Buy Cheap Inverness, IL Auto Insurance (2021)

Inverness, IL auto insurance rates average $280 a month. Minimum auto insurance requirements in Inverness, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Inverness, IL, compare Inverness auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Inverness, IL are $280/month
  • The most expensive auto insurance company in Inverness after a DUI is Allstate
  • Average auto insurance rates in Inverness, IL for teens drivers are $6,595/year

Finding affordable Inverness, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Inverness, IL auto insurance with confidence is right here. Auto insurance rates in Inverness are affected by local factors as well as personal ones like your driving record.

See how Inverness, IL car insurance rates compare to Aurora auto insurance rates, Champaign auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Inverness.

Don’t buy Inverness, IL auto insurance until you’ve compared rates. Get free Inverness, Illinois auto insurance quotes when you enter your ZIP code above.

Inverness, IL Minimum Auto Insurance Requirements

The required auto insurance in Inverness, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Inverness, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Inverness, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Inverness, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Inverness, IL. Take a look at Inverness, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Inverness, Illinois

Insurance Company Poor Fair Good
Allstate $6,967 $5,050 $4,420
American Family $5,386 $3,680 $3,116
Farmers $5,544 $4,691 $4,461
GEICO $4,595 $2,241 $1,745
Liberty Mutual $3,375 $2,120 $1,683
Nationwide $2,834 $2,299 $2,016
Progressive $4,300 $3,667 $3,401
State Farm $3,919 $2,348 $1,821
Travelers $3,186 $2,597 $2,098
USAA $3,235 $2,231 $1,842

Buy Cheap Inverness, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Inverness, Illinois auto insurance rates? Find out how car insurance rates in Inverness, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Inverness, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,473 $3,626 $3,626 $9,129 $11,863 $4,160 $4,498
American Family $2,495 $2,495 $2,292 $2,292 $7,227 $9,959 $2,495 $3,230
Farmers $2,546 $2,544 $2,248 $2,389 $11,518 $12,023 $2,906 $3,017
GEICO $1,687 $1,737 $1,649 $1,854 $5,939 $6,105 $1,921 $1,988
Liberty Mutual $1,415 $1,523 $1,168 $1,306 $5,065 $5,634 $1,479 $1,554
Nationwide $1,539 $1,559 $1,381 $1,453 $4,143 $5,278 $1,786 $1,924
Progressive $2,138 $2,000 $1,771 $1,854 $8,135 $9,110 $2,548 $2,756
State Farm $1,594 $1,594 $1,446 $1,446 $5,126 $6,467 $1,808 $2,087
Travelers $1,601 $1,686 $1,489 $1,583 $4,928 $6,257 $1,691 $1,778
USAA $1,449 $1,464 $1,349 $1,318 $4,737 $5,205 $1,898 $2,068

Buy Cheap Inverness, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Inverness can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Inverness, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Inverness, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,129 $11,863
American Family $7,227 $9,959
Farmers $11,518 $12,023
GEICO $5,939 $6,105
Liberty Mutual $5,065 $5,634
Nationwide $4,143 $5,278
Progressive $8,135 $9,110
State Farm $5,126 $6,467
Travelers $4,928 $6,257
USAA $4,737 $5,205

Buy Cheap Inverness, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Inverness, Illinois by comparing Inverness senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Inverness, IL here.

Annual Auto Insurance Rates for Senior Drivers in Inverness, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,626 $3,626
American Family $2,292 $2,292
Farmers $2,248 $2,389
GEICO $1,649 $1,854
Liberty Mutual $1,168 $1,306
Nationwide $1,381 $1,453
Progressive $1,771 $1,854
State Farm $1,446 $1,446
Travelers $1,489 $1,583
USAA $1,349 $1,318

Find Cheap Auto Insurance Rates in Inverness, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Inverness, Illinois auto insurance. Compare Inverness, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Inverness, Illinois

Insurance Company Low Medium High
Allstate $5,313 $5,474 $5,650
American Family $3,893 $4,210 $4,078
Farmers $4,630 $4,767 $5,299
GEICO $2,579 $2,860 $3,141
Liberty Mutual $2,257 $2,388 $2,533
Nationwide $2,329 $2,409 $2,412
Progressive $3,477 $3,775 $4,115
State Farm $2,524 $2,702 $2,862
Travelers $2,449 $2,623 $2,808
USAA $2,268 $2,434 $2,606

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Find Cheap Inverness, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Inverness. Compare auto insurance rates in Inverness, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Inverness, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,479 $5,479
American Family $4,009 $4,112
Farmers $4,899 $4,899
GEICO $2,813 $2,907
Liberty Mutual $2,393 $2,393
Nationwide $2,383 $2,383
Progressive $3,789 $3,789
State Farm $2,628 $2,764
Travelers $2,523 $2,730
USAA $2,368 $2,504

Find Cheap Inverness, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Inverness, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Inverness, IL, take a look at the average cost for various violations versus rates for a clean driving record in Inverness.

Annual Inverness, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,861 $6,686 $6,236 $5,133
American Family $2,986 $4,228 $5,642 $3,386
Farmers $4,132 $5,347 $5,214 $4,902
GEICO $1,936 $3,080 $4,147 $2,277
Liberty Mutual $1,985 $2,843 $2,485 $2,258
Nationwide $1,938 $2,482 $2,900 $2,213
Progressive $3,111 $4,666 $3,451 $3,929
State Farm $2,443 $2,949 $2,696 $2,696
Travelers $2,082 $2,746 $3,066 $2,614
USAA $1,736 $2,501 $3,414 $2,094

Find Cheap Inverness, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Inverness, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Inverness for less when you shop around and compare rates from multiple Inverness, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Inverness, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,236
American Family $5,642
Farmers $5,214
GEICO $4,147
Liberty Mutual $2,485
Nationwide $2,900
Progressive $3,451
State Farm $2,696
Travelers $3,066
USAA $3,414

Winners by Category: Where to Buy Cheap Auto Insurance in Inverness, IL

Compare rates from the cheapest auto insurance companies in Inverness, IL for your needs. Take a look at how Inverness, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Inverness, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Inverness, Illinois Auto Insurance Companies

If you’re looking for the cheapest Inverness, IL auto insurance companies overall, you can compare them here. Find the best price for Inverness, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Inverness, Illinois

Insurance Company Average Annual Rates
Allstate $5,479
American Family $4,061
Farmers $4,899
GEICO $2,860
Liberty Mutual $2,393
Nationwide $2,383
Progressive $3,789
State Farm $2,696
Travelers $2,627
USAA $2,436

What affects Inverness, Illinois auto insurance rates?

Local factors affect auto insurance rates in Inverness, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Inverness auto insurance rates.

Commute Times in Inverness

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Inverness, IL is 33.8 minutes according to City-Data.

Traffic in Inverness

How is traffic in Inverness, Illinois? Inrix data shows that Inverness, IL traffic makes it the 401st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Inverness, IL

You can buy cheap Inverness, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Inverness, Illinois auto insurance quotes from top companies.

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