UPDATED: Jun 30, 2020
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- Full coverage costs around $1,148 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,196 a year or $350 each month
- Good drivers can save as much as $473 a year by earning policy discounts
- Mercury Mountaineer insurance costs around $371 less per year than the average vehicle
Mercury Mountaineer insurance rates are economical for most drivers. Mercury Mountaineer insurance costs around $371 less per year than the average vehicle. Read on to learn what you can do to save on insurance rates for a Mercury Mountaineer.
You can start comparing quotes for Mercury Mountaineer car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercury Mountaineer Insurance Cost
The average auto insurance rates for a Mercury Mountaineer cost $1,148 a year or $96 a month.
Are Mercury Mountaineers Expensive to Insure?
The chart below details how Mercury Mountaineer insurance rates compare to other SUVs like the Kia Telluride, Lincoln Navigator, and Volkswagen Tiguan.
|Toyota Land Cruiser||$420||$774||$398||$1,750|
However, there are a few things you can do to find the cheapest Mercury insurance rates online.
What Impacts the Cost of Mercury Mountaineer Insurance?
The Mercury Mountaineer trim and model you choose can impact the total price you will pay for Mercury Mountaineer insurance coverage.
Age of the Vehicle
Older Mercury Mountaineer models generally cost less to insure. For example, car insurance for a 2010 Mercury Mountaineer costs $1,148.
|2010 Mercury Mountaineer||$216||$310||$464||$1,148|
Driver age can have a significant impact on Mercury Mountaineer auto insurance rates. As an example, a 40-year-old driver could pay $121 less each month for their Mercury Mountaineer auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Mercury Mountaineer insurance rates. For example, drivers in New York may pay $700 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mercury Mountaineer car insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mountaineer car insurance rates with violations on their driving record.
Mercury Mountaineer Safety Ratings
The Mercury Mountaineer’s safety ratings will affect your Mercury Mountaineer car insurance rates. See the chart below:
|Small overlap front: driver-side||Not Tested|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Roof strength||Not Tested|
|Head restraints and seats||Acceptable|
|Source: Insurance Institute for Highway Safety|
Mercury Mountaineer Crash Test Ratings
Not only do good Mercury Mountaineer crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Mercury Mountaineer auto insurance rates.
|2010 Mercury Mountaineer 4-DR. w/SAB||N/R||5 stars||5 stars||3 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Mercury Mountaineer Safety Features
The numerous safety features of the Mercury Mountaineer help contribute to lower insurance rates. The Mercury Mountaineer has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Child Safety Locks
- Adjustable Pedals
- Traction Control
Mercury Mountaineer Finance and Insurance Cost
If you are financing a Mercury Mountaineer, you will pay more if you purchase Mercury Mountaineer car insurance at the dealership, so be sure to shop around and compare Mercury Mountaineer car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Mercury Mountaineer Insurance
Drivers can end up saving more money on their Mercury Mountaineer car insurance rates by employing any one of the following strategies.
- Park Your Mercury Mountaineer Somewhere Safe – like a Garage or Private Driveway
- Ask About Retiree Discounts
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Spy on Your Teen Driver
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
Top Mercury Mountaineer Insurance Companies
Who is the best company for Mercury Mountaineer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mountaineer insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mountaineer offers.
|Source: Insurance Information Institute|
Compare Free Mercury Mountaineer Insurance Quotes Online
You can start comparing quotes for Mercury Mountaineer insurance from some of the top car insurance companies by using our free online tool today.