How to Find Cheap Subaru Crosstrek Insurance Quotes

Getting Subaru Crosstrek insurance quotes will cost on average $110 per month ($1,320 per year). You can find cheap Subaru Crosstrek insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $776 a year.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 16, 2021

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Key takeaways:

  • Full coverage costs around $1,320 a year or $110 each month
  • A liability-only policy costs around $529 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,825 a year or $402 each month
  • Good drivers can save as much as $544 a year by earning policy discounts
  • Subaru Crosstrek insurance costs around $199 less per year than the average vehicle

If you are looking for clear cut data on Subaru Crosstrek insurance rates, you’ve come to the right place. Full coverage for a Subaru Crosstrek costs around $1,320 a year or $110 each month. Keep reading to learn about what affects Subaru Crosstrek insurance rates.

You can start comparing quotes for Subaru Crosstrek car insurance rates from some of the best car insurance companies by using our free online tool now.

Subaru Crosstrek Insurance Cost

The average Subaru Crosstrek car insurance rates are $1,320 a year or $110 a month.

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Are Subaru Crosstreks Expensive to Insure?

The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the FIAT 500X, Mazda CX-3, and Honda CR-V.

Vehicle Comprehensive Collision Liability Total
Subaru Crosstrek $336 $532 $316 $1,320
FIAT 500X $256 $506 $450 $1,392
Mazda CX-3 $308 $500 $372 $1,338
Honda CR-V $280 $408 $316 $1,140
Ford Escape $280 $438 $316 $1,170
MINI Clubman $320 $506 $398 $1,382
Nissan Murano $294 $512 $390 $1,354
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However, there are a few things you can do to find the cheapest Subaru insurance rates online.

What Impacts the Cost of Subaru Crosstrek Insurance?

Even though the average annual rate for the Subaru Crosstrek is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek.

Age of the Vehicle

Older Subaru Crosstrek models generally cost less to insure. For example, auto insurance for a 2020 Subaru Crosstrek costs $1,320, while 2016 Subaru Crosstrek insurance costs are $1,260, a difference of $60.

Model Year Comprehensive Collision Liability Total
2020 Subaru Crosstrek $336 $532 $316 $1,320
2019 Subaru Crosstrek $320 $512 $332 $1,300
2018 Subaru Crosstrek $306 $506 $338 $1,286
2017 Subaru Crosstrek $296 $494 $354 $1,280
2016 Subaru Crosstrek $286 $474 $364 $1,260
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Driver Age

Driver age can have a significant impact on Subaru Crosstrek auto insurance rates. For example, 20-year-old drivers pay approximately $1,614 more each year for their Subaru Crosstrek auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in New York may pay $806 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Subaru Crosstrek auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek auto insurance rates with violations on their driving record.

Subaru Crosstrek Safety Ratings

Your Subaru Crosstrek auto insurance rates are tied to the Subaru Crosstrek’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Subaru Crosstrek Crash Test Ratings

Subaru Crosstrek crash test ratings will affect your Subaru Crosstrek car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2020 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2019 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2019 Subaru Crosstrek Hybrid SW AWD N/R N/R N/R N/R
2018 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2017 Subaru Crosstrek SW AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Subaru Crosstrek Hybrid SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Subaru Crosstrek Safety Features

Subaru Crosstrek safety features can lower the cost of your insurance. The safety features for the 2020 Subaru Crosstrek include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Subaru Crosstrek Finance and Insurance Cost

If you are financing a Subaru Crosstrek, you will pay more if you purchase Subaru Crosstrek car insurance at the dealership, so be sure to shop around and compare Subaru Crosstrek car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Subaru Crosstrek Insurance

There are several ways you can save even more on your Subaru Crosstrek car insurance rates. Take a look at the following five tips:

  • Ask for a Subaru Crosstrek Discount If You Have College Degree or Higher
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Subaru Crosstrek
  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Check Your Subaru Crosstrek Policy Carefully to Ensure All Information is Correct
  • Buy a Subaru Crosstrek with an Anti-Theft Device

Top Subaru Crosstrek Insurance Companies

The best auto insurance companies for Subaru Crosstrek car insurance rates will offer competitive rates, discounts, and account for the Subaru Crosstrek’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Subaru Crosstrek Insurance Quotes Online

You can start comparing quotes for Subaru Crosstrek auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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