UPDATED: Jun 25, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Full coverage costs around $1,660 a year or $138 each month
- A liability-only policy costs around $666 a year or $56 each month
- Highest rates are for teenage drivers at around $6,067 a year or $506 each month
- Good drivers can save as much as $684 a year by earning policy discounts
- Chevrolet Silverado 3500HD insurance costs around $141 more per year than the average vehicle
Chevrolet Silverado 3500HD insurance rates can cost more than other vehicle rates. Chevrolet Silverado 3500HD insurance costs around $141 more per year than the average vehicle. Our comprehensive guide goes over what factors determine these rates and how you can save on Chevrolet Silverado 3500HD insurance rates.
You can start comparing quotes for Chevrolet Silverado 3500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Silverado 3500HD Insurance Cost
The average car insurance costs for a Chevrolet Silverado 3500HD are $1,660 a year or $138 a month.
Are Chevrolet Silverado 3500HDs Expensive to Insure?
The chart below details how Chevrolet Silverado 3500HD insurance rates compare to other trucks like the Chevrolet Silverado 2500HD, Toyota Tundra, and Ford F-150.
|Chevrolet Silverado 3500HD||$404||$656||$420||$1,660|
|Chevrolet Silverado 2500HD||$362||$688||$420||$1,650|
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Silverado 3500HD Insurance?
The Chevrolet Silverado 3500HD trim and model you choose can impact the total price you will pay for Chevrolet Silverado 3500HD car insurance coverage.
Age of the Vehicle
The average Chevrolet Silverado 3500HD car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Chevrolet Silverado 3500HD are $1,660, while 2010 Chevrolet Silverado 3500HD rates are $1,346, a difference of $314.
|2020 Chevrolet Silverado 3500HD||$404||$656||$420||$1,660|
|2019 Chevrolet Silverado 3500HD||$384||$630||$440||$1,634|
|2018 Chevrolet Silverado 3500HD||$370||$626||$450||$1,626|
|2017 Chevrolet Silverado 3500HD||$356||$610||$470||$1,616|
|2016 Chevrolet Silverado 3500HD||$344||$586||$486||$1,596|
|2015 Chevrolet Silverado 3500HD||$326||$564||$500||$1,570|
|2014 Chevrolet Silverado 3500HD||$312||$524||$510||$1,526|
|2013 Chevrolet Silverado 3500HD||$300||$494||$514||$1,488|
|2012 Chevrolet Silverado 3500HD||$288||$442||$520||$1,430|
|2011 Chevrolet Silverado 3500HD||$270||$408||$520||$1,378|
|2010 Chevrolet Silverado 3500HD||$260||$382||$524||$1,346|
Driver age can have a significant impact on Chevrolet Silverado 3500HD auto insurance rates. As an example, a 40-year-old driver could pay $175 less each month for their Chevrolet Silverado 3500HD auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Chevrolet Silverado 3500HD insurance rates. For example, drivers in New York may pay $1,013 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Chevrolet Silverado 3500HD auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Silverado 3500HD car insurance with violations on their driving record.
Chevrolet Silverado 3500HD Safety Ratings
Your Chevrolet Silverado 3500HD car insurance rates are tied to the safety ratings of the Chevrolet Silverado 3500HD. See the breakdown below:
|Small overlap front: driver-side||N/R|
|Small overlap front: passenger-side||N/R|
|Moderate overlap front||N/R|
|Head restraints and seats||N/R|
|Source: Insurance Institute for Highway Safety|
Chevrolet Silverado 3500HD Crash Test Ratings
Good Chevrolet Silverado 3500HD crash test ratings mean the VW is safer, which could mean cheaper Chevrolet Silverado 3500HD car insurance rates.
|Chevrolet Silverado 3500HD||N/R||N/R||N/R||N/R|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Chevrolet Silverado 3500HD Safety Features
The more safety features you have on your Chevrolet Silverado 3500HD, the more likely it is that you can earn a discount. The Chevrolet Silverado 3500HD’s safety features include:
- Daytime Running Lamps
- Dual-stage frontal airbags
- Seat-mounted side-impact airbags
- Head-curtain airbags
- Front outboard Passenger Sensing System
- HD Rear Vision Camera
- Rear Seat Reminder (Requires Crew Cab or Double Cab model)
- Tire Pressure Monitoring System with Tire Fill Alert
Chevrolet Silverado 3500HD Finance and Insurance Cost
If you are financing a Chevrolet Silverado 3500HD, most lenders will require your carry higher Chevrolet Silverado 3500HD coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Silverado 3500HD car insurance rates from the best companies using our FREE tool below.
Ways to Save on Chevrolet Silverado 3500HD Insurance
There are many ways that you can save on Chevrolet Silverado 3500HD car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Silverado 3500HD car insurance rates low.
- Ask About Discounts for People with Disabilities
- Ask Your Insurance Company About Chevrolet Silverado 3500HD Discounts
- Get Married and Ask for a Discount
- Avoid the Temptation to File a Claim for Minor Incidents
- Take a Refresher Course as an Older Driver
Top Chevrolet Silverado 3500HD Insurance Companies
The best auto insurance companies for Chevrolet Silverado 3500HD car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Silverado 3500HD’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
|Source: Insurance Information Institute|
Compare Free Chevrolet Silverado 3500HD Insurance Quotes Online
You can start comparing quotes for Chevrolet Silverado 3500HD auto insurance rates from some of the best auto insurance companies by using our free online tool now.