood, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ironwood, Michigan auto insurance. Compare Ironwood, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ironwood, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,550 $4,657 $4,793
GEICO $4,340 $4,612 $5,010
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,773 $5,431 $5,366
Progressive $4,392 $4,524 $4,638
State Farm $11,607 $12,328 $12,811
Travelers $7,640 $7,737 $7,805
USAA $3,391 $3,494 $3,573

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Find Cheap Ironwood, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ironwood. Compare auto insurance rates in Ironwood, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ironwood, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,667 $4,667
GEICO $4,547 $4,761
Liberty Mutual $18,676 $20,073
Nationwide $5,523 $5,523
Progressive $4,518 $4,518
State Farm $11,912 $12,586
Travelers $7,683 $7,771
USAA $3,446 $3,526

Find Cheap Ironwood, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Ironwood, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ironwood, MI, take a look at the average cost for various violations versus rates for a clean driving record in Ironwood.

Annual Ironwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,925 $5,000 $4,926 $4,816
GEICO $1,677 $3,477 $10,408 $3,053
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,747 $6,271 $5,741 $5,335
Progressive $3,849 $5,010 $4,521 $4,692
State Farm $7,806 $9,352 $20,168 $11,669
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,490 $4,584 $3,061

Find Cheap Ironwood, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ironwood, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Ironwood for less when you shop around and compare rates from multiple Ironwood, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ironwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,926
GEICO $10,408
Liberty Mutual $28,910
Nationwide $5,741
Progressive $4,521
State Farm $20,168
Travelers $12,018
USAA $4,584

Winners by Category: Where to Buy Cheap Auto Insurance in Ironwood, MI

Compare rates from the cheapest auto insurance companies in Ironwood, MI for your needs. Take a look at how Ironwood, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ironwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Ironwood, Michigan Auto Insurance Companies

If you’re looking for the cheapest Ironwood, MI auto insurance companies overall, you can compare them here. Find the best price for Ironwood, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Ironwood, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,667
GEICO $4,654
Liberty Mutual $19,375
Nationwide $5,523
Progressive $4,518
State Farm $12,249
Travelers $7,727
USAA $3,486

What affects Ironwood, Michigan auto insurance rates?

Local factors affect auto insurance rates in Ironwood, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Ironwood auto insurance rates.

Auto Theft in Ironwood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ironwood, MI auto theft show a total of 3 vehicle thefts annually.

Commute Times in Ironwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ironwood, MI is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ironwood, MI

You can buy cheap Ironwood, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ironwood, Michigan auto insurance quotes from top companies.

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