Buy Cheap Hubbard, IA Auto Insurance (2021)

Hubbard, IA auto insurance rates average $230 a month. Minimum auto insurance requirements in Hubbard, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hubbard, IA, compare Hubbard auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hubbard is Travelers
  • Average auto insurance rates in Hubbard, IA are $230/month
  • The most expensive auto insurance company in Hubbard after a DUI is Travelers

Finding affordable Hubbard, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hubbard, IA auto insurance with confidence is right here. Auto insurance rates in Hubbard are affected by local factors as well as personal ones like your driving record.

See how Hubbard, IA car insurance rates compare to Ankeny auto insurance rates, Ames auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Hubbard.

Don’t buy Hubbard, IA auto insurance until you’ve compared rates. Get free Hubbard, Iowa auto insurance quotes when you enter your ZIP code above.

Hubbard, IA Minimum Auto Insurance Requirements

The required auto insurance in Hubbard, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hubbard, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hubbard, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hubbard, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hubbard, IA. Take a look at Hubbard, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hubbard, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,720 $2,735 $2,299
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,500 $2,017 $1,826
State Farm $2,861 $1,771 $1,397
Travelers $5,084 $4,341 $4,137
USAA $2,305 $1,581 $1,369

Buy Cheap Hubbard, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hubbard, Iowa auto insurance rates? Find out how car insurance rates in Hubbard, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hubbard, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,882 $1,882 $1,684 $1,684 $5,022 $7,042 $1,882 $2,266
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,492 $1,437 $1,230 $1,276 $3,640 $4,107 $1,794 $1,938
State Farm $1,310 $1,310 $1,150 $1,150 $3,532 $4,477 $1,472 $1,678
Travelers $2,047 $2,090 $1,983 $1,992 $9,011 $14,402 $2,127 $2,513
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Buy Cheap Hubbard, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hubbard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hubbard, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hubbard, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,022 $7,042
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,640 $4,107
State Farm $3,532 $4,477
Travelers $9,011 $14,402
USAA $3,136 $3,336

Buy Cheap Hubbard, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hubbard, Iowa by comparing Hubbard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hubbard, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hubbard, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,684 $1,684
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,230 $1,276
State Farm $1,150 $1,150
Travelers $1,983 $1,992
USAA $1,081 $1,106

Find Cheap Auto Insurance Rates in Hubbard, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hubbard, Iowa auto insurance. Compare Hubbard, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hubbard, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,930 $3,081 $2,744
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $1,997 $2,122 $2,224
State Farm $1,915 $2,020 $2,094
Travelers $4,242 $4,589 $4,730
USAA $1,662 $1,757 $1,836

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Find Cheap Hubbard, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hubbard. Compare auto insurance rates in Hubbard, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hubbard, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,884 $2,952
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,114 $2,114
State Farm $1,962 $2,058
Travelers $4,520 $4,520
USAA $1,688 $1,815

Find Cheap Hubbard, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hubbard, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hubbard, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hubbard.

Annual Hubbard, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,106 $3,089 $4,002 $2,476
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,702 $2,781 $1,845 $2,129
State Farm $1,861 $2,158 $2,010 $2,010
Travelers $3,306 $4,394 $5,872 $4,510
USAA $1,341 $1,794 $2,333 $1,538

Find Cheap Hubbard, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hubbard, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hubbard for less when you shop around and compare rates from multiple Hubbard, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hubbard, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $4,002
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,845
State Farm $2,010
Travelers $5,872
USAA $2,333

Winners by Category: Where to Buy Cheap Auto Insurance in Hubbard, IA

Compare rates from the cheapest auto insurance companies in Hubbard, IA for your needs. Take a look at how Hubbard, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hubbard, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hubbard, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hubbard, IA auto insurance companies overall, you can compare them here. Find the best price for Hubbard, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hubbard, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,918
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,114
State Farm $2,010
Travelers $4,521
USAA $1,752

What affects Hubbard, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hubbard, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hubbard auto insurance rates.

Commute Times in Hubbard

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hubbard, IA is 24.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Hubbard, IA

You can buy cheap Hubbard, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hubbard, Iowa auto insurance quotes from top companies.

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