Buy Cheap Huron, SD Auto Insurance (2022)

Huron, SD auto insurance rates average $311 a month. Minimum auto insurance requirements in Huron, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Huron, SD, compare Huron auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Huron, SD are $311/month
  • Average auto insurance rates in Huron, SD for teens drivers are $7,288/year
  • The most expensive auto insurance company in Huron after a DUI is Liberty Mutual

Finding affordable Huron, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Huron, SD auto insurance with confidence is right here. Auto insurance rates in Huron are affected by local factors as well as personal ones like your driving record.

See how Huron, SD car insurance rates compare to Spearfish auto insurance rates, Aberdeen auto insurance rates, and Yankton auto insurance rates before you read more about the cost of auto insurance in Huron.

Don’t buy Huron, SD auto insurance until you’ve compared rates. Get free Huron, South Dakota auto insurance quotes when you enter your ZIP code above.

Huron, SD Minimum Auto Insurance Requirements

The required auto insurance in Huron, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Huron, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Huron, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Huron, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Huron, SD. Take a look at Huron, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Huron, South Dakota

Insurance Company Poor Fair Good
Allstate $5,584 $4,365 $3,792
American Family $5,228 $3,769 $3,193
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,561 $6,336 $4,977
Nationwide $2,831 $2,239 $1,967
Progressive $3,863 $3,223 $2,980
State Farm $3,031 $1,813 $1,405

Buy Cheap Huron, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Huron, South Dakota auto insurance rates? Find out how car insurance rates in Huron, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Huron, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,418 $2,474 $2,128 $2,277 $9,845 $11,748 $2,743 $3,008
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,127 $4,491 $3,257 $3,961 $15,696 $17,624 $4,343 $4,833
Nationwide $1,668 $1,710 $1,494 $1,592 $3,667 $4,724 $1,876 $2,036
Progressive $1,903 $1,871 $1,569 $1,619 $7,025 $7,980 $2,384 $2,492
State Farm $1,408 $1,408 $1,218 $1,218 $3,533 $4,521 $1,577 $1,778

Buy Cheap Huron, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Huron can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Huron, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Huron, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,845 $11,748
American Family $6,026 $8,854
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $15,696 $17,624
Nationwide $3,667 $4,724
Progressive $7,025 $7,980
State Farm $3,533 $4,521

Buy Cheap Huron, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Huron, South Dakota by comparing Huron senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Huron, SD here.

Annual Auto Insurance Rates for Senior Drivers in Huron, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,128 $2,277
American Family $2,598 $2,598
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $3,257 $3,961
Nationwide $1,494 $1,592
Progressive $1,569 $1,619
State Farm $1,218 $1,218

Find Cheap Auto Insurance Rates in Huron, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Huron, South Dakota auto insurance. Compare Huron, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Huron, South Dakota

Insurance Company Low Medium High
Allstate $4,463 $4,573 $4,704
American Family $4,106 $4,185 $3,899
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,162 $7,282 $7,431
Nationwide $2,208 $2,335 $2,494
Progressive $3,271 $3,328 $3,467
State Farm $2,015 $2,084 $2,150

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Find Cheap Huron, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Huron. Compare auto insurance rates in Huron, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Huron, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,468 $4,692
American Family $4,013 $4,113
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $7,291 $7,291
Nationwide $2,346 $2,346
Progressive $3,355 $3,355
State Farm $2,032 $2,133

Find Cheap Huron, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Huron, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Huron, SD, take a look at the average cost for various violations versus rates for a clean driving record in Huron.

Annual Huron, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,799 $4,407 $5,865 $4,250
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,152 $7,622 $7,933 $7,458
Nationwide $1,708 $2,353 $3,347 $1,975
Progressive $2,892 $3,929 $3,119 $3,481
State Farm $1,947 $2,219 $2,083 $2,083

Find Cheap Huron, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Huron, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Huron for less when you shop around and compare rates from multiple Huron, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Huron, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,865
American Family $5,591
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,933
Nationwide $3,347
Progressive $3,119
State Farm $2,083

Winners by Category: Where to Buy Cheap Auto Insurance in Huron, SD

Compare rates from the cheapest auto insurance companies in Huron, SD for your needs. Take a look at how Huron, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Huron, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Huron, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Huron, SD auto insurance companies overall, you can compare them here. Find the best price for Huron, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Huron, South Dakota

Insurance Company Average Annual Rates
Allstate $4,580
American Family $4,063
Farmers $3,441
GEICO $2,664
Liberty Mutual $7,291
Nationwide $2,346
Progressive $3,355
State Farm $2,083

What affects Huron, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Huron, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Huron auto insurance rates.

Auto Theft in Huron

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Huron, SD auto theft show a total of 11 vehicle thefts annually.

Commute Times in Huron

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Huron, SD is 13.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Huron, SD

You can buy cheap Huron, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Huron, South Dakota auto insurance quotes from top companies.

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