Buy Cheap Howell, MI Auto Insurance (2022)

Howell, MI auto insurance rates average $749 a month. Minimum auto insurance requirements in Howell, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Howell, MI, compare Howell auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Howell, MI for teens drivers are $17,015/year
  • The most expensive auto insurance company in Howell after a DUI is Allstate
  • Average auto insurance rates in Howell, MI are $749/month

Finding affordable Howell, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Howell, MI auto insurance with confidence is right here. Auto insurance rates in Howell are affected by local factors as well as personal ones like your driving record.

See how Howell, MI car insurance rates compare to Detroit auto insurance rates, Lansing auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Howell.

Don’t buy Howell, MI auto insurance until you’ve compared rates. Get free Howell, Michigan auto insurance quotes when you enter your ZIP code above.

Howell, MI Minimum Auto Insurance Requirements

The required auto insurance in Howell, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Howell, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Howell, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Howell, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Howell, MI. Take a look at Howell, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Howell, Michigan

Insurance Company Poor Fair Good
Allstate $32,176 $17,864 $13,827
Farmers $7,275 $4,792 $4,420
GEICO $7,665 $5,633 $4,582
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,746 $3,614 $3,103
Progressive $5,340 $4,533 $4,112
State Farm $18,304 $9,264 $6,293
Travelers $6,813 $6,608 $6,525
USAA $5,593 $3,193 $2,419

Buy Cheap Howell, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Howell, Michigan auto insurance rates? Find out how car insurance rates in Howell, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howell, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,394 $15,394 $14,231 $14,231 $39,292 $39,292 $16,240 $16,240
Farmers $4,181 $4,181 $3,906 $3,906 $9,198 $9,198 $4,699 $4,699
GEICO $4,049 $4,049 $4,165 $4,165 $11,749 $11,749 $3,875 $3,875
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,811 $2,811 $2,528 $2,528 $6,891 $6,891 $3,053 $3,053
Progressive $2,685 $2,505 $2,386 $2,634 $10,137 $10,903 $3,122 $2,922
State Farm $6,806 $6,806 $6,318 $6,318 $24,024 $24,024 $8,000 $8,000
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,744 $2,577 $2,583 $2,423 $6,727 $6,339 $3,328 $3,162

Buy Cheap Howell, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Howell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Howell, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Howell, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,292 $39,292
Farmers $9,198 $9,198
GEICO $11,749 $11,749
Liberty Mutual $31,726 $31,726
Nationwide $6,891 $6,891
Progressive $10,137 $10,903
State Farm $24,024 $24,024
Travelers $13,395 $13,395
USAA $6,727 $6,339

Buy Cheap Howell, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Howell, Michigan by comparing Howell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Howell, MI here.

Annual Auto Insurance Rates for Senior Drivers in Howell, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,231 $14,231
Farmers $3,906 $3,906
GEICO $4,165 $4,165
Liberty Mutual $13,369 $13,369
Nationwide $2,528 $2,528
Progressive $2,386 $2,634
State Farm $6,318 $6,318
Travelers $3,858 $3,858
USAA $2,583 $2,423

Find Cheap Auto Insurance Rates in Howell, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Howell, Michigan auto insurance. Compare Howell, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howell, Michigan

Insurance Company Low Medium High
Allstate $20,707 $21,341 $21,820
Farmers $5,374 $5,486 $5,627
GEICO $5,593 $5,910 $6,377
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,960 $3,767 $3,736
Progressive $4,508 $4,668 $4,809
State Farm $10,741 $11,354 $11,766
Travelers $6,575 $6,656 $6,715
USAA $3,629 $3,744 $3,833

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Find Cheap Howell, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Howell. Compare auto insurance rates in Howell, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Howell, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,289 $21,289
Farmers $5,496 $5,496
GEICO $5,827 $6,092
Liberty Mutual $17,405 $18,644
Nationwide $3,821 $3,821
Progressive $4,662 $4,662
State Farm $10,987 $11,586
Travelers $6,611 $6,686
USAA $3,692 $3,778

Find Cheap Howell, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Howell, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Howell, MI to see how much where you live in Howell affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Howell, Michigan

ZIP Code Average Annual Rates
48843 $6,294
48855 $6,615

Find Cheap Howell, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Howell, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Howell, MI, take a look at the average cost for various violations versus rates for a clean driving record in Howell.

Annual Howell, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,407 $13,844 $46,359 $14,547
Farmers $4,619 $5,881 $5,808 $5,675
GEICO $2,044 $4,432 $13,518 $3,845
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $3,298 $4,332 $3,963 $3,690
Progressive $3,974 $5,187 $4,657 $4,828
State Farm $7,134 $8,578 $18,690 $10,745
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,002 $3,758 $4,910 $3,272

Find Cheap Howell, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Howell, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Howell for less when you shop around and compare rates from multiple Howell, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Howell, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,359
Farmers $5,808
GEICO $13,518
Liberty Mutual $28,276
Nationwide $3,963
Progressive $4,657
State Farm $18,690
Travelers $10,331
USAA $4,910

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Winners by Category: Where to Buy Cheap Auto Insurance in Howell, MI

Compare rates from the cheapest auto insurance companies in Howell, MI for your needs. Take a look at how Howell, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Howell, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Find Cheap Howell, Michigan Auto Insurance Companies

If you’re looking for the cheapest Howell, MI auto insurance companies overall, you can compare them here. Find the best price for Howell, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Howell, Michigan

Insurance Company Average Annual Rates
Allstate $21,289
Farmers $5,496
GEICO $5,960
Liberty Mutual $18,025
Nationwide $3,821
Progressive $4,662
State Farm $11,287
Travelers $6,649
USAA $3,735

What affects Howell, Michigan auto insurance rates?

Local factors affect auto insurance rates in Howell, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Howell auto insurance rates.

Auto Theft in Howell

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Howell, MI auto theft show a total of 7 vehicle thefts annually.

Commute Times in Howell

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Howell, MI is 25.0 minutes according to City-Data.

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Compare Auto Insurance Quotes in Howell, MI

You can buy cheap Howell, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Howell, Michigan auto insurance quotes from top companies.

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