Buy Cheap Ira, IA Auto Insurance (2021)

Ira, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Ira, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ira, IA, compare Ira auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ira is Travelers
  • Average auto insurance rates in Ira, IA are $241/month
  • Average auto insurance rates in Ira, IA for teens drivers are $5,527/year

Finding affordable Ira, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ira, IA auto insurance with confidence is right here. Auto insurance rates in Ira are affected by local factors as well as personal ones like your driving record.

See how Ira, IA car insurance rates compare to Waterloo auto insurance rates, Ames auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Ira.

Don’t buy Ira, IA auto insurance until you’ve compared rates. Get free Ira, Iowa auto insurance quotes when you enter your ZIP code above.

Ira, IA Minimum Auto Insurance Requirements

The required auto insurance in Ira, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ira, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ira, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ira, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ira, IA. Take a look at Ira, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ira, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,829 $2,814 $2,367
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,766 $2,254 $2,048
State Farm $3,113 $1,926 $1,519
Travelers $6,169 $5,280 $5,036
USAA $2,242 $1,543 $1,337

Buy Cheap Ira, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ira, Iowa auto insurance rates? Find out how car insurance rates in Ira, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ira, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,623 $1,551 $1,343 $1,394 $4,175 $4,702 $1,951 $2,109
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,437 $2,485 $2,384 $2,387 $11,091 $17,643 $2,547 $2,985
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

Buy Cheap Ira, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ira can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ira, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ira, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,179 $7,255
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,175 $4,702
State Farm $3,825 $4,856
Travelers $11,091 $17,643
USAA $3,071 $3,260

Buy Cheap Ira, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ira, Iowa by comparing Ira senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ira, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ira, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,731 $1,731
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,343 $1,394
State Farm $1,254 $1,254
Travelers $2,384 $2,387
USAA $1,055 $1,075

Find Cheap Auto Insurance Rates in Ira, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ira, Iowa auto insurance. Compare Ira, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ira, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $3,013 $3,171 $2,826
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,207 $2,367 $2,494
State Farm $2,083 $2,198 $2,277
Travelers $5,191 $5,576 $5,718
USAA $1,614 $1,713 $1,795

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Find Cheap Ira, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ira. Compare auto insurance rates in Ira, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ira, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,968 $3,039
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,356 $2,356
State Farm $2,133 $2,239
Travelers $5,495 $5,495
USAA $1,645 $1,769

Find Cheap Ira, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ira, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ira, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ira.

Annual Ira, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,888 $3,123 $2,052 $2,362
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,992 $5,351 $7,166 $5,472
USAA $1,305 $1,751 $2,274 $1,498

Find Cheap Ira, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ira, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ira for less when you shop around and compare rates from multiple Ira, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ira, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $4,121
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $2,052
State Farm $2,186
Travelers $7,166
USAA $2,274

Winners by Category: Where to Buy Cheap Auto Insurance in Ira, IA

Compare rates from the cheapest auto insurance companies in Ira, IA for your needs. Take a look at how Ira, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ira, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Ira, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ira, IA auto insurance companies overall, you can compare them here. Find the best price for Ira, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ira, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $3,003
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,356
State Farm $2,186
Travelers $5,495
USAA $1,707

Compare Auto Insurance Quotes in Ira, IA

You can buy cheap Ira, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ira, Iowa auto insurance quotes from top companies.

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