Buy Cheap Housatonic, MA Auto Insurance (2022)

Housatonic, MA auto insurance rates average $218 a month. Minimum auto insurance requirements in Housatonic, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Housatonic, MA, compare Housatonic auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Housatonic after a DUI is Liberty Mutual
  • Average auto insurance rates in Housatonic, MA for teens drivers are $5,180/year
  • The most expensive auto insurance company in Housatonic is Liberty Mutual

Finding affordable Housatonic, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Housatonic, MA auto insurance with confidence is right here. Auto insurance rates in Housatonic are affected by local factors as well as personal ones like your driving record.

See how Housatonic, MA car insurance rates compare to Lowell auto insurance rates, Lynn auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Housatonic.

Don’t buy Housatonic, MA auto insurance until you’ve compared rates. Get free Housatonic, Massachusetts auto insurance quotes when you enter your ZIP code above.

Housatonic, MA Minimum Auto Insurance Requirements

The required auto insurance in Housatonic, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Housatonic, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Housatonic, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Housatonic, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Housatonic, Massachusetts auto insurance rates? Find out how car insurance rates in Housatonic, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Housatonic, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,023 $2,023 $2,023 $2,023 $7,233 $7,233 $2,269 $2,269
GEICO $1,671 $1,671 $1,535 $1,535 $4,896 $4,896 $1,731 $1,731
Liberty Mutual $2,439 $2,439 $2,127 $2,127 $8,005 $8,005 $2,552 $2,552
Progressive $1,816 $1,816 $1,739 $1,739 $6,615 $6,615 $1,963 $1,963
State Farm $794 $794 $794 $794 $2,165 $2,165 $794 $794
Travelers $2,298 $2,298 $2,036 $2,036 $4,584 $4,584 $2,540 $2,540
USAA $1,197 $1,197 $1,180 $1,180 $2,763 $2,763 $1,323 $1,323

Buy Cheap Housatonic, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Housatonic can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Housatonic, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Housatonic, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,233 $7,233
GEICO $4,896 $4,896
Liberty Mutual $8,005 $8,005
Progressive $6,615 $6,615
State Farm $2,165 $2,165
Travelers $4,584 $4,584
USAA $2,763 $2,763

Buy Cheap Housatonic, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Housatonic, Massachusetts by comparing Housatonic senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Housatonic, MA here.

Annual Auto Insurance Rates for Senior Drivers in Housatonic, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,023 $2,023
GEICO $1,535 $1,535
Liberty Mutual $2,127 $2,127
Progressive $1,739 $1,739
State Farm $794 $794
Travelers $2,036 $2,036
USAA $1,180 $1,180

Find Cheap Auto Insurance Rates in Housatonic, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Housatonic, Massachusetts auto insurance. Compare Housatonic, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Housatonic, Massachusetts

Insurance Company Low Medium High
Allstate $3,156 $3,436 $3,569
GEICO $2,279 $2,500 $2,596
Liberty Mutual $3,549 $3,828 $3,964
Progressive $2,795 $3,091 $3,214
State Farm $1,037 $1,157 $1,215
Travelers $2,619 $2,917 $3,057
USAA $1,500 $1,642 $1,706

Find Cheap Housatonic, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Housatonic. Compare auto insurance rates in Housatonic, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Housatonic, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,281 $3,493
GEICO $2,410 $2,507
Liberty Mutual $3,634 $3,927
Progressive $3,033 $3,033
State Farm $1,110 $1,163
Travelers $2,730 $2,998
USAA $1,572 $1,660

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Find Cheap Housatonic, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Housatonic, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Housatonic, MA, take a look at the average cost for various violations versus rates for a clean driving record in Housatonic.

Annual Housatonic, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $3,894 $4,397 $2,629
GEICO $1,972 $2,698 $3,086 $2,078
Liberty Mutual $2,983 $4,061 $4,898 $3,181
Progressive $2,558 $3,578 $2,851 $3,146
State Farm $898 $1,224 $1,461 $962
Travelers $2,252 $3,084 $3,280 $2,841
USAA $1,155 $1,494 $2,524 $1,290

Find Cheap Housatonic, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Housatonic, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Housatonic for less when you shop around and compare rates from multiple Housatonic, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Housatonic, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,397
GEICO $3,086
Liberty Mutual $4,898
Progressive $2,851
State Farm $1,461
Travelers $3,280
USAA $2,524

Winners by Category: Where to Buy Cheap Auto Insurance in Housatonic, MA

Compare rates from the cheapest auto insurance companies in Housatonic, MA for your needs. Take a look at how Housatonic, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Housatonic, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Housatonic, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Housatonic, MA auto insurance companies overall, you can compare them here. Find the best price for Housatonic, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Housatonic, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,387
GEICO $2,458
Liberty Mutual $3,781
Progressive $3,033
State Farm $1,137
Travelers $2,864
USAA $1,616

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What affects Housatonic, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Housatonic, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Housatonic auto insurance rates.

Commute Times in Housatonic

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Housatonic, MA is 20.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Housatonic, MA

You can buy cheap Housatonic, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Housatonic, Massachusetts auto insurance quotes from top companies.

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