Buy Cheap Hughes Springs, TX Auto Insurance (2021)

Hughes Springs, TX auto insurance rates average $318 a month. Minimum auto insurance requirements in Hughes Springs, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hughes Springs, TX, compare Hughes Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hughes Springs, TX after a DUI are $4,337/year
  • The most expensive auto insurance company in Hughes Springs is Allstate
  • The most expensive auto insurance company in Hughes Springs after a DUI is Allstate

Finding affordable Hughes Springs, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hughes Springs, TX auto insurance with confidence is right here. Auto insurance rates in Hughes Springs are affected by local factors as well as personal ones like your driving record.

See how Hughes Springs, TX car insurance rates compare to San Antonio auto insurance rates, Corpus Christi auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Hughes Springs.

Don’t buy Hughes Springs, TX auto insurance until you’ve compared rates. Get free Hughes Springs, Texas auto insurance quotes when you enter your ZIP code above.

Hughes Springs, TX Minimum Auto Insurance Requirements

The required auto insurance in Hughes Springs, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hughes Springs, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hughes Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hughes Springs, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hughes Springs, TX. Take a look at Hughes Springs, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hughes Springs, Texas

Insurance Company Poor Fair Good
Allstate $6,691 $4,899 $4,190
American Family $6,123 $3,824 $3,359
GEICO $5,272 $2,981 $1,985
Nationwide $4,421 $3,538 $3,078
Progressive $5,074 $4,371 $4,045
State Farm $4,103 $2,548 $2,027
USAA $3,786 $2,176 $1,747

Buy Cheap Hughes Springs, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hughes Springs, Texas auto insurance rates? Find out how car insurance rates in Hughes Springs, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hughes Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,428 $3,465 $3,387 $3,387 $8,939 $10,806 $4,240 $4,427
American Family $2,707 $3,003 $2,501 $2,856 $6,988 $9,186 $3,851 $4,394
GEICO $2,559 $2,755 $2,454 $2,786 $5,532 $5,706 $2,765 $2,746
Nationwide $2,323 $2,371 $2,047 $2,177 $6,484 $8,366 $2,717 $2,948
Progressive $2,416 $2,310 $2,143 $2,187 $9,967 $11,138 $2,876 $2,937
State Farm $2,066 $2,066 $1,826 $1,826 $4,769 $6,045 $2,234 $2,307
USAA $1,643 $1,659 $1,566 $1,561 $4,570 $4,996 $2,195 $2,367

Buy Cheap Hughes Springs, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hughes Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hughes Springs, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hughes Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,939 $10,806
American Family $6,988 $9,186
GEICO $5,532 $5,706
Nationwide $6,484 $8,366
Progressive $9,967 $11,138
State Farm $4,769 $6,045
USAA $4,570 $4,996

Buy Cheap Hughes Springs, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hughes Springs, Texas by comparing Hughes Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hughes Springs, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hughes Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,387 $3,387
American Family $2,501 $2,856
GEICO $2,454 $2,786
Nationwide $2,047 $2,177
Progressive $2,143 $2,187
State Farm $1,826 $1,826
USAA $1,566 $1,561

Find Cheap Auto Insurance Rates in Hughes Springs, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hughes Springs, Texas auto insurance. Compare Hughes Springs, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hughes Springs, Texas

Insurance Company Low Medium High
Allstate $5,138 $5,214 $5,428
American Family $4,117 $4,273 $4,917
GEICO $3,215 $3,363 $3,660
Nationwide $3,984 $3,517 $3,536
Progressive $4,306 $4,478 $4,705
State Farm $2,754 $2,883 $3,041
USAA $2,486 $2,559 $2,663

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Find Cheap Hughes Springs, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hughes Springs. Compare auto insurance rates in Hughes Springs, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hughes Springs, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,138 $5,381
American Family $4,436 $4,436
GEICO $3,345 $3,481
Nationwide $3,679 $3,679
Progressive $4,497 $4,497
State Farm $2,893 $2,893
USAA $2,537 $2,602

Find Cheap Hughes Springs, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hughes Springs, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hughes Springs, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hughes Springs.

Annual Hughes Springs, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,113 $6,271 $6,542 $4,113
American Family $4,063 $5,113 $4,504 $4,063
GEICO $2,894 $3,803 $3,209 $3,745
Nationwide $3,184 $3,184 $4,744 $3,604
Progressive $3,923 $5,056 $4,586 $4,422
State Farm $2,589 $2,945 $3,447 $2,589
USAA $1,919 $2,826 $3,330 $2,203

Find Cheap Hughes Springs, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hughes Springs, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hughes Springs for less when you shop around and compare rates from multiple Hughes Springs, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hughes Springs, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,542
American Family $4,504
GEICO $3,209
Nationwide $4,744
Progressive $4,586
State Farm $3,447
USAA $3,330

Winners by Category: Where to Buy Cheap Auto Insurance in Hughes Springs, TX

Compare rates from the cheapest auto insurance companies in Hughes Springs, TX for your needs. Take a look at how Hughes Springs, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hughes Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hughes Springs, Texas Auto Insurance Companies

If you’re looking for the cheapest Hughes Springs, TX auto insurance companies overall, you can compare them here. Find the best price for Hughes Springs, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hughes Springs, Texas

Insurance Company Average Annual Rates
Allstate $5,260
American Family $4,436
GEICO $3,413
Nationwide $3,679
Progressive $4,497
State Farm $2,893
USAA $2,570

What affects Hughes Springs, Texas auto insurance rates?

Local factors affect auto insurance rates in Hughes Springs, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hughes Springs auto insurance rates.

Commute Times in Hughes Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hughes Springs, TX is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Hughes Springs, TX

You can buy cheap Hughes Springs, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hughes Springs, Texas auto insurance quotes from top companies.

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