Buy Cheap Houston, AL Auto Insurance (2021)

Houston, AL auto insurance rates average $301 a month. Minimum auto insurance requirements in Houston, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Houston, AL, compare Houston auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Houston, AL after a DUI are $4,119/year
  • The most expensive auto insurance company in Houston is Liberty Mutual
  • The most expensive auto insurance company in Houston after a DUI is Liberty Mutual

Finding affordable Houston, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Houston, AL auto insurance with confidence is right here. Auto insurance rates in Houston are affected by local factors as well as personal ones like your driving record.

See how Houston, AL car insurance rates compare to Huntsville auto insurance rates, Montgomery auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Houston.

Don’t buy Houston, AL auto insurance until you’ve compared rates. Get free Houston, Alabama auto insurance quotes when you enter your ZIP code above.

Houston, AL Minimum Auto Insurance Requirements

The required auto insurance in Houston, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Houston, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Houston, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Houston, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Houston, AL. Take a look at Houston, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Houston, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,486 $4,584 $3,601
Nationwide $3,571 $2,778 $2,510
Progressive $4,805 $4,114 $3,840
State Farm $7,355 $3,722 $2,528
Travelers $3,797 $3,291 $3,352
USAA $2,867 $1,857 $1,656

Buy Cheap Houston, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Houston, Alabama auto insurance rates? Find out how car insurance rates in Houston, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Houston, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,066 $3,315 $2,513 $2,812 $11,039 $12,281 $3,272 $3,492
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,314 $2,177 $1,897 $2,020 $9,444 $10,556 $2,715 $2,901
State Farm $2,834 $2,834 $2,536 $2,536 $8,279 $10,368 $3,195 $3,698
Travelers $1,438 $1,461 $1,343 $1,341 $7,528 $11,784 $1,366 $1,577
USAA $1,324 $1,347 $1,233 $1,209 $3,937 $4,370 $1,729 $1,867

Buy Cheap Houston, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Houston can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Houston, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Houston, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $11,039 $12,281
Nationwide $5,097 $6,597
Progressive $9,444 $10,556
State Farm $8,279 $10,368
Travelers $7,528 $11,784
USAA $3,937 $4,370

Buy Cheap Houston, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Houston, Alabama by comparing Houston senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Houston, AL here.

Annual Auto Insurance Rates for Senior Drivers in Houston, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,513 $2,812
Nationwide $1,740 $1,806
Progressive $1,897 $2,020
State Farm $2,536 $2,536
Travelers $1,343 $1,341
USAA $1,233 $1,209

Find Cheap Auto Insurance Rates in Houston, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Houston, Alabama auto insurance. Compare Houston, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Houston, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,989 $5,200 $5,482
Nationwide $2,958 $2,923 $2,978
Progressive $3,834 $4,232 $4,693
State Farm $4,332 $4,528 $4,745
Travelers $3,327 $3,549 $3,564
USAA $2,056 $2,116 $2,208

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Find Cheap Houston, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Houston. Compare auto insurance rates in Houston, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Houston, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $5,224 $5,224
Nationwide $2,953 $2,953
Progressive $4,253 $4,253
State Farm $4,430 $4,640
Travelers $3,480 $3,480
USAA $2,029 $2,224

Find Cheap Houston, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Houston, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Houston, AL, take a look at the average cost for various violations versus rates for a clean driving record in Houston.

Annual Houston, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,099 $5,698 $5,581 $5,517
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,846 $4,826 $4,121 $4,220
State Farm $4,114 $5,050 $4,488 $4,488
Travelers $2,901 $3,045 $4,441 $3,532
USAA $1,635 $2,051 $3,053 $1,769

Find Cheap Houston, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Houston, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Houston for less when you shop around and compare rates from multiple Houston, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Houston, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,581
Nationwide $3,777
Progressive $4,121
State Farm $4,488
Travelers $4,441
USAA $3,053

Winners by Category: Where to Buy Cheap Auto Insurance in Houston, AL

Compare rates from the cheapest auto insurance companies in Houston, AL for your needs. Take a look at how Houston, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Houston, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Houston, Alabama Auto Insurance Companies

If you’re looking for the cheapest Houston, AL auto insurance companies overall, you can compare them here. Find the best price for Houston, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Houston, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $5,224
Nationwide $2,953
Progressive $4,253
State Farm $4,535
Travelers $3,480
USAA $2,127

What affects Houston, Alabama auto insurance rates?

Local factors affect auto insurance rates in Houston, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Houston auto insurance rates.

Traffic in Houston

How is traffic in Houston, Alabama? Inrix data shows that Houston, AL traffic makes it the 57th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Houston, AL

You can buy cheap Houston, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Houston, Alabama auto insurance quotes from top companies.

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