Buy Cheap Indian Wells, CA Auto Insurance (2021)

Indian Wells, CA auto insurance rates average $278 a month. Minimum auto insurance requirements in Indian Wells, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Indian Wells, CA, compare Indian Wells auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Indian Wells is Farmers
  • The most expensive auto insurance company in Indian Wells after a DUI is Allstate
  • Average auto insurance rates in Indian Wells, CA for teens drivers are $5,587/year

Finding affordable Indian Wells, California auto insurance can be challenging, but everything you need to know to buy cheap Indian Wells, CA auto insurance with confidence is right here. Auto insurance rates in Indian Wells are affected by local factors as well as personal ones like your driving record.

See how Indian Wells, CA car insurance rates compare to Sacramento auto insurance rates, Anaheim auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Indian Wells.

Don’t buy Indian Wells, CA auto insurance until you’ve compared rates. Get free Indian Wells, California auto insurance quotes when you enter your ZIP code above.

Indian Wells, CA Minimum Auto Insurance Requirements

The required auto insurance in Indian Wells, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Indian Wells, California is outlined here.

Minimum Required Auto Insurance Coverage in Indian Wells, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Indian Wells, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Indian Wells, California auto insurance rates? Find out how car insurance rates in Indian Wells, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Indian Wells, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,842 $2,027 $2,079 $7,577 $9,592 $3,691 $4,162
Farmers $2,728 $2,728 $2,464 $2,464 $8,694 $14,211 $3,232 $3,599
GEICO $1,511 $1,513 $1,422 $1,422 $4,611 $4,707 $2,172 $2,229
Liberty Mutual $1,896 $1,793 $1,756 $1,702 $4,020 $4,300 $2,129 $2,158
Nationwide $2,977 $2,847 $2,588 $2,446 $7,466 $8,249 $3,543 $3,516
Progressive $1,679 $1,729 $1,424 $1,693 $4,454 $5,384 $2,422 $2,607
State Farm $2,550 $2,550 $2,278 $2,278 $4,678 $5,818 $2,818 $2,904
Travelers $2,322 $2,258 $2,037 $2,017 $4,660 $5,324 $2,981 $2,944
USAA $1,820 $1,725 $1,777 $1,786 $4,125 $4,146 $2,517 $2,380

Buy Cheap Indian Wells, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Indian Wells can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Indian Wells, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Indian Wells, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,577 $9,592
Farmers $8,694 $14,211
GEICO $4,611 $4,707
Liberty Mutual $4,020 $4,300
Nationwide $7,466 $8,249
Progressive $4,454 $5,384
State Farm $4,678 $5,818
Travelers $4,660 $5,324
USAA $4,125 $4,146

Buy Cheap Indian Wells, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Indian Wells, California by comparing Indian Wells senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Indian Wells, CA here.

Annual Auto Insurance Rates for Senior Drivers in Indian Wells, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,079
Farmers $2,464 $2,464
GEICO $1,422 $1,422
Liberty Mutual $1,756 $1,702
Nationwide $2,588 $2,446
Progressive $1,424 $1,693
State Farm $2,278 $2,278
Travelers $2,037 $2,017
USAA $1,777 $1,786

Find Cheap Auto Insurance Rates in Indian Wells, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Indian Wells, California auto insurance. Compare Indian Wells, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Indian Wells, California

Insurance Company Low Medium High
Allstate $4,168 $4,378 $4,498
Farmers $4,658 $5,055 $5,332
GEICO $2,291 $2,471 $2,583
Liberty Mutual $2,293 $2,490 $2,625
Nationwide $3,802 $4,268 $4,542
Progressive $2,412 $2,748 $2,862
State Farm $2,900 $3,289 $3,514
Travelers $2,695 $3,145 $3,364
USAA $2,306 $2,582 $2,715

Find Cheap Indian Wells, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Indian Wells. Compare auto insurance rates in Indian Wells, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Indian Wells, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,924 $4,771
Farmers $4,550 $5,480
GEICO $2,225 $2,672
Liberty Mutual $2,266 $2,672
Nationwide $3,714 $4,694
Progressive $2,429 $2,919
State Farm $3,115 $3,354
Travelers $2,762 $3,373
USAA $2,335 $2,733

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Find Cheap Indian Wells, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Indian Wells, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Indian Wells, CA, take a look at the average cost for various violations versus rates for a clean driving record in Indian Wells.

Annual Indian Wells, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,598 $4,441 $6,925 $3,427
Farmers $3,711 $5,050 $6,286 $5,013
GEICO $1,714 $2,638 $3,315 $2,126
Liberty Mutual $2,142 $2,871 $2,594 $2,271
Nationwide $2,935 $3,759 $6,362 $3,759
Progressive $1,751 $2,970 $3,456 $2,519
State Farm $2,306 $2,752 $5,202 $2,678
Travelers $2,074 $3,317 $3,871 $3,010
USAA $1,685 $2,502 $4,105 $1,846

Find Cheap Indian Wells, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Indian Wells, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Indian Wells for less when you shop around and compare rates from multiple Indian Wells, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Indian Wells, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,925
Farmers $6,286
GEICO $3,315
Liberty Mutual $2,594
Nationwide $6,362
Progressive $3,456
State Farm $5,202
Travelers $3,871
USAA $4,105

Winners by Category: Where to Buy Cheap Auto Insurance in Indian Wells, CA

Compare rates from the cheapest auto insurance companies in Indian Wells, CA for your needs. Take a look at how Indian Wells, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Indian Wells, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Indian Wells, California Auto Insurance Companies

If you’re looking for the cheapest Indian Wells, CA auto insurance companies overall, you can compare them here. Find the best price for Indian Wells, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Indian Wells, California

Insurance Company Average Annual Rates
Allstate $4,348
Farmers $5,015
GEICO $2,448
Liberty Mutual $2,469
Nationwide $4,204
Progressive $2,674
State Farm $3,234
Travelers $3,068
USAA $2,534

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What affects Indian Wells, California auto insurance rates?

Local factors affect auto insurance rates in Indian Wells, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Indian Wells auto insurance rates.

Auto Theft in Indian Wells

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Indian Wells, CA auto theft show a total of 14 vehicle thefts annually.

Commute Times in Indian Wells

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Indian Wells, CA is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Indian Wells, CA

You can buy cheap Indian Wells, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Indian Wells, California auto insurance quotes from top companies.

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