Buy Cheap Howard, PA Auto Insurance (2022)

Howard, PA auto insurance rates average $284 a month. Minimum auto insurance requirements in Howard, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in Howard, PA, compare Howard auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Howard, PA for teens drivers are $7,781/year
  • Average auto insurance rates in Howard, PA after a DUI are $3,717/year
  • The most expensive auto insurance company in Howard after a DUI is Travelers

Finding affordable Howard, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap Howard, PA auto insurance with confidence is right here. Auto insurance rates in Howard are affected by local factors as well as personal ones like your driving record.

See how Howard, PA car insurance rates compare to Altoona auto insurance rates, Harrisburg auto insurance rates, and Erie auto insurance rates before you read more about the cost of auto insurance in Howard.

Don’t buy Howard, PA auto insurance until you’ve compared rates. Get free Howard, Pennsylvania auto insurance quotes when you enter your ZIP code above.

Howard, PA Minimum Auto Insurance Requirements

The required auto insurance in Howard, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in Howard, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in Howard, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Howard, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Howard, PA. Take a look at Howard, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Howard, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,345 $3,226 $2,604
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,860 $2,352 $2,102
Progressive $5,417 $3,795 $3,046
State Farm $2,821 $1,748 $1,380
Travelers $7,043 $6,349 $5,995
USAA $1,725 $1,287 $1,143

Buy Cheap Howard, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Howard, Pennsylvania auto insurance rates? Find out how car insurance rates in Howard, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Howard, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,183 $1,999 $1,999 $6,971 $6,971 $2,414 $2,414
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,659 $1,659 $1,568 $1,568 $4,666 $4,666 $1,859 $1,859
Progressive $2,556 $2,556 $2,278 $2,278 $8,218 $8,218 $3,291 $3,291
State Farm $1,213 $1,213 $1,070 $1,070 $4,313 $4,313 $1,337 $1,337
Travelers $1,499 $1,499 $1,592 $1,592 $20,930 $20,930 $1,827 $1,827
USAA $893 $893 $810 $810 $2,660 $2,660 $1,177 $1,177

Buy Cheap Howard, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Howard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Howard, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Howard, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,971 $6,971
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,666 $4,666
Progressive $8,218 $8,218
State Farm $4,313 $4,313
Travelers $20,930 $20,930
USAA $2,660 $2,660

Buy Cheap Howard, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in Howard, Pennsylvania by comparing Howard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Howard, PA here.

Annual Auto Insurance Rates for Senior Drivers in Howard, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $1,999
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,568 $1,568
Progressive $2,278 $2,278
State Farm $1,070 $1,070
Travelers $1,592 $1,592
USAA $810 $810

Find Cheap Auto Insurance Rates in Howard, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Howard, Pennsylvania auto insurance. Compare Howard, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Howard, Pennsylvania

Insurance Company Low Medium High
Allstate $3,262 $3,409 $3,504
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,452 $2,468 $2,394
Progressive $3,794 $4,115 $4,349
State Farm $1,855 $2,009 $2,086
Travelers $6,643 $6,443 $6,300
USAA $1,275 $1,399 $1,482

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Find Cheap Howard, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Howard. Compare auto insurance rates in Howard, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Howard, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,328 $3,456
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,438 $2,438
Progressive $4,086 $4,086
State Farm $1,925 $2,042
Travelers $6,462 $6,462
USAA $1,346 $1,424

Find Cheap Howard, PA Auto Insurance Rates by Driving Record

Auto insurance rates in Howard, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Howard, PA, take a look at the average cost for various violations versus rates for a clean driving record in Howard.

Annual Howard, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,253 $3,808 $3,253 $3,253
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,759 $2,350 $3,283 $2,360
Progressive $3,708 $5,111 $3,811 $3,713
State Farm $1,816 $2,150 $1,983 $1,983
Travelers $4,633 $6,529 $8,159 $6,529
USAA $1,118 $1,537 $1,640 $1,246

Find Cheap Howard, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Howard, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in Howard for less when you shop around and compare rates from multiple Howard, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Howard, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,253
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,283
Progressive $3,811
State Farm $1,983
Travelers $8,159
USAA $1,640

Winners by Category: Where to Buy Cheap Auto Insurance in Howard, PA

Compare rates from the cheapest auto insurance companies in Howard, PA for your needs. Take a look at how Howard, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Howard, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Howard, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest Howard, PA auto insurance companies overall, you can compare them here. Find the best price for Howard, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in Howard, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,392
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,438
Progressive $4,086
State Farm $1,983
Travelers $6,462
USAA $1,385

What affects Howard, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in Howard, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact Howard auto insurance rates.

Commute Times in Howard

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Howard, PA is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Howard, PA

You can buy cheap Howard, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Howard, Pennsylvania auto insurance quotes from top companies.

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