Buy Cheap Hotchkiss, CO Auto Insurance (2021)

Hotchkiss, CO auto insurance rates average $296 a month. Minimum auto insurance requirements in Hotchkiss, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Hotchkiss, CO, compare Hotchkiss auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hotchkiss after a DUI is Allstate
  • Average auto insurance rates in Hotchkiss, CO for teens drivers are $6,839/year
  • The most expensive auto insurance company in Hotchkiss is Allstate

Finding affordable Hotchkiss, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Hotchkiss, CO auto insurance with confidence is right here. Auto insurance rates in Hotchkiss are affected by local factors as well as personal ones like your driving record.

See how Hotchkiss, CO car insurance rates compare to Colorado Springs auto insurance rates, Boulder auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Hotchkiss.

Don’t buy Hotchkiss, CO auto insurance until you’ve compared rates. Get free Hotchkiss, Colorado auto insurance quotes when you enter your ZIP code above.

Hotchkiss, CO Minimum Auto Insurance Requirements

The required auto insurance in Hotchkiss, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Hotchkiss, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Hotchkiss, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hotchkiss, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hotchkiss, CO. Take a look at Hotchkiss, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hotchkiss, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,613 $3,282 $2,750
Farmers $5,796 $4,673 $4,439
GEICO $2,939 $2,449 $1,960
Liberty Mutual $3,898 $2,363 $1,888
Nationwide $3,706 $2,939 $2,563
Progressive $4,398 $3,741 $3,428
State Farm $3,783 $2,432 $1,961
USAA $4,757 $2,700 $2,160

Buy Cheap Hotchkiss, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hotchkiss, Colorado auto insurance rates? Find out how car insurance rates in Hotchkiss, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hotchkiss, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,962 $2,927 $2,694 $2,909 $10,868 $10,861 $3,251 $3,281
GEICO $1,561 $1,700 $1,622 $1,814 $4,836 $5,148 $1,437 $1,477
Liberty Mutual $1,886 $1,874 $1,588 $1,740 $5,156 $5,626 $1,908 $1,953
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,404 $2,255 $2,070 $2,070 $7,872 $8,812 $2,716 $2,650
State Farm $1,720 $1,720 $1,541 $1,541 $4,890 $6,192 $1,922 $2,279
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Hotchkiss, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hotchkiss can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hotchkiss, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hotchkiss, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,878 $7,883
Farmers $10,868 $10,861
GEICO $4,836 $5,148
Liberty Mutual $5,156 $5,626
Nationwide $5,148 $6,579
Progressive $7,872 $8,812
State Farm $4,890 $6,192
USAA $5,325 $6,108

Buy Cheap Hotchkiss, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Hotchkiss, Colorado by comparing Hotchkiss senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hotchkiss, CO here.

Annual Auto Insurance Rates for Senior Drivers in Hotchkiss, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,188 $2,188
Farmers $2,694 $2,909
GEICO $1,622 $1,814
Liberty Mutual $1,588 $1,740
Nationwide $1,839 $1,943
Progressive $2,070 $2,070
State Farm $1,541 $1,541
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Hotchkiss, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hotchkiss, Colorado auto insurance. Compare Hotchkiss, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hotchkiss, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,381 $3,622 $3,642
Farmers $4,383 $4,903 $5,621
GEICO $2,263 $2,418 $2,667
Liberty Mutual $2,588 $2,708 $2,854
Nationwide $3,080 $3,067 $3,061
Progressive $3,604 $3,866 $4,099
State Farm $2,554 $2,726 $2,897
USAA $3,077 $3,205 $3,334

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Find Cheap Hotchkiss, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hotchkiss. Compare auto insurance rates in Hotchkiss, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hotchkiss, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,472 $3,624
Farmers $4,969 $4,969
GEICO $2,399 $2,500
Liberty Mutual $2,716 $2,716
Nationwide $3,069 $3,069
Progressive $3,856 $3,856
State Farm $2,659 $2,792
USAA $3,115 $3,296

Find Cheap Hotchkiss, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Hotchkiss, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hotchkiss, CO, take a look at the average cost for various violations versus rates for a clean driving record in Hotchkiss.

Annual Hotchkiss, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,192 $5,389 $5,322 $4,974
GEICO $1,744 $2,684 $3,093 $2,276
Liberty Mutual $2,366 $2,779 $2,910 $2,810
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,352 $4,622 $3,537 $3,912
State Farm $2,512 $2,939 $2,726 $2,726
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Hotchkiss, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hotchkiss, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Hotchkiss for less when you shop around and compare rates from multiple Hotchkiss, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hotchkiss, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,868
Farmers $5,322
GEICO $3,093
Liberty Mutual $2,910
Nationwide $4,083
Progressive $3,537
State Farm $2,726
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Hotchkiss, CO

Compare rates from the cheapest auto insurance companies in Hotchkiss, CO for your needs. Take a look at how Hotchkiss, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hotchkiss, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Hotchkiss, Colorado Auto Insurance Companies

If you’re looking for the cheapest Hotchkiss, CO auto insurance companies overall, you can compare them here. Find the best price for Hotchkiss, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Hotchkiss, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,548
Farmers $4,969
GEICO $2,449
Liberty Mutual $2,716
Nationwide $3,069
Progressive $3,856
State Farm $2,726
USAA $3,206

What affects Hotchkiss, Colorado auto insurance rates?

Local factors affect auto insurance rates in Hotchkiss, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Hotchkiss auto insurance rates.

Commute Times in Hotchkiss

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hotchkiss, CO is 26.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Hotchkiss, CO

You can buy cheap Hotchkiss, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hotchkiss, Colorado auto insurance quotes from top companies.

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