Buy Cheap Hume, IL Auto Insurance (2021)

Hume, IL auto insurance rates average $245 a month. Minimum auto insurance requirements in Hume, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Hume, IL, compare Hume auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hume, IL for teens drivers are $5,534/year
  • Average auto insurance rates in Hume, IL after a DUI are $3,424/year
  • The most expensive auto insurance company in Hume after a DUI is Allstate

Finding affordable Hume, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Hume, IL auto insurance with confidence is right here. Auto insurance rates in Hume are affected by local factors as well as personal ones like your driving record.

See how Hume, IL car insurance rates compare to Joliet auto insurance rates, Chicago auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Hume.

Don’t buy Hume, IL auto insurance until you’ve compared rates. Get free Hume, Illinois auto insurance quotes when you enter your ZIP code above.

Hume, IL Minimum Auto Insurance Requirements

The required auto insurance in Hume, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Hume, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Hume, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Hume, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hume, IL. Take a look at Hume, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hume, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,635 $3,148 $2,661
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,894 $1,803 $1,441
Nationwide $3,151 $2,545 $2,230
Progressive $3,790 $3,188 $2,935
State Farm $3,056 $1,830 $1,419
Travelers $2,599 $2,080 $1,696
USAA $3,658 $2,511 $2,069

Buy Cheap Hume, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hume, Illinois auto insurance rates? Find out how car insurance rates in Hume, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hume, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,175 $2,175 $1,990 $1,990 $6,088 $8,454 $2,175 $2,804
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,297 $1,401 $1,082 $1,208 $4,065 $4,520 $1,358 $1,436
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,987 $1,897 $1,636 $1,711 $6,728 $7,558 $2,370 $2,549
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,378 $1,453 $1,249 $1,331 $3,827 $4,769 $1,460 $1,537
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Buy Cheap Hume, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hume can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hume, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hume, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,088 $8,454
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,065 $4,520
Nationwide $4,608 $5,912
Progressive $6,728 $7,558
State Farm $3,675 $4,680
Travelers $3,827 $4,769
USAA $5,278 $5,822

Buy Cheap Hume, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hume, Illinois by comparing Hume senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hume, IL here.

Annual Auto Insurance Rates for Senior Drivers in Hume, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,990 $1,990
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,082 $1,208
Nationwide $1,508 $1,597
Progressive $1,636 $1,711
State Farm $1,206 $1,206
Travelers $1,249 $1,331
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Hume, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hume, Illinois auto insurance. Compare Hume, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hume, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,374 $3,608 $3,462
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,938 $2,042 $2,159
Nationwide $2,636 $2,662 $2,629
Progressive $3,063 $3,285 $3,565
State Farm $2,006 $2,104 $2,194
Travelers $1,999 $2,123 $2,254
USAA $2,562 $2,743 $2,933

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Find Cheap Hume, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hume. Compare auto insurance rates in Hume, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hume, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,436 $3,526
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,046 $2,046
Nationwide $2,642 $2,642
Progressive $3,304 $3,304
State Farm $2,049 $2,154
Travelers $2,043 $2,208
USAA $2,669 $2,823

Find Cheap Hume, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Hume, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hume, IL, take a look at the average cost for various violations versus rates for a clean driving record in Hume.

Annual Hume, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,556 $3,645 $4,824 $2,900
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,712 $2,407 $2,127 $1,938
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,735 $4,004 $3,023 $3,456
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,699 $2,213 $2,466 $2,124
USAA $1,958 $2,813 $3,852 $2,361

Find Cheap Hume, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hume, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Hume for less when you shop around and compare rates from multiple Hume, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hume, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,824
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,127
Nationwide $3,236
Progressive $3,023
State Farm $2,102
Travelers $2,466
USAA $3,852

Winners by Category: Where to Buy Cheap Auto Insurance in Hume, IL

Compare rates from the cheapest auto insurance companies in Hume, IL for your needs. Take a look at how Hume, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hume, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Hume, Illinois Auto Insurance Companies

If you’re looking for the cheapest Hume, IL auto insurance companies overall, you can compare them here. Find the best price for Hume, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Hume, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,481
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,046
Nationwide $2,642
Progressive $3,304
State Farm $2,102
Travelers $2,125
USAA $2,746

What affects Hume, Illinois auto insurance rates?

Local factors affect auto insurance rates in Hume, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hume auto insurance rates.

Commute Times in Hume

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hume, IL is 35.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hume, IL

You can buy cheap Hume, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hume, Illinois auto insurance quotes from top companies.

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