Buy Cheap Humboldt, IL Auto Insurance (2021)

Humboldt, IL auto insurance rates average $247 a month. Minimum auto insurance requirements in Humboldt, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Humboldt, IL, compare Humboldt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Humboldt is Allstate
  • The most expensive auto insurance company in Humboldt after a DUI is Allstate
  • Average auto insurance rates in Humboldt, IL after a DUI are $3,444/year

Finding affordable Humboldt, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Humboldt, IL auto insurance with confidence is right here. Auto insurance rates in Humboldt are affected by local factors as well as personal ones like your driving record.

See how Humboldt, IL car insurance rates compare to Elgin auto insurance rates, Joliet auto insurance rates, and Champaign auto insurance rates before you read more about the cost of auto insurance in Humboldt.

Don’t buy Humboldt, IL auto insurance until you’ve compared rates. Get free Humboldt, Illinois auto insurance quotes when you enter your ZIP code above.

Humboldt, IL Minimum Auto Insurance Requirements

The required auto insurance in Humboldt, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Humboldt, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Humboldt, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Humboldt, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Humboldt, IL. Take a look at Humboldt, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Humboldt, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,635 $3,148 $2,661
Farmers $4,764 $4,003 $3,809
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,977 $1,859 $1,483
Nationwide $3,151 $2,545 $2,230
Progressive $3,860 $3,257 $3,003
State Farm $3,080 $1,844 $1,430
Travelers $2,498 $1,997 $1,629
USAA $3,657 $2,511 $2,069

Buy Cheap Humboldt, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Humboldt, Illinois auto insurance rates? Find out how car insurance rates in Humboldt, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Humboldt, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,175 $2,175 $1,990 $1,990 $6,088 $8,454 $2,175 $2,804
Farmers $2,247 $2,249 $1,993 $2,106 $9,634 $10,053 $2,567 $2,688
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,306 $1,410 $1,088 $1,218 $4,273 $4,757 $1,362 $1,435
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,990 $1,889 $1,637 $1,717 $6,982 $7,841 $2,370 $2,557
State Farm $1,326 $1,326 $1,186 $1,186 $3,835 $4,862 $1,499 $1,725
Travelers $1,335 $1,408 $1,206 $1,285 $3,655 $4,538 $1,415 $1,490
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Buy Cheap Humboldt, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Humboldt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Humboldt, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Humboldt, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,088 $8,454
Farmers $9,634 $10,053
GEICO $4,375 $4,641
Liberty Mutual $4,273 $4,757
Nationwide $4,608 $5,912
Progressive $6,982 $7,841
State Farm $3,835 $4,862
Travelers $3,655 $4,538
USAA $5,277 $5,820

Buy Cheap Humboldt, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Humboldt, Illinois by comparing Humboldt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Humboldt, IL here.

Annual Auto Insurance Rates for Senior Drivers in Humboldt, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,990 $1,990
Farmers $1,993 $2,106
GEICO $1,364 $1,612
Liberty Mutual $1,088 $1,218
Nationwide $1,508 $1,597
Progressive $1,637 $1,717
State Farm $1,186 $1,186
Travelers $1,206 $1,285
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Humboldt, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Humboldt, Illinois auto insurance. Compare Humboldt, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Humboldt, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,374 $3,608 $3,462
Farmers $3,988 $4,092 $4,497
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,976 $2,101 $2,241
Nationwide $2,636 $2,662 $2,629
Progressive $3,104 $3,354 $3,661
State Farm $2,002 $2,122 $2,230
Travelers $1,928 $2,039 $2,157
USAA $2,561 $2,743 $2,933

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Find Cheap Humboldt, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Humboldt. Compare auto insurance rates in Humboldt, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Humboldt, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,436 $3,526
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,106 $2,106
Nationwide $2,642 $2,642
Progressive $3,373 $3,373
State Farm $2,064 $2,172
Travelers $1,963 $2,120
USAA $2,669 $2,823

Find Cheap Humboldt, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Humboldt, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Humboldt, IL, take a look at the average cost for various violations versus rates for a clean driving record in Humboldt.

Annual Humboldt, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,556 $3,645 $4,824 $2,900
Farmers $3,541 $4,562 $4,448 $4,217
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,757 $2,487 $2,188 $1,992
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,785 $4,106 $3,081 $3,520
State Farm $1,934 $2,303 $2,118 $2,118
Travelers $1,635 $2,128 $2,361 $2,041
USAA $1,958 $2,812 $3,851 $2,361

Find Cheap Humboldt, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Humboldt, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Humboldt for less when you shop around and compare rates from multiple Humboldt, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Humboldt, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,824
Farmers $4,448
GEICO $3,141
Liberty Mutual $2,188
Nationwide $3,236
Progressive $3,081
State Farm $2,118
Travelers $2,361
USAA $3,851

Winners by Category: Where to Buy Cheap Auto Insurance in Humboldt, IL

Compare rates from the cheapest auto insurance companies in Humboldt, IL for your needs. Take a look at how Humboldt, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Humboldt, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Humboldt, Illinois Auto Insurance Companies

If you’re looking for the cheapest Humboldt, IL auto insurance companies overall, you can compare them here. Find the best price for Humboldt, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Humboldt, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,481
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,106
Nationwide $2,642
Progressive $3,373
State Farm $2,118
Travelers $2,042
USAA $2,746

What affects Humboldt, Illinois auto insurance rates?

Local factors affect auto insurance rates in Humboldt, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Humboldt auto insurance rates.

Commute Times in Humboldt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Humboldt, IL is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Humboldt, IL

You can buy cheap Humboldt, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Humboldt, Illinois auto insurance quotes from top companies.

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