Buy Cheap Independence, CA Auto Insurance (2021)

Independence, CA auto insurance rates average $249 a month. Minimum auto insurance requirements in Independence, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Independence, CA, compare Independence auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Independence, CA for teens drivers are $5,003/year
  • The most expensive auto insurance company in Independence after a DUI is Allstate
  • The most expensive auto insurance company in Independence is Allstate

Finding affordable Independence, California auto insurance can be challenging, but everything you need to know to buy cheap Independence, CA auto insurance with confidence is right here. Auto insurance rates in Independence are affected by local factors as well as personal ones like your driving record.

See how Independence, CA car insurance rates compare to Oakland auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Independence.

Don’t buy Independence, CA auto insurance until you’ve compared rates. Get free Independence, California auto insurance quotes when you enter your ZIP code above.

Independence, CA Minimum Auto Insurance Requirements

The required auto insurance in Independence, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Independence, California is outlined here.

Minimum Required Auto Insurance Coverage in Independence, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Independence, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Independence, California auto insurance rates? Find out how car insurance rates in Independence, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Independence, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,499 $2,507 $1,820 $1,849 $6,883 $8,670 $3,233 $3,585
Farmers $1,815 $1,815 $1,628 $1,628 $5,732 $9,414 $2,144 $2,382
GEICO $1,599 $1,600 $1,504 $1,504 $4,858 $4,958 $2,296 $2,356
Liberty Mutual $2,019 $1,914 $1,877 $1,820 $4,410 $4,684 $2,278 $2,295
Nationwide $2,635 $2,517 $2,314 $2,183 $6,620 $7,321 $3,126 $3,088
Progressive $1,342 $1,381 $1,136 $1,348 $3,494 $4,223 $1,922 $2,066
State Farm $2,722 $2,722 $2,429 $2,429 $4,972 $6,170 $3,010 $3,103
Travelers $2,023 $1,966 $1,786 $1,769 $4,037 $4,601 $2,593 $2,549
USAA $1,776 $1,683 $1,736 $1,744 $4,018 $4,029 $2,449 $2,315

Buy Cheap Independence, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Independence can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Independence, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Independence, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $8,670
Farmers $5,732 $9,414
GEICO $4,858 $4,958
Liberty Mutual $4,410 $4,684
Nationwide $6,620 $7,321
Progressive $3,494 $4,223
State Farm $4,972 $6,170
Travelers $4,037 $4,601
USAA $4,018 $4,029

Buy Cheap Independence, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Independence, California by comparing Independence senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Independence, CA here.

Annual Auto Insurance Rates for Senior Drivers in Independence, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,820 $1,849
Farmers $1,628 $1,628
GEICO $1,504 $1,504
Liberty Mutual $1,877 $1,820
Nationwide $2,314 $2,183
Progressive $1,136 $1,348
State Farm $2,429 $2,429
Travelers $1,786 $1,769
USAA $1,736 $1,744

Find Cheap Auto Insurance Rates in Independence, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Independence, California auto insurance. Compare Independence, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Independence, California

Insurance Company Low Medium High
Allstate $3,703 $3,910 $4,030
Farmers $3,101 $3,342 $3,516
GEICO $2,355 $2,610 $2,789
Liberty Mutual $2,492 $2,684 $2,810
Nationwide $3,326 $3,787 $4,063
Progressive $1,919 $2,169 $2,254
State Farm $3,129 $3,498 $3,707
Travelers $2,328 $2,730 $2,938
USAA $2,236 $2,517 $2,653

Find Cheap Independence, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Independence. Compare auto insurance rates in Independence, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Independence, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,506 $4,255
Farmers $3,013 $3,626
GEICO $2,348 $2,821
Liberty Mutual $2,445 $2,879
Nationwide $3,293 $4,158
Progressive $1,923 $2,305
State Farm $3,319 $3,570
Travelers $2,407 $2,924
USAA $2,274 $2,663

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Find Cheap Independence, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Independence, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Independence, CA, take a look at the average cost for various violations versus rates for a clean driving record in Independence.

Annual Independence, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,336 $3,953 $6,168 $3,066
Farmers $2,454 $3,341 $4,166 $3,318
GEICO $1,809 $2,785 $3,500 $2,244
Liberty Mutual $2,311 $3,096 $2,793 $2,448
Nationwide $2,604 $3,336 $5,626 $3,336
Progressive $1,391 $2,344 $2,724 $1,996
State Farm $2,455 $2,930 $5,543 $2,851
Travelers $1,808 $2,891 $3,348 $2,615
USAA $1,642 $2,435 $3,999 $1,798

Find Cheap Independence, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Independence, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Independence for less when you shop around and compare rates from multiple Independence, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Independence, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,168
Farmers $4,166
GEICO $3,500
Liberty Mutual $2,793
Nationwide $5,626
Progressive $2,724
State Farm $5,543
Travelers $3,348
USAA $3,999

Winners by Category: Where to Buy Cheap Auto Insurance in Independence, CA

Compare rates from the cheapest auto insurance companies in Independence, CA for your needs. Take a look at how Independence, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Independence, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Independence, California Auto Insurance Companies

If you’re looking for the cheapest Independence, CA auto insurance companies overall, you can compare them here. Find the best price for Independence, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Independence, California

Insurance Company Average Annual Rates
Allstate $3,881
Farmers $3,320
GEICO $2,584
Liberty Mutual $2,662
Nationwide $3,725
Progressive $2,114
State Farm $3,445
Travelers $2,665
USAA $2,469

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What affects Independence, California auto insurance rates?

Local factors affect auto insurance rates in Independence, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Independence auto insurance rates.

Commute Times in Independence

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Independence, CA is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Independence, CA

You can buy cheap Independence, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Independence, California auto insurance quotes from top companies.

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