Buy Cheap Houghton Lake Heights, MI Auto Insurance (2022)

Houghton Lake Heights, MI auto insurance rates average $842 a month. Minimum auto insurance requirements in Houghton Lake Heights, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Houghton Lake Heights, MI, compare Houghton Lake Heights auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Houghton Lake Heights, MI are $842/month
  • The most expensive auto insurance company in Houghton Lake Heights after a DUI is Allstate
  • Average auto insurance rates in Houghton Lake Heights, MI after a DUI are $17,153/year

Finding affordable Houghton Lake Heights, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Houghton Lake Heights, MI auto insurance with confidence is right here. Auto insurance rates in Houghton Lake Heights are affected by local factors as well as personal ones like your driving record.

See how Houghton Lake Heights, MI car insurance rates compare to Ann Arbor auto insurance rates, Troy auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Houghton Lake Heights.

Don’t buy Houghton Lake Heights, MI auto insurance until you’ve compared rates. Get free Houghton Lake Heights, Michigan auto insurance quotes when you enter your ZIP code above.

Houghton Lake Heights, MI Minimum Auto Insurance Requirements

The required auto insurance in Houghton Lake Heights, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Houghton Lake Heights, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Houghton Lake Heights, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Houghton Lake Heights, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Houghton Lake Heights, MI. Take a look at Houghton Lake Heights, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Houghton Lake Heights, Michigan

Insurance Company Poor Fair Good
Allstate $29,442 $16,297 $12,473
Farmers $7,625 $5,081 $4,695
GEICO $17,840 $13,040 $10,556
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,873 $5,198 $4,429
Progressive $6,417 $5,368 $4,814
State Farm $19,216 $9,719 $6,598
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Buy Cheap Houghton Lake Heights, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Houghton Lake Heights, Michigan auto insurance rates? Find out how car insurance rates in Houghton Lake Heights, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Houghton Lake Heights, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,192 $14,192 $13,168 $13,168 $35,302 $35,302 $14,954 $14,954
Farmers $4,363 $4,363 $4,067 $4,067 $9,860 $9,860 $4,911 $4,911
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,919 $3,919 $3,491 $3,491 $10,297 $10,297 $4,294 $4,294
Progressive $3,313 $3,072 $2,915 $3,275 $11,804 $12,492 $3,857 $3,537
State Farm $7,192 $7,192 $6,670 $6,670 $25,082 $25,082 $8,434 $8,434
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

Buy Cheap Houghton Lake Heights, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Houghton Lake Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Houghton Lake Heights, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Houghton Lake Heights, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,302 $35,302
Farmers $9,860 $9,860
GEICO $26,764 $26,764
Liberty Mutual $30,474 $30,474
Nationwide $10,297 $10,297
Progressive $11,804 $12,492
State Farm $25,082 $25,082
Travelers $16,861 $16,861
USAA $6,179 $5,858

Buy Cheap Houghton Lake Heights, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Houghton Lake Heights, Michigan by comparing Houghton Lake Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Houghton Lake Heights, MI here.

Annual Auto Insurance Rates for Senior Drivers in Houghton Lake Heights, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,168 $13,168
Farmers $4,067 $4,067
GEICO $9,664 $9,664
Liberty Mutual $12,695 $12,695
Nationwide $3,491 $3,491
Progressive $2,915 $3,275
State Farm $6,670 $6,670
Travelers $4,792 $4,792
USAA $2,418 $2,284

Find Cheap Auto Insurance Rates in Houghton Lake Heights, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Houghton Lake Heights, Michigan auto insurance. Compare Houghton Lake Heights, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Houghton Lake Heights, Michigan

Insurance Company Low Medium High
Allstate $18,945 $19,445 $19,822
Farmers $5,660 $5,788 $5,953
GEICO $13,313 $13,749 $14,375
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,736 $5,412 $5,352
Progressive $5,357 $5,540 $5,702
State Farm $11,230 $11,920 $12,383
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

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Find Cheap Houghton Lake Heights, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Houghton Lake Heights. Compare auto insurance rates in Houghton Lake Heights, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Houghton Lake Heights, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,404 $19,404
Farmers $5,800 $5,800
GEICO $13,483 $14,141
Liberty Mutual $16,605 $17,805
Nationwide $5,500 $5,500
Progressive $5,533 $5,533
State Farm $11,520 $12,169
Travelers $8,279 $8,375
USAA $3,443 $3,523

Find Cheap Houghton Lake Heights, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Houghton Lake Heights, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Houghton Lake Heights, MI, take a look at the average cost for various violations versus rates for a clean driving record in Houghton Lake Heights.

Annual Houghton Lake Heights, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,488 $12,659 $42,222 $13,247
Farmers $4,869 $6,212 $6,129 $5,990
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,715 $6,276 $5,708 $5,301
Progressive $4,672 $6,163 $5,550 $5,748
State Farm $7,568 $9,055 $19,469 $11,287
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Find Cheap Houghton Lake Heights, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Houghton Lake Heights, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Houghton Lake Heights for less when you shop around and compare rates from multiple Houghton Lake Heights, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Houghton Lake Heights, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,222
Farmers $6,129
GEICO $31,253
Liberty Mutual $26,565
Nationwide $5,708
Progressive $5,550
State Farm $19,469
Travelers $12,908
USAA $4,575

Winners by Category: Where to Buy Cheap Auto Insurance in Houghton Lake Heights, MI

Compare rates from the cheapest auto insurance companies in Houghton Lake Heights, MI for your needs. Take a look at how Houghton Lake Heights, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Houghton Lake Heights, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Houghton Lake Heights, Michigan Auto Insurance Companies

If you’re looking for the cheapest Houghton Lake Heights, MI auto insurance companies overall, you can compare them here. Find the best price for Houghton Lake Heights, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Houghton Lake Heights, Michigan

Insurance Company Average Annual Rates
Allstate $19,404
Farmers $5,800
GEICO $13,812
Liberty Mutual $17,205
Nationwide $5,500
Progressive $5,533
State Farm $11,845
Travelers $8,327
USAA $3,483

Compare Auto Insurance Quotes in Houghton Lake Heights, MI

You can buy cheap Houghton Lake Heights, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Houghton Lake Heights, Michigan auto insurance quotes from top companies.

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