Buy Cheap Hutto, TX Auto Insurance (2021)

Hutto, TX auto insurance rates average $299 a month. Minimum auto insurance requirements in Hutto, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hutto, TX, compare Hutto auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hutto, TX are $299/month
  • Average auto insurance rates in Hutto, TX after a DUI are $4,083/year
  • Average auto insurance rates in Hutto, TX for teens drivers are $6,411/year

Finding affordable Hutto, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hutto, TX auto insurance with confidence is right here. Auto insurance rates in Hutto are affected by local factors as well as personal ones like your driving record.

See how Hutto, TX car insurance rates compare to El Paso auto insurance rates, Austin auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Hutto.

Don’t buy Hutto, TX auto insurance until you’ve compared rates. Get free Hutto, Texas auto insurance quotes when you enter your ZIP code above.

Hutto, TX Minimum Auto Insurance Requirements

The required auto insurance in Hutto, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hutto, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hutto, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hutto, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hutto, TX. Take a look at Hutto, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hutto, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $6,214 $3,988 $3,483
GEICO $4,846 $2,747 $1,835
Nationwide $3,358 $2,717 $2,372
Progressive $4,361 $3,781 $3,509
State Farm $3,998 $2,491 $1,987
USAA $3,622 $2,106 $1,698

Buy Cheap Hutto, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hutto, Texas auto insurance rates? Find out how car insurance rates in Hutto, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutto, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,653 $2,970 $2,533 $2,916 $7,418 $9,686 $3,883 $4,432
GEICO $2,312 $2,506 $2,240 $2,557 $5,168 $5,352 $2,509 $2,499
Nationwide $1,782 $1,809 $1,582 $1,670 $4,977 $6,365 $2,087 $2,251
Progressive $2,067 $1,974 $1,849 $1,881 $8,668 $9,672 $2,455 $2,502
State Farm $1,951 $1,951 $1,743 $1,743 $4,782 $6,113 $2,129 $2,191
USAA $1,568 $1,572 $1,503 $1,485 $4,486 $4,867 $2,091 $2,229

Buy Cheap Hutto, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hutto can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hutto, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hutto, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $7,418 $9,686
GEICO $5,168 $5,352
Nationwide $4,977 $6,365
Progressive $8,668 $9,672
State Farm $4,782 $6,113
USAA $4,486 $4,867

Buy Cheap Hutto, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hutto, Texas by comparing Hutto senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hutto, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hutto, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,533 $2,916
GEICO $2,240 $2,557
Nationwide $1,582 $1,670
Progressive $1,849 $1,881
State Farm $1,743 $1,743
USAA $1,503 $1,485

Find Cheap Auto Insurance Rates in Hutto, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hutto, Texas auto insurance. Compare Hutto, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutto, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $4,236 $4,387 $5,061
GEICO $2,976 $3,108 $3,345
Nationwide $3,029 $2,700 $2,717
Progressive $3,721 $3,869 $4,060
State Farm $2,673 $2,819 $2,984
USAA $2,387 $2,465 $2,574

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Find Cheap Hutto, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hutto. Compare auto insurance rates in Hutto, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hutto, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,561 $4,561
GEICO $3,087 $3,199
Nationwide $2,815 $2,815
Progressive $3,884 $3,884
State Farm $2,825 $2,825
USAA $2,444 $2,506

Find Cheap Hutto, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hutto, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hutto, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hutto.

Annual Hutto, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $4,141 $5,316 $4,648 $4,141
GEICO $2,668 $3,547 $2,932 $3,425
Nationwide $2,451 $2,451 $3,600 $2,760
Progressive $3,393 $4,376 $3,950 $3,815
State Farm $2,499 $2,881 $3,423 $2,499
USAA $1,839 $2,725 $3,226 $2,111

Find Cheap Hutto, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hutto, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hutto for less when you shop around and compare rates from multiple Hutto, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hutto, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
American Family $4,648
GEICO $2,932
Nationwide $3,600
Progressive $3,950
State Farm $3,423
USAA $3,226

Winners by Category: Where to Buy Cheap Auto Insurance in Hutto, TX

Compare rates from the cheapest auto insurance companies in Hutto, TX for your needs. Take a look at how Hutto, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hutto, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hutto, Texas Auto Insurance Companies

If you’re looking for the cheapest Hutto, TX auto insurance companies overall, you can compare them here. Find the best price for Hutto, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hutto, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,561
GEICO $3,143
Nationwide $2,815
Progressive $3,884
State Farm $2,825
USAA $2,475

What affects Hutto, Texas auto insurance rates?

Local factors affect auto insurance rates in Hutto, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hutto auto insurance rates.

Commute Times in Hutto

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hutto, TX is 31.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hutto, TX

You can buy cheap Hutto, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hutto, Texas auto insurance quotes from top companies.

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