Buy Cheap Illiopolis, IL Auto Insurance (2021)

Illiopolis, IL auto insurance rates average $265 a month. Minimum auto insurance requirements in Illiopolis, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Illiopolis, IL, compare Illiopolis auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Illiopolis, IL for teens drivers are $6,039/year
  • Average auto insurance rates in Illiopolis, IL after a DUI are $3,708/year
  • Average auto insurance rates in Illiopolis, IL are $265/month

Finding affordable Illiopolis, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Illiopolis, IL auto insurance with confidence is right here. Auto insurance rates in Illiopolis are affected by local factors as well as personal ones like your driving record.

See how Illiopolis, IL car insurance rates compare to Springfield auto insurance rates, Joliet auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Illiopolis.

Don’t buy Illiopolis, IL auto insurance until you’ve compared rates. Get free Illiopolis, Illinois auto insurance quotes when you enter your ZIP code above.

Illiopolis, IL Minimum Auto Insurance Requirements

The required auto insurance in Illiopolis, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Illiopolis, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Illiopolis, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Illiopolis, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Illiopolis, IL. Take a look at Illiopolis, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Illiopolis, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $5,201 $3,526 $2,977
Farmers $5,053 $4,248 $4,041
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,127 $1,947 $1,552
Nationwide $3,142 $2,535 $2,223
Progressive $3,841 $3,268 $3,024
State Farm $3,472 $2,077 $1,610
Travelers $2,701 $2,155 $1,759
USAA $3,795 $2,603 $2,144

Buy Cheap Illiopolis, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Illiopolis, Illinois auto insurance rates? Find out how car insurance rates in Illiopolis, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Illiopolis, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,388 $2,388 $2,119 $2,239 $10,210 $10,643 $2,731 $2,861
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,375 $1,484 $1,140 $1,273 $4,461 $4,963 $1,443 $1,530
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,949 $1,843 $1,610 $1,677 $7,104 $7,978 $2,330 $2,532
State Farm $1,493 $1,493 $1,335 $1,335 $4,324 $5,473 $1,689 $1,951
Travelers $1,442 $1,522 $1,297 $1,383 $3,956 $4,890 $1,533 $1,615
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

Buy Cheap Illiopolis, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Illiopolis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Illiopolis, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Illiopolis, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,812 $9,483
Farmers $10,210 $10,643
GEICO $4,847 $5,129
Liberty Mutual $4,461 $4,963
Nationwide $4,571 $5,876
Progressive $7,104 $7,978
State Farm $4,324 $5,473
Travelers $3,956 $4,890
USAA $5,485 $6,055

Buy Cheap Illiopolis, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Illiopolis, Illinois by comparing Illiopolis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Illiopolis, IL here.

Annual Auto Insurance Rates for Senior Drivers in Illiopolis, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,228 $2,228
Farmers $2,119 $2,239
GEICO $1,521 $1,797
Liberty Mutual $1,140 $1,273
Nationwide $1,508 $1,600
Progressive $1,610 $1,677
State Farm $1,335 $1,335
Travelers $1,297 $1,383
USAA $1,574 $1,552

Find Cheap Auto Insurance Rates in Illiopolis, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Illiopolis, Illinois auto insurance. Compare Illiopolis, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Illiopolis, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,775 $4,043 $3,885
Farmers $4,239 $4,346 $4,756
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,096 $2,204 $2,326
Nationwide $2,632 $2,652 $2,616
Progressive $3,127 $3,373 $3,634
State Farm $2,265 $2,390 $2,504
Travelers $2,089 $2,203 $2,323
USAA $2,663 $2,845 $3,035

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Find Cheap Illiopolis, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Illiopolis. Compare auto insurance rates in Illiopolis, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Illiopolis, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,851 $3,952
Farmers $4,447 $4,447
GEICO $2,519 $2,617
Liberty Mutual $2,209 $2,209
Nationwide $2,633 $2,633
Progressive $3,378 $3,378
State Farm $2,327 $2,446
Travelers $2,119 $2,291
USAA $2,767 $2,927

Find Cheap Illiopolis, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Illiopolis, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Illiopolis, IL, take a look at the average cost for various violations versus rates for a clean driving record in Illiopolis.

Annual Illiopolis, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,755 $4,840 $4,719 $4,476
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,843 $2,605 $2,297 $2,090
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,783 $4,134 $3,080 $3,514
State Farm $2,179 $2,594 $2,387 $2,387
Travelers $1,765 $2,299 $2,548 $2,208
USAA $2,029 $2,916 $3,998 $2,447

Find Cheap Illiopolis, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Illiopolis, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Illiopolis for less when you shop around and compare rates from multiple Illiopolis, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Illiopolis, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,926
American Family $5,415
Farmers $4,719
GEICO $3,482
Liberty Mutual $2,297
Nationwide $3,229
Progressive $3,080
State Farm $2,387
Travelers $2,548
USAA $3,998

Winners by Category: Where to Buy Cheap Auto Insurance in Illiopolis, IL

Compare rates from the cheapest auto insurance companies in Illiopolis, IL for your needs. Take a look at how Illiopolis, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Illiopolis, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Illiopolis, Illinois Auto Insurance Companies

If you’re looking for the cheapest Illiopolis, IL auto insurance companies overall, you can compare them here. Find the best price for Illiopolis, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Illiopolis, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,901
Farmers $4,447
GEICO $2,568
Liberty Mutual $2,209
Nationwide $2,633
Progressive $3,378
State Farm $2,387
Travelers $2,205
USAA $2,847

What affects Illiopolis, Illinois auto insurance rates?

Local factors affect auto insurance rates in Illiopolis, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Illiopolis auto insurance rates.

Commute Times in Illiopolis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Illiopolis, IL is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Illiopolis, IL

You can buy cheap Illiopolis, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Illiopolis, Illinois auto insurance quotes from top companies.

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