Buy Cheap Howe, TX Auto Insurance (2021)

Howe, TX auto insurance rates average $291 a month. Minimum auto insurance requirements in Howe, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Howe, TX, compare Howe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Howe after a DUI is Allstate
  • Average auto insurance rates in Howe, TX after a DUI are $3,988/year
  • Average auto insurance rates in Howe, TX for teens drivers are $6,252/year

Finding affordable Howe, Texas auto insurance can be challenging, but everything you need to know to buy cheap Howe, TX auto insurance with confidence is right here. Auto insurance rates in Howe are affected by local factors as well as personal ones like your driving record.

See how Howe, TX car insurance rates compare to Laredo auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Howe.

Don’t buy Howe, TX auto insurance until you’ve compared rates. Get free Howe, Texas auto insurance quotes when you enter your ZIP code above.

Howe, TX Minimum Auto Insurance Requirements

The required auto insurance in Howe, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Howe, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Howe, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Howe, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Howe, TX. Take a look at Howe, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Howe, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,313 $3,299 $2,892
GEICO $4,311 $2,455 $1,648
Nationwide $4,029 $3,240 $2,816
Progressive $5,026 $4,345 $4,028
State Farm $4,002 $2,492 $1,987
USAA $3,312 $1,915 $1,542

Buy Cheap Howe, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Howe, Texas auto insurance rates? Find out how car insurance rates in Howe, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howe, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,364 $2,615 $2,185 $2,485 $6,001 $7,889 $3,337 $3,804
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,122 $2,157 $1,880 $1,987 $5,952 $7,624 $2,486 $2,685
Progressive $2,394 $2,273 $2,128 $2,173 $9,978 $11,089 $2,830 $2,865
State Farm $1,958 $1,958 $1,747 $1,747 $4,770 $6,096 $2,134 $2,202
USAA $1,441 $1,449 $1,377 $1,365 $4,045 $4,403 $1,917 $2,054

Buy Cheap Howe, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Howe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Howe, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Howe, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,001 $7,889
GEICO $4,502 $4,684
Nationwide $5,952 $7,624
Progressive $9,978 $11,089
State Farm $4,770 $6,096
USAA $4,045 $4,403

Buy Cheap Howe, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Howe, Texas by comparing Howe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Howe, TX here.

Annual Auto Insurance Rates for Senior Drivers in Howe, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,185 $2,485
GEICO $2,042 $2,293
Nationwide $1,880 $1,987
Progressive $2,128 $2,173
State Farm $1,747 $1,747
USAA $1,377 $1,365

Find Cheap Auto Insurance Rates in Howe, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Howe, Texas auto insurance. Compare Howe, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howe, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,586 $3,703 $4,216
GEICO $2,662 $2,771 $2,980
Nationwide $3,620 $3,219 $3,246
Progressive $4,267 $4,444 $4,688
State Farm $2,684 $2,818 $2,978
USAA $2,182 $2,247 $2,340

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Find Cheap Howe, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Howe. Compare auto insurance rates in Howe, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Howe, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,835 $3,835
GEICO $2,754 $2,855
Nationwide $3,362 $3,362
Progressive $4,466 $4,466
State Farm $2,827 $2,827
USAA $2,228 $2,285

Find Cheap Howe, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Howe, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Howe, TX, take a look at the average cost for various violations versus rates for a clean driving record in Howe.

Annual Howe, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,507 $4,430 $3,895 $3,507
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $2,923 $2,923 $4,306 $3,295
Progressive $3,897 $5,031 $4,546 $4,390
State Farm $2,505 $2,882 $3,416 $2,505
USAA $1,684 $2,482 $2,928 $1,932

Find Cheap Howe, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Howe, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Howe for less when you shop around and compare rates from multiple Howe, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Howe, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,190
American Family $3,895
GEICO $2,636
Nationwide $4,306
Progressive $4,546
State Farm $3,416
USAA $2,928

Winners by Category: Where to Buy Cheap Auto Insurance in Howe, TX

Compare rates from the cheapest auto insurance companies in Howe, TX for your needs. Take a look at how Howe, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Howe, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Howe, Texas Auto Insurance Companies

If you’re looking for the cheapest Howe, TX auto insurance companies overall, you can compare them here. Find the best price for Howe, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Howe, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,835
GEICO $2,804
Nationwide $3,362
Progressive $4,466
State Farm $2,827
USAA $2,256

What affects Howe, Texas auto insurance rates?

Local factors affect auto insurance rates in Howe, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Howe auto insurance rates.

Auto Theft in Howe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Howe, TX auto theft show a total of 2 vehicle thefts annually.

Commute Times in Howe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Howe, TX is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Howe, TX

You can buy cheap Howe, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Howe, Texas auto insurance quotes from top companies.

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