Buy Cheap Hutchins, TX Auto Insurance (2021)

Hutchins, TX auto insurance rates average $383 a month. Minimum auto insurance requirements in Hutchins, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hutchins, TX, compare Hutchins auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hutchins, TX after a DUI are $5,224/year
  • The most expensive auto insurance company in Hutchins is Allstate
  • Average auto insurance rates in Hutchins, TX are $383/month

Finding affordable Hutchins, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hutchins, TX auto insurance with confidence is right here. Auto insurance rates in Hutchins are affected by local factors as well as personal ones like your driving record.

See how Hutchins, TX car insurance rates compare to El Paso auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Hutchins.

Don’t buy Hutchins, TX auto insurance until you’ve compared rates. Get free Hutchins, Texas auto insurance quotes when you enter your ZIP code above.

Hutchins, TX Minimum Auto Insurance Requirements

The required auto insurance in Hutchins, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hutchins, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hutchins, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hutchins, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hutchins, TX. Take a look at Hutchins, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hutchins, Texas

Insurance Company Poor Fair Good
Allstate $8,190 $5,994 $5,131
American Family $7,997 $5,060 $4,406
GEICO $6,374 $3,584 $2,372
Nationwide $5,467 $4,337 $3,748
Progressive $5,536 $4,750 $4,389
State Farm $4,997 $3,114 $2,483
USAA $4,200 $2,449 $1,976

Buy Cheap Hutchins, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hutchins, Texas auto insurance rates? Find out how car insurance rates in Hutchins, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hutchins, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,158 $4,189 $4,105 $4,105 $11,086 $13,373 $5,144 $5,349
American Family $3,515 $3,921 $3,238 $3,723 $9,247 $12,110 $5,053 $5,760
GEICO $3,040 $3,292 $2,962 $3,366 $6,687 $6,975 $3,283 $3,271
Nationwide $2,909 $2,960 $2,587 $2,732 $7,863 $10,059 $3,382 $3,647
Progressive $2,655 $2,536 $2,346 $2,399 $10,794 $12,044 $3,153 $3,208
State Farm $2,473 $2,473 $2,202 $2,202 $5,917 $7,535 $2,688 $2,765
USAA $1,835 $1,836 $1,765 $1,742 $5,191 $5,618 $2,431 $2,581

Buy Cheap Hutchins, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hutchins can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hutchins, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hutchins, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,086 $13,373
American Family $9,247 $12,110
GEICO $6,687 $6,975
Nationwide $7,863 $10,059
Progressive $10,794 $12,044
State Farm $5,917 $7,535
USAA $5,191 $5,618

Buy Cheap Hutchins, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hutchins, Texas by comparing Hutchins senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hutchins, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hutchins, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,105 $4,105
American Family $3,238 $3,723
GEICO $2,962 $3,366
Nationwide $2,587 $2,732
Progressive $2,346 $2,399
State Farm $2,202 $2,202
USAA $1,765 $1,742

Find Cheap Auto Insurance Rates in Hutchins, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hutchins, Texas auto insurance. Compare Hutchins, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hutchins, Texas

Insurance Company Low Medium High
Allstate $6,288 $6,382 $6,646
American Family $5,401 $5,597 $6,465
GEICO $3,881 $4,051 $4,396
Nationwide $4,812 $4,323 $4,417
Progressive $4,657 $4,869 $5,150
State Farm $3,325 $3,512 $3,759
USAA $2,755 $2,861 $3,008

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Find Cheap Hutchins, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hutchins. Compare auto insurance rates in Hutchins, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hutchins, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,279 $6,598
American Family $5,821 $5,821
GEICO $4,034 $4,185
Nationwide $4,517 $4,517
Progressive $4,892 $4,892
State Farm $3,532 $3,532
USAA $2,838 $2,912

Find Cheap Hutchins, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hutchins, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hutchins, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hutchins.

Annual Hutchins, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,971 $7,744 $8,068 $4,971
American Family $5,305 $6,755 $5,918 $5,305
GEICO $3,481 $4,626 $3,838 $4,493
Nationwide $3,938 $3,938 $5,761 $4,431
Progressive $4,265 $5,492 $4,995 $4,816
State Farm $3,137 $3,599 $4,254 $3,137
USAA $2,135 $3,179 $3,733 $2,453

Find Cheap Hutchins, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hutchins, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hutchins for less when you shop around and compare rates from multiple Hutchins, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hutchins, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,068
American Family $5,918
GEICO $3,838
Nationwide $5,761
Progressive $4,995
State Farm $4,254
USAA $3,733

Winners by Category: Where to Buy Cheap Auto Insurance in Hutchins, TX

Compare rates from the cheapest auto insurance companies in Hutchins, TX for your needs. Take a look at how Hutchins, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hutchins, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Hutchins, Texas Auto Insurance Companies

If you’re looking for the cheapest Hutchins, TX auto insurance companies overall, you can compare them here. Find the best price for Hutchins, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hutchins, Texas

Insurance Company Average Annual Rates
Allstate $6,439
American Family $5,821
GEICO $4,110
Nationwide $4,517
Progressive $4,892
State Farm $3,532
USAA $2,875

What affects Hutchins, Texas auto insurance rates?

Local factors affect auto insurance rates in Hutchins, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hutchins auto insurance rates.

Auto Theft in Hutchins

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Hutchins, TX auto theft show a total of 30 vehicle thefts annually.

Commute Times in Hutchins

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hutchins, TX is 31.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hutchins, TX

You can buy cheap Hutchins, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hutchins, Texas auto insurance quotes from top companies.

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