Buy Cheap Idalou, TX Auto Insurance (2021)

Idalou, TX auto insurance rates average $310 a month. Minimum auto insurance requirements in Idalou, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Idalou, TX, compare Idalou auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Idalou, TX are $310/month
  • Average auto insurance rates in Idalou, TX after a DUI are $4,248/year
  • The most expensive auto insurance company in Idalou is Allstate

Finding affordable Idalou, Texas auto insurance can be challenging, but everything you need to know to buy cheap Idalou, TX auto insurance with confidence is right here. Auto insurance rates in Idalou are affected by local factors as well as personal ones like your driving record.

See how Idalou, TX car insurance rates compare to Laredo auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Idalou.

Don’t buy Idalou, TX auto insurance until you’ve compared rates. Get free Idalou, Texas auto insurance quotes when you enter your ZIP code above.

Idalou, TX Minimum Auto Insurance Requirements

The required auto insurance in Idalou, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Idalou, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Idalou, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Idalou, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Idalou, TX. Take a look at Idalou, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Idalou, Texas

Insurance Company Poor Fair Good
Allstate $6,771 $4,950 $4,228
American Family $5,294 $3,308 $2,886
GEICO $4,745 $2,692 $1,800
Nationwide $4,483 $3,588 $3,124
Progressive $5,005 $4,313 $3,993
State Farm $4,212 $2,621 $2,088
USAA $3,997 $2,266 $1,811

Buy Cheap Idalou, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Idalou, Texas auto insurance rates? Find out how car insurance rates in Idalou, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idalou, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,497 $3,546 $3,456 $3,456 $8,904 $10,800 $4,329 $4,541
American Family $2,382 $2,637 $2,191 $2,495 $5,970 $7,802 $3,352 $3,805
GEICO $2,318 $2,486 $2,213 $2,480 $4,941 $5,174 $2,504 $2,517
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,396 $2,275 $2,127 $2,172 $9,858 $10,975 $2,829 $2,863
State Farm $2,072 $2,072 $1,845 $1,845 $5,000 $6,378 $2,255 $2,323
USAA $1,752 $1,788 $1,660 $1,681 $4,623 $5,107 $2,348 $2,572

Buy Cheap Idalou, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Idalou can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Idalou, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Idalou, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,904 $10,800
American Family $5,970 $7,802
GEICO $4,941 $5,174
Nationwide $6,573 $8,482
Progressive $9,858 $10,975
State Farm $5,000 $6,378
USAA $4,623 $5,107

Buy Cheap Idalou, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Idalou, Texas by comparing Idalou senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Idalou, TX here.

Annual Auto Insurance Rates for Senior Drivers in Idalou, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $2,191 $2,495
GEICO $2,213 $2,480
Nationwide $2,078 $2,209
Progressive $2,127 $2,172
State Farm $1,845 $1,845
USAA $1,660 $1,681

Find Cheap Auto Insurance Rates in Idalou, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Idalou, Texas auto insurance. Compare Idalou, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Idalou, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,273 $5,474
American Family $3,583 $3,701 $4,204
GEICO $2,930 $3,040 $3,268
Nationwide $4,034 $3,570 $3,591
Progressive $4,213 $4,414 $4,684
State Farm $2,817 $2,965 $3,140
USAA $2,611 $2,682 $2,781

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Find Cheap Idalou, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Idalou. Compare auto insurance rates in Idalou, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Idalou, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,436
American Family $3,829 $3,829
GEICO $3,018 $3,140
Nationwide $3,732 $3,732
Progressive $4,437 $4,437
State Farm $2,974 $2,974
USAA $2,656 $2,727

Find Cheap Idalou, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Idalou, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Idalou, TX, take a look at the average cost for various violations versus rates for a clean driving record in Idalou.

Annual Idalou, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,300 $6,555 $4,205
American Family $3,502 $4,423 $3,890 $3,502
GEICO $2,616 $3,424 $2,902 $3,374
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,871 $4,993 $4,522 $4,361
State Farm $2,638 $3,031 $3,587 $2,638
USAA $2,024 $2,950 $3,466 $2,325

Find Cheap Idalou, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Idalou, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Idalou for less when you shop around and compare rates from multiple Idalou, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Idalou, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,555
American Family $3,890
GEICO $2,902
Nationwide $4,814
Progressive $4,522
State Farm $3,587
USAA $3,466

Winners by Category: Where to Buy Cheap Auto Insurance in Idalou, TX

Compare rates from the cheapest auto insurance companies in Idalou, TX for your needs. Take a look at how Idalou, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Idalou, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Idalou, Texas Auto Insurance Companies

If you’re looking for the cheapest Idalou, TX auto insurance companies overall, you can compare them here. Find the best price for Idalou, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Idalou, Texas

Insurance Company Average Annual Rates
Allstate $5,316
American Family $3,829
GEICO $3,079
Nationwide $3,732
Progressive $4,437
State Farm $2,974
USAA $2,691

What affects Idalou, Texas auto insurance rates?

Local factors affect auto insurance rates in Idalou, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Idalou auto insurance rates.

Auto Theft in Idalou

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Idalou, TX auto theft show a total of 6 vehicle thefts annually.

Commute Times in Idalou

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Idalou, TX is 17.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Idalou, TX

You can buy cheap Idalou, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Idalou, Texas auto insurance quotes from top companies.

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