Buy Cheap Imlay City, MI Auto Insurance (2022)

Imlay City, MI auto insurance rates average $876 a month. Minimum auto insurance requirements in Imlay City, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Imlay City, MI, compare Imlay City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Imlay City, MI after a DUI are $17,324/year
  • The most expensive auto insurance company in Imlay City is Liberty Mutual
  • Average auto insurance rates in Imlay City, MI for teens drivers are $19,746/year

Finding affordable Imlay City, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Imlay City, MI auto insurance with confidence is right here. Auto insurance rates in Imlay City are affected by local factors as well as personal ones like your driving record.

See how Imlay City, MI car insurance rates compare to Dearborn auto insurance rates, Warren auto insurance rates, and Ann Arbor auto insurance rates before you read more about the cost of auto insurance in Imlay City.

Don’t buy Imlay City, MI auto insurance until you’ve compared rates. Get free Imlay City, Michigan auto insurance quotes when you enter your ZIP code above.

Imlay City, MI Minimum Auto Insurance Requirements

The required auto insurance in Imlay City, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Imlay City, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Imlay City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Imlay City, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Imlay City, MI. Take a look at Imlay City, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Imlay City, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,650 $5,634 $5,188
GEICO $8,461 $6,212 $5,049
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,895 $7,419 $6,277
Progressive $6,473 $5,452 $4,910
State Farm $17,989 $9,109 $6,191
Travelers $8,206 $7,958 $7,858
USAA $5,749 $3,265 $2,482

Buy Cheap Imlay City, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Imlay City, Michigan auto insurance rates? Find out how car insurance rates in Imlay City, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Imlay City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,980 $4,980 $4,648 $4,648 $10,738 $10,738 $5,596 $5,596
GEICO $4,625 $4,625 $4,719 $4,719 $12,545 $12,545 $4,407 $4,407
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,528 $5,528 $4,903 $4,903 $14,940 $14,940 $6,083 $6,083
Progressive $3,277 $3,031 $2,896 $3,239 $12,171 $12,960 $3,814 $3,504
State Farm $6,773 $6,773 $6,261 $6,261 $23,412 $23,412 $7,941 $7,941
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,792 $2,650 $2,622 $2,480 $6,869 $6,543 $3,416 $3,286

Buy Cheap Imlay City, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Imlay City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Imlay City, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Imlay City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,738 $10,738
GEICO $12,545 $12,545
Liberty Mutual $39,803 $39,803
Nationwide $14,940 $14,940
Progressive $12,171 $12,960
State Farm $23,412 $23,412
Travelers $16,180 $16,180
USAA $6,869 $6,543

Buy Cheap Imlay City, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Imlay City, Michigan by comparing Imlay City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Imlay City, MI here.

Annual Auto Insurance Rates for Senior Drivers in Imlay City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,648 $4,648
GEICO $4,719 $4,719
Liberty Mutual $16,769 $16,769
Nationwide $4,903 $4,903
Progressive $2,896 $3,239
State Farm $6,261 $6,261
Travelers $4,626 $4,626
USAA $2,622 $2,480

Find Cheap Auto Insurance Rates in Imlay City, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Imlay City, Michigan auto insurance. Compare Imlay City, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Imlay City, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,361 $6,479 $6,632
GEICO $6,153 $6,516 $7,052
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $8,233 $7,730 $7,628
Progressive $5,406 $5,620 $5,808
State Farm $10,557 $11,163 $11,570
Travelers $7,920 $8,016 $8,086
USAA $3,723 $3,841 $3,933

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Find Cheap Imlay City, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Imlay City. Compare auto insurance rates in Imlay City, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Imlay City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,491 $6,491
GEICO $6,423 $6,725
Liberty Mutual $21,834 $23,389
Nationwide $7,864 $7,864
Progressive $5,612 $5,612
State Farm $10,799 $11,394
Travelers $7,961 $8,053
USAA $3,788 $3,876

Find Cheap Imlay City, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Imlay City, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Imlay City, MI, take a look at the average cost for various violations versus rates for a clean driving record in Imlay City.

Annual Imlay City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,456 $6,940 $6,859 $6,707
GEICO $2,310 $4,889 $14,830 $4,267
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,700 $9,024 $8,165 $7,566
Progressive $4,745 $6,260 $5,622 $5,820
State Farm $7,127 $8,507 $18,174 $10,579
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,079 $3,845 $5,046 $3,358

Find Cheap Imlay City, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Imlay City, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Imlay City for less when you shop around and compare rates from multiple Imlay City, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Imlay City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,859
GEICO $14,830
Liberty Mutual $35,578
Nationwide $8,165
Progressive $5,622
State Farm $18,174
Travelers $12,473
USAA $5,046

Winners by Category: Where to Buy Cheap Auto Insurance in Imlay City, MI

Compare rates from the cheapest auto insurance companies in Imlay City, MI for your needs. Take a look at how Imlay City, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Imlay City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Imlay City, Michigan Auto Insurance Companies

If you’re looking for the cheapest Imlay City, MI auto insurance companies overall, you can compare them here. Find the best price for Imlay City, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Imlay City, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,491
GEICO $6,574
Liberty Mutual $22,611
Nationwide $7,864
Progressive $5,612
State Farm $11,097
Travelers $8,007
USAA $3,832

What affects Imlay City, Michigan auto insurance rates?

Local factors affect auto insurance rates in Imlay City, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Imlay City auto insurance rates.

Auto Theft in Imlay City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Imlay City, MI auto theft show a total of 2 vehicle thefts annually.

Commute Times in Imlay City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Imlay City, MI is 30.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Imlay City, MI

You can buy cheap Imlay City, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Imlay City, Michigan auto insurance quotes from top companies.

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