Buy Cheap Hospers, IA Auto Insurance (2021)

Hospers, IA auto insurance rates average $243 a month. Minimum auto insurance requirements in Hospers, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hospers, IA, compare Hospers auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Hospers is Travelers
  • The most expensive auto insurance company in Hospers after a DUI is Travelers
  • Average auto insurance rates in Hospers, IA are $243/month

Finding affordable Hospers, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hospers, IA auto insurance with confidence is right here. Auto insurance rates in Hospers are affected by local factors as well as personal ones like your driving record.

See how Hospers, IA car insurance rates compare to Waterloo auto insurance rates, Cedar Rapids auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Hospers.

Don’t buy Hospers, IA auto insurance until you’ve compared rates. Get free Hospers, Iowa auto insurance quotes when you enter your ZIP code above.

Hospers, IA Minimum Auto Insurance Requirements

The required auto insurance in Hospers, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hospers, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hospers, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hospers, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hospers, IA. Take a look at Hospers, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hospers, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,568 $2,085 $1,892
State Farm $2,909 $1,800 $1,420
Travelers $5,728 $4,886 $4,654
USAA $2,578 $1,773 $1,536

Buy Cheap Hospers, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hospers, Iowa auto insurance rates? Find out how car insurance rates in Hospers, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hospers, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,519 $1,454 $1,253 $1,305 $3,825 $4,311 $1,821 $1,964
State Farm $1,315 $1,315 $1,160 $1,160 $3,632 $4,593 $1,480 $1,692
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

Buy Cheap Hospers, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hospers can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hospers, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hospers, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $3,825 $4,311
State Farm $3,632 $4,593
Travelers $10,142 $16,154
USAA $3,562 $3,781

Buy Cheap Hospers, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hospers, Iowa by comparing Hospers senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hospers, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hospers, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,253 $1,305
State Farm $1,160 $1,160
Travelers $2,243 $2,250
USAA $1,199 $1,222

Find Cheap Auto Insurance Rates in Hospers, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hospers, Iowa auto insurance. Compare Hospers, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hospers, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,035 $2,189 $2,321
State Farm $1,942 $2,055 $2,133
Travelers $4,786 $5,167 $5,316
USAA $1,859 $1,969 $2,059

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Find Cheap Hospers, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hospers. Compare auto insurance rates in Hospers, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hospers, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,181 $2,181
State Farm $1,994 $2,092
Travelers $5,089 $5,089
USAA $1,891 $2,034

Find Cheap Hospers, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hospers, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hospers, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hospers.

Annual Hospers, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,751 $2,881 $1,903 $2,190
State Farm $1,887 $2,200 $2,043 $2,043
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,496 $2,015 $2,619 $1,719

Find Cheap Hospers, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hospers, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hospers for less when you shop around and compare rates from multiple Hospers, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hospers, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $1,903
State Farm $2,043
Travelers $6,614
USAA $2,619

Winners by Category: Where to Buy Cheap Auto Insurance in Hospers, IA

Compare rates from the cheapest auto insurance companies in Hospers, IA for your needs. Take a look at how Hospers, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hospers, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hospers, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hospers, IA auto insurance companies overall, you can compare them here. Find the best price for Hospers, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hospers, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,181
State Farm $2,043
Travelers $5,089
USAA $1,962

What affects Hospers, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hospers, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hospers auto insurance rates.

Commute Times in Hospers

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hospers, IA is 14.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Hospers, IA

You can buy cheap Hospers, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hospers, Iowa auto insurance quotes from top companies.

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