Buy Cheap Hugo, CO Auto Insurance (2021)

Hugo, CO auto insurance rates average $327 a month. Minimum auto insurance requirements in Hugo, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hugo, CO, compare Hugo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hugo is Farmers
  • Average auto insurance rates in Hugo, CO after a DUI are $4,659/year
  • Average auto insurance rates in Hugo, CO for teens drivers are $7,465/year

Finding affordable Hugo, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hugo, CO auto insurance with confidence is right here. Auto insurance rates in Hugo are affected by local factors as well as personal ones like your driving record.

See how Hugo, CO car insurance rates compare to Centennial auto insurance rates, Denver auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Hugo.

Don’t buy Hugo, CO auto insurance until you’ve compared rates. Get free Hugo, Colorado auto insurance quotes when you enter your ZIP code above.

Hugo, CO Minimum Auto Insurance Requirements

The required auto insurance in Hugo, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hugo, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hugo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hugo, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hugo, CO. Take a look at Hugo, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hugo, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,178 $4,955 $4,709
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,761 $2,301 $1,832
Nationwide $4,848 $3,820 $3,334
Progressive $5,187 $4,378 $3,990
State Farm $4,435 $2,846 $2,291
USAA $5,346 $3,014 $2,405

Buy Cheap Hugo, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hugo, Colorado auto insurance rates? Find out how car insurance rates in Hugo, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hugo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,185 $3,162 $2,901 $3,137 $11,465 $11,458 $3,461 $3,479
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,751 $1,698 $1,492 $1,639 $5,226 $5,692 $1,768 $1,784
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,898 $2,729 $2,451 $2,465 $9,014 $10,095 $3,284 $3,211
State Farm $2,109 $2,109 $1,852 $1,852 $5,480 $7,045 $2,339 $2,739
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Hugo, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hugo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hugo, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hugo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,465 $11,458
GEICO $6,808 $7,210
Liberty Mutual $5,226 $5,692
Nationwide $6,687 $8,617
Progressive $9,014 $10,095
State Farm $5,480 $7,045
USAA $5,826 $6,723

Buy Cheap Hugo, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hugo, Colorado by comparing Hugo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hugo, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hugo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,901 $3,137
GEICO $2,320 $2,581
Liberty Mutual $1,492 $1,639
Nationwide $2,380 $2,529
Progressive $2,451 $2,465
State Farm $1,852 $1,852
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Hugo, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hugo, Colorado auto insurance. Compare Hugo, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hugo, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,581 $5,199 $6,063
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,477 $2,620 $2,797
Nationwide $4,052 $4,001 $3,949
Progressive $4,254 $4,528 $4,774
State Farm $3,023 $3,191 $3,358
USAA $3,452 $3,588 $3,726

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Find Cheap Hugo, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hugo. Compare auto insurance rates in Hugo, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hugo, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,281 $5,281
GEICO $3,397 $3,562
Liberty Mutual $2,631 $2,631
Nationwide $4,001 $4,001
Progressive $4,518 $4,518
State Farm $3,112 $3,269
USAA $3,485 $3,692

Find Cheap Hugo, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hugo, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hugo, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hugo.

Annual Hugo, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,473 $5,727 $5,651 $5,274
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,307 $2,699 $2,799 $2,721
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,934 $5,365 $4,157 $4,618
State Farm $2,980 $3,401 $3,191 $3,191
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Hugo, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hugo, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hugo for less when you shop around and compare rates from multiple Hugo, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hugo, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,651
GEICO $4,302
Liberty Mutual $2,799
Nationwide $5,371
Progressive $4,157
State Farm $3,191
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Hugo, CO

Compare rates from the cheapest auto insurance companies in Hugo, CO for your needs. Take a look at how Hugo, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hugo, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Hugo, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hugo, CO auto insurance companies overall, you can compare them here. Find the best price for Hugo, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hugo, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,281
GEICO $3,480
Liberty Mutual $2,631
Nationwide $4,001
Progressive $4,518
State Farm $3,191
USAA $3,589

What affects Hugo, Colorado auto insurance rates?

Local factors affect auto insurance rates in Hugo, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Hugo auto insurance rates.

Commute Times in Hugo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hugo, CO is 14.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Hugo, CO

You can buy cheap Hugo, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hugo, Colorado auto insurance quotes from top companies.

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