Buy Cheap Imperial, TX Auto Insurance (2021)

Imperial, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Imperial, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Imperial, TX, compare Imperial auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Imperial, TX are $302/month
  • Average auto insurance rates in Imperial, TX for teens drivers are $6,422/year
  • The most expensive auto insurance company in Imperial after a DUI is Allstate

Finding affordable Imperial, Texas auto insurance can be challenging, but everything you need to know to buy cheap Imperial, TX auto insurance with confidence is right here. Auto insurance rates in Imperial are affected by local factors as well as personal ones like your driving record.

See how Imperial, TX car insurance rates compare to Plano auto insurance rates, Arlington auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Imperial.

Don’t buy Imperial, TX auto insurance until you’ve compared rates. Get free Imperial, Texas auto insurance quotes when you enter your ZIP code above.

Imperial, TX Minimum Auto Insurance Requirements

The required auto insurance in Imperial, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Imperial, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Imperial, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Imperial, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Imperial, TX. Take a look at Imperial, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Imperial, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $6,413 $3,963 $3,486
GEICO $4,543 $2,581 $1,729
Nationwide $4,436 $3,539 $3,077
Progressive $5,532 $4,772 $4,418
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

Buy Cheap Imperial, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Imperial, Texas auto insurance rates? Find out how car insurance rates in Imperial, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Imperial, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,775 $3,077 $2,581 $2,944 $7,322 $9,725 $3,975 $4,567
GEICO $2,269 $2,391 $2,083 $2,267 $4,684 $4,944 $2,456 $2,514
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,656 $2,492 $2,355 $2,411 $10,989 $12,156 $3,104 $3,097
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Buy Cheap Imperial, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Imperial can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Imperial, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Imperial, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $7,322 $9,725
GEICO $4,684 $4,944
Nationwide $6,421 $8,272
Progressive $10,989 $12,156
State Farm $3,870 $4,905
USAA $4,016 $4,444

Buy Cheap Imperial, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Imperial, Texas by comparing Imperial senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Imperial, TX here.

Annual Auto Insurance Rates for Senior Drivers in Imperial, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,581 $2,944
GEICO $2,083 $2,267
Nationwide $2,086 $2,214
Progressive $2,355 $2,411
State Farm $1,491 $1,491
USAA $1,441 $1,460

Find Cheap Auto Insurance Rates in Imperial, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Imperial, Texas auto insurance. Compare Imperial, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Imperial, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $4,358 $4,488 $5,016
GEICO $2,858 $2,931 $3,063
Nationwide $3,970 $3,525 $3,557
Progressive $4,615 $4,872 $5,235
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

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Find Cheap Imperial, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Imperial. Compare auto insurance rates in Imperial, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Imperial, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,440 $4,645
American Family $4,621 $4,621
GEICO $2,888 $3,014
Nationwide $3,684 $3,684
Progressive $4,907 $4,907
State Farm $2,354 $2,354
USAA $2,311 $2,372

Find Cheap Imperial, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Imperial, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Imperial, TX, take a look at the average cost for various violations versus rates for a clean driving record in Imperial.

Annual Imperial, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $4,210 $5,366 $4,697 $4,210
GEICO $2,508 $3,228 $2,821 $3,247
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $4,278 $5,536 $4,997 $4,819
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Find Cheap Imperial, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Imperial, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Imperial for less when you shop around and compare rates from multiple Imperial, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Imperial, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $4,697
GEICO $2,821
Nationwide $4,733
Progressive $4,997
State Farm $2,800
USAA $3,015

Winners by Category: Where to Buy Cheap Auto Insurance in Imperial, TX

Compare rates from the cheapest auto insurance companies in Imperial, TX for your needs. Take a look at how Imperial, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Imperial, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Imperial, Texas Auto Insurance Companies

If you’re looking for the cheapest Imperial, TX auto insurance companies overall, you can compare them here. Find the best price for Imperial, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Imperial, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $4,621
GEICO $2,951
Nationwide $3,684
Progressive $4,907
State Farm $2,354
USAA $2,341

What affects Imperial, Texas auto insurance rates?

Local factors affect auto insurance rates in Imperial, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Imperial auto insurance rates.

Commute Times in Imperial

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Imperial, TX is 17.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Imperial, TX

You can buy cheap Imperial, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Imperial, Texas auto insurance quotes from top companies.

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