Buy Cheap Ida Grove, IA Auto Insurance (2021)

Ida Grove, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Ida Grove, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Ida Grove, IA, compare Ida Grove auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ida Grove, IA are $248/month
  • Average auto insurance rates in Ida Grove, IA for teens drivers are $5,659/year
  • Average auto insurance rates in Ida Grove, IA after a DUI are $3,583/year

Finding affordable Ida Grove, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Ida Grove, IA auto insurance with confidence is right here. Auto insurance rates in Ida Grove are affected by local factors as well as personal ones like your driving record.

See how Ida Grove, IA car insurance rates compare to West Des Moines auto insurance rates, Waterloo auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Ida Grove.

Don’t buy Ida Grove, IA auto insurance until you’ve compared rates. Get free Ida Grove, Iowa auto insurance quotes when you enter your ZIP code above.

Ida Grove, IA Minimum Auto Insurance Requirements

The required auto insurance in Ida Grove, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Ida Grove, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Ida Grove, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ida Grove, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ida Grove, IA. Take a look at Ida Grove, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ida Grove, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,862 $2,838 $2,385
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,899 $2,345 $2,126
State Farm $3,113 $1,926 $1,519
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

Buy Cheap Ida Grove, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ida Grove, Iowa auto insurance rates? Find out how car insurance rates in Ida Grove, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ida Grove, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,719 $1,651 $1,415 $1,472 $4,272 $4,820 $2,067 $2,239
State Farm $1,421 $1,421 $1,248 $1,248 $3,851 $4,883 $1,597 $1,819
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Buy Cheap Ida Grove, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ida Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ida Grove, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ida Grove, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,210 $7,309
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,272 $4,820
State Farm $3,851 $4,883
Travelers $11,246 $17,958
USAA $3,484 $3,704

Buy Cheap Ida Grove, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ida Grove, Iowa by comparing Ida Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ida Grove, IA here.

Annual Auto Insurance Rates for Senior Drivers in Ida Grove, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,747 $1,747
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,415 $1,472
State Farm $1,248 $1,248
Travelers $2,473 $2,481
USAA $1,182 $1,208

Find Cheap Auto Insurance Rates in Ida Grove, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ida Grove, Iowa auto insurance. Compare Ida Grove, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ida Grove, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,044 $3,196 $2,844
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,321 $2,465 $2,585
State Farm $2,079 $2,199 $2,281
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

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Find Cheap Ida Grove, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ida Grove. Compare auto insurance rates in Ida Grove, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ida Grove, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $2,993 $3,063
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,457 $2,457
State Farm $2,133 $2,239
Travelers $5,638 $5,638
USAA $1,861 $2,002

Find Cheap Ida Grove, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Ida Grove, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ida Grove, IA, take a look at the average cost for various violations versus rates for a clean driving record in Ida Grove.

Annual Ida Grove, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,973 $3,242 $2,141 $2,471
State Farm $2,023 $2,349 $2,186 $2,186
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Find Cheap Ida Grove, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ida Grove, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Ida Grove for less when you shop around and compare rates from multiple Ida Grove, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ida Grove, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,155
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,141
State Farm $2,186
Travelers $7,332
USAA $2,577

Winners by Category: Where to Buy Cheap Auto Insurance in Ida Grove, IA

Compare rates from the cheapest auto insurance companies in Ida Grove, IA for your needs. Take a look at how Ida Grove, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ida Grove, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Ida Grove, Iowa Auto Insurance Companies

If you’re looking for the cheapest Ida Grove, IA auto insurance companies overall, you can compare them here. Find the best price for Ida Grove, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Ida Grove, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,028
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,457
State Farm $2,186
Travelers $5,638
USAA $1,931

What affects Ida Grove, Iowa auto insurance rates?

Local factors affect auto insurance rates in Ida Grove, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ida Grove auto insurance rates.

Commute Times in Ida Grove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ida Grove, IA is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Ida Grove, IA

You can buy cheap Ida Grove, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ida Grove, Iowa auto insurance quotes from top companies.

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