UPDATED: Jun 24, 2020
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- Full coverage costs around $1,320 a year or $110 each month
- A liability-only policy costs around $529 a year or $44 each month
- Highest rates are for teenage drivers at around $4,825 a year or $402 each month
- Good drivers can save as much as $544 a year by earning policy discounts
- Subaru Crosstrek insurance costs around $199 less per year than the average vehicle
If you are looking for clear cut data on Subaru Crosstrek insurance rates, you’ve come to the right place. Full coverage for a Subaru Crosstrek costs around $1,320 a year or $110 each month. Keep reading to learn about what affects Subaru Crosstrek insurance rates.
You can start comparing quotes for Subaru Crosstrek car insurance rates from some of the best car insurance companies by using our free online tool now.
Subaru Crosstrek Insurance Cost
The average Subaru Crosstrek car insurance rates are $1,320 a year or $110 a month.
Are Subaru Crosstreks Expensive to Insure?
The chart below details how Subaru Crosstrek insurance rates compare to other crossovers like the FIAT 500X, Mazda CX-3, and Honda CR-V.
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru Crosstrek Insurance?
Even though the average annual rate for the Subaru Crosstrek is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru Crosstrek.
Age of the Vehicle
Older Subaru Crosstrek models generally cost less to insure. For example, auto insurance for a 2020 Subaru Crosstrek costs $1,320, while 2016 Subaru Crosstrek insurance costs are $1,260, a difference of $60.
|2020 Subaru Crosstrek||$336||$532||$316||$1,320|
|2019 Subaru Crosstrek||$320||$512||$332||$1,300|
|2018 Subaru Crosstrek||$306||$506||$338||$1,286|
|2017 Subaru Crosstrek||$296||$494||$354||$1,280|
|2016 Subaru Crosstrek||$286||$474||$364||$1,260|
Driver age can have a significant impact on Subaru Crosstrek auto insurance rates. For example, 20-year-old drivers pay approximately $1,614 more each year for their Subaru Crosstrek auto insurance than 30-year-old drivers.
Where you live can have a large impact on Subaru Crosstrek insurance rates. For example, drivers in New York may pay $806 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Subaru Crosstrek auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru Crosstrek auto insurance rates with violations on their driving record.
Subaru Crosstrek Safety Ratings
Your Subaru Crosstrek auto insurance rates are tied to the Subaru Crosstrek’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Subaru Crosstrek Crash Test Ratings
Subaru Crosstrek crash test ratings will affect your Subaru Crosstrek car insurance rates.
|2020 Subaru Crosstrek SW AWD||5 stars||4 stars||5 stars||4 stars|
|2020 Subaru Crosstrek Hybrid SW AWD||N/R||N/R||N/R||N/R|
|2019 Subaru Crosstrek SW AWD||5 stars||4 stars||5 stars||4 stars|
|2019 Subaru Crosstrek Hybrid SW AWD||N/R||N/R||N/R||N/R|
|2018 Subaru Crosstrek SW AWD||5 stars||4 stars||5 stars||4 stars|
|2017 Subaru Crosstrek SW AWD||5 stars||4 stars||5 stars||4 stars|
|2016 Subaru Crosstrek SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2016 Subaru Crosstrek Hybrid SUV AWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Subaru Crosstrek Safety Features
Subaru Crosstrek safety features can lower the cost of your insurance. The safety features for the 2020 Subaru Crosstrek include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Subaru Crosstrek Finance and Insurance Cost
If you are financing a Subaru Crosstrek, you will pay more if you purchase Subaru Crosstrek car insurance at the dealership, so be sure to shop around and compare Subaru Crosstrek car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Subaru Crosstrek Insurance
There are several ways you can save even more on your Subaru Crosstrek car insurance rates. Take a look at the following five tips:
- Ask for a Subaru Crosstrek Discount If You Have College Degree or Higher
- Work with a Direct Insurer Instead of an Insurance Broker for Your Subaru Crosstrek
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Check Your Subaru Crosstrek Policy Carefully to Ensure All Information is Correct
- Buy a Subaru Crosstrek with an Anti-Theft Device
Top Subaru Crosstrek Insurance Companies
The best auto insurance companies for Subaru Crosstrek car insurance rates will offer competitive rates, discounts, and account for the Subaru Crosstrek’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
|Source: Insurance Information Institute|
Compare Free Subaru Crosstrek Insurance Quotes Online
You can start comparing quotes for Subaru Crosstrek auto insurance rates from some of the best auto insurance companies by using our free online tool now.