Buy Cheap Idaho Springs, CO Auto Insurance (2021)

Idaho Springs, CO auto insurance rates average $350 a month. Minimum auto insurance requirements in Idaho Springs, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Idaho Springs, CO, compare Idaho Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Idaho Springs after a DUI is Allstate
  • The most expensive auto insurance company in Idaho Springs is Allstate
  • Average auto insurance rates in Idaho Springs, CO are $350/month

Finding affordable Idaho Springs, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Idaho Springs, CO auto insurance with confidence is right here. Auto insurance rates in Idaho Springs are affected by local factors as well as personal ones like your driving record.

See how Idaho Springs, CO car insurance rates compare to Lakewood auto insurance rates, Arvada auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Idaho Springs.

Don’t buy Idaho Springs, CO auto insurance until you’ve compared rates. Get free Idaho Springs, Colorado auto insurance quotes when you enter your ZIP code above.

Idaho Springs, CO Minimum Auto Insurance Requirements

The required auto insurance in Idaho Springs, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Idaho Springs, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Idaho Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Idaho Springs, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Idaho Springs, CO. Take a look at Idaho Springs, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Idaho Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,699 $5,926 $4,471
American Family $5,211 $3,700 $3,101
Farmers $6,402 $5,195 $4,936
GEICO $3,813 $3,171 $2,528
Liberty Mutual $4,529 $2,775 $2,200
Nationwide $4,245 $3,363 $2,929
Progressive $5,192 $4,442 $4,089
State Farm $5,530 $3,548 $2,857
USAA $5,636 $3,197 $2,555

Buy Cheap Idaho Springs, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Idaho Springs, Colorado auto insurance rates? Find out how car insurance rates in Idaho Springs, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idaho Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,671 $3,425 $3,290 $3,327 $12,892 $13,512 $4,054 $4,086
American Family $2,736 $2,736 $2,465 $2,465 $6,640 $8,899 $2,736 $3,357
Farmers $3,228 $3,197 $2,925 $3,154 $12,179 $12,255 $3,554 $3,596
GEICO $2,002 $2,196 $2,123 $2,411 $6,280 $6,658 $1,830 $1,866
Liberty Mutual $2,024 $1,974 $1,717 $1,891 $6,511 $7,105 $2,051 $2,072
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,739 $2,552 $2,378 $2,367 $9,638 $10,807 $3,100 $3,016
State Farm $2,534 $2,534 $2,255 $2,255 $7,079 $8,986 $2,829 $3,356
USAA $2,523 $2,525 $2,395 $2,403 $6,387 $7,327 $3,257 $3,553

Buy Cheap Idaho Springs, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Idaho Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Idaho Springs, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Idaho Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,892 $13,512
American Family $6,640 $8,899
Farmers $12,179 $12,255
GEICO $6,280 $6,658
Liberty Mutual $6,511 $7,105
Nationwide $5,929 $7,587
Progressive $9,638 $10,807
State Farm $7,079 $8,986
USAA $6,387 $7,327

Buy Cheap Idaho Springs, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Idaho Springs, Colorado by comparing Idaho Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Idaho Springs, CO here.

Annual Auto Insurance Rates for Senior Drivers in Idaho Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,290 $3,327
American Family $2,465 $2,465
Farmers $2,925 $3,154
GEICO $2,123 $2,411
Liberty Mutual $1,717 $1,891
Nationwide $2,085 $2,204
Progressive $2,378 $2,367
State Farm $2,255 $2,255
USAA $2,395 $2,403

Find Cheap Auto Insurance Rates in Idaho Springs, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Idaho Springs, Colorado auto insurance. Compare Idaho Springs, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Idaho Springs, Colorado

Insurance Company Low Medium High
Allstate $5,732 $6,014 $6,351
American Family $3,808 $4,086 $4,118
Farmers $4,851 $5,435 $6,247
GEICO $2,850 $3,109 $3,553
Liberty Mutual $2,990 $3,157 $3,358
Nationwide $3,535 $3,511 $3,491
Progressive $4,256 $4,587 $4,881
State Farm $3,759 $3,979 $4,197
USAA $3,643 $3,796 $3,949

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Find Cheap Idaho Springs, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Idaho Springs. Compare auto insurance rates in Idaho Springs, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Idaho Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,032 $6,032
American Family $3,918 $4,090
Farmers $5,511 $5,511
GEICO $3,104 $3,238
Liberty Mutual $3,168 $3,168
Nationwide $3,512 $3,512
Progressive $4,574 $4,574
State Farm $3,883 $4,074
USAA $3,687 $3,905

Find Cheap Idaho Springs, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Idaho Springs, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Idaho Springs, CO, take a look at the average cost for various violations versus rates for a clean driving record in Idaho Springs.

Annual Idaho Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,123 $5,907 $7,274 $5,826
American Family $2,965 $4,189 $5,501 $3,362
Farmers $4,651 $5,981 $5,902 $5,510
GEICO $2,235 $3,472 $4,054 $2,922
Liberty Mutual $2,784 $3,251 $3,362 $3,275
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,956 $5,552 $4,177 $4,614
State Farm $3,677 $4,280 $3,978 $3,978
USAA $2,754 $3,367 $5,954 $3,110

Find Cheap Idaho Springs, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Idaho Springs, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Idaho Springs for less when you shop around and compare rates from multiple Idaho Springs, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Idaho Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,274
American Family $5,501
Farmers $5,902
GEICO $4,054
Liberty Mutual $3,362
Nationwide $4,685
Progressive $4,177
State Farm $3,978
USAA $5,954

Winners by Category: Where to Buy Cheap Auto Insurance in Idaho Springs, CO

Compare rates from the cheapest auto insurance companies in Idaho Springs, CO for your needs. Take a look at how Idaho Springs, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Idaho Springs, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Idaho Springs, Colorado Auto Insurance Companies

If you’re looking for the cheapest Idaho Springs, CO auto insurance companies overall, you can compare them here. Find the best price for Idaho Springs, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Idaho Springs, Colorado

Insurance Company Average Annual Rates
Allstate $6,032
American Family $4,004
Farmers $5,511
GEICO $3,171
Liberty Mutual $3,168
Nationwide $3,512
Progressive $4,574
State Farm $3,978
USAA $3,796

What affects Idaho Springs, Colorado auto insurance rates?

Local factors affect auto insurance rates in Idaho Springs, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Idaho Springs auto insurance rates.

Commute Times in Idaho Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Idaho Springs, CO is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Idaho Springs, CO

You can buy cheap Idaho Springs, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Idaho Springs, Colorado auto insurance quotes from top companies.

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