Buy Cheap Houstonia, MO Auto Insurance (2022)

Houstonia, MO auto insurance rates average $259 a month. Minimum auto insurance requirements in Houstonia, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Houstonia, MO, compare Houstonia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Houstonia, MO are $259/month
  • Average auto insurance rates in Houstonia, MO for teens drivers are $6,109/year
  • The most expensive auto insurance company in Houstonia is Farmers

Finding affordable Houstonia, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Houstonia, MO auto insurance with confidence is right here. Auto insurance rates in Houstonia are affected by local factors as well as personal ones like your driving record.

See how Houstonia, MO car insurance rates compare to St. Charles auto insurance rates, Florissant auto insurance rates, and St. Joseph auto insurance rates before you read more about the cost of auto insurance in Houstonia.

Don’t buy Houstonia, MO auto insurance until you’ve compared rates. Get free Houstonia, Missouri auto insurance quotes when you enter your ZIP code above.

Houstonia, MO Minimum Auto Insurance Requirements

The required auto insurance in Houstonia, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Houstonia, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Houstonia, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Houstonia, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Houstonia, MO. Take a look at Houstonia, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Houstonia, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,849 $2,713 $2,287
Farmers $5,037 $4,201 $3,995
GEICO $3,686 $2,403 $1,924
Liberty Mutual $5,852 $3,572 $2,815
Nationwide $2,354 $1,947 $1,695
Progressive $3,580 $2,951 $2,717
State Farm $3,295 $2,147 $1,762
USAA $3,973 $1,845 $1,321

Buy Cheap Houstonia, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Houstonia, Missouri auto insurance rates? Find out how car insurance rates in Houstonia, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Houstonia, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,921 $1,921 $1,714 $1,714 $5,294 $6,871 $1,921 $2,241
Farmers $2,407 $2,400 $2,147 $2,275 $10,036 $10,393 $2,751 $2,879
GEICO $1,743 $1,961 $1,355 $1,748 $5,534 $5,861 $1,581 $1,585
Liberty Mutual $2,467 $2,674 $2,034 $2,280 $8,440 $9,373 $2,599 $2,773
Nationwide $1,338 $1,365 $1,200 $1,270 $3,355 $4,290 $1,524 $1,646
Progressive $1,945 $1,828 $1,589 $1,635 $6,044 $6,808 $2,377 $2,433
State Farm $1,508 $1,508 $1,351 $1,351 $4,361 $5,501 $1,697 $1,934
USAA $1,462 $1,450 $1,315 $1,339 $4,335 $5,295 $1,820 $2,023

Buy Cheap Houstonia, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Houstonia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Houstonia, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Houstonia, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,294 $6,871
Farmers $10,036 $10,393
GEICO $5,534 $5,861
Liberty Mutual $8,440 $9,373
Nationwide $3,355 $4,290
Progressive $6,044 $6,808
State Farm $4,361 $5,501
USAA $4,335 $5,295

Buy Cheap Houstonia, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Houstonia, Missouri by comparing Houstonia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Houstonia, MO here.

Annual Auto Insurance Rates for Senior Drivers in Houstonia, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,714 $1,714
Farmers $2,147 $2,275
GEICO $1,355 $1,748
Liberty Mutual $2,034 $2,280
Nationwide $1,200 $1,270
Progressive $1,589 $1,635
State Farm $1,351 $1,351
USAA $1,315 $1,339

Find Cheap Auto Insurance Rates in Houstonia, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Houstonia, Missouri auto insurance. Compare Houstonia, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Houstonia, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,854 $3,043 $2,953
Farmers $4,124 $4,366 $4,742
GEICO $2,495 $2,691 $2,827
Liberty Mutual $3,849 $4,100 $4,291
Nationwide $1,869 $2,018 $2,109
Progressive $2,778 $3,088 $3,380
State Farm $2,246 $2,410 $2,548
USAA $2,286 $2,372 $2,481

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Find Cheap Houstonia, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Houstonia. Compare auto insurance rates in Houstonia, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Houstonia, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,921 $2,979
Farmers $4,411 $4,411
GEICO $2,623 $2,719
Liberty Mutual $4,080 $4,080
Nationwide $1,998 $1,998
Progressive $3,082 $3,082
State Farm $2,342 $2,460
USAA $2,295 $2,465

Find Cheap Houstonia, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Houstonia, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Houstonia, MO, take a look at the average cost for various violations versus rates for a clean driving record in Houstonia.

Annual Houstonia, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,190 $3,206 $3,895 $2,508
Farmers $3,810 $4,747 $4,641 $4,445
GEICO $2,059 $2,703 $3,679 $2,243
Liberty Mutual $2,969 $4,253 $4,386 $4,713
Nationwide $1,579 $2,015 $2,676 $1,724
Progressive $2,699 $3,538 $2,968 $3,125
State Farm $2,206 $2,596 $2,401 $2,401
USAA $1,910 $2,314 $3,209 $2,086

Find Cheap Houstonia, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Houstonia, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Houstonia for less when you shop around and compare rates from multiple Houstonia, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Houstonia, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,895
Farmers $4,641
GEICO $3,679
Liberty Mutual $4,386
Nationwide $2,676
Progressive $2,968
State Farm $2,401
USAA $3,209

Winners by Category: Where to Buy Cheap Auto Insurance in Houstonia, MO

Compare rates from the cheapest auto insurance companies in Houstonia, MO for your needs. Take a look at how Houstonia, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Houstonia, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Houstonia, Missouri Auto Insurance Companies

If you’re looking for the cheapest Houstonia, MO auto insurance companies overall, you can compare them here. Find the best price for Houstonia, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Houstonia, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,950
Farmers $4,411
GEICO $2,671
Liberty Mutual $4,080
Nationwide $1,998
Progressive $3,082
State Farm $2,401
USAA $2,380

What affects Houstonia, Missouri auto insurance rates?

Local factors affect auto insurance rates in Houstonia, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Houstonia auto insurance rates.

Commute Times in Houstonia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Houstonia, MO is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Houstonia, MO

You can buy cheap Houstonia, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Houstonia, Missouri auto insurance quotes from top companies.

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