Buy Cheap Hornick, IA Auto Insurance (2021)

Hornick, IA auto insurance rates average $250 a month. Minimum auto insurance requirements in Hornick, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Hornick, IA, compare Hornick auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hornick, IA for teens drivers are $5,709/year
  • The most expensive auto insurance company in Hornick after a DUI is Travelers
  • Average auto insurance rates in Hornick, IA after a DUI are $3,614/year

Finding affordable Hornick, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Hornick, IA auto insurance with confidence is right here. Auto insurance rates in Hornick are affected by local factors as well as personal ones like your driving record.

See how Hornick, IA car insurance rates compare to Cedar Rapids auto insurance rates, Council Bluffs auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Hornick.

Don’t buy Hornick, IA auto insurance until you’ve compared rates. Get free Hornick, Iowa auto insurance quotes when you enter your ZIP code above.

Hornick, IA Minimum Auto Insurance Requirements

The required auto insurance in Hornick, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Hornick, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Hornick, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Hornick, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hornick, IA. Take a look at Hornick, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hornick, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,821 $2,808 $2,362
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $2,842 $2,295 $2,079
State Farm $3,026 $1,872 $1,477
Travelers $6,222 $5,318 $5,068
USAA $2,578 $1,773 $1,536

Buy Cheap Hornick, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hornick, Iowa auto insurance rates? Find out how car insurance rates in Hornick, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hornick, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,928 $1,928 $1,726 $1,726 $5,176 $7,243 $1,928 $2,320
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,692 $1,628 $1,392 $1,447 $4,154 $4,692 $2,033 $2,203
State Farm $1,367 $1,367 $1,207 $1,207 $3,778 $4,782 $1,539 $1,756
Travelers $2,467 $2,514 $2,415 $2,416 $11,136 $17,753 $2,571 $3,015
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

Buy Cheap Hornick, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hornick can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hornick, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hornick, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,176 $7,243
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,154 $4,692
State Farm $3,778 $4,782
Travelers $11,136 $17,753
USAA $3,562 $3,781

Buy Cheap Hornick, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Hornick, Iowa by comparing Hornick senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hornick, IA here.

Annual Auto Insurance Rates for Senior Drivers in Hornick, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,726 $1,726
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,392 $1,447
State Farm $1,207 $1,207
Travelers $2,415 $2,416
USAA $1,199 $1,222

Find Cheap Auto Insurance Rates in Hornick, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hornick, Iowa auto insurance. Compare Hornick, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hornick, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,006 $3,164 $2,821
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,262 $2,411 $2,542
State Farm $2,016 $2,138 $2,222
Travelers $5,187 $5,621 $5,800
USAA $1,859 $1,969 $2,059

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Find Cheap Hornick, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hornick. Compare auto insurance rates in Hornick, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hornick, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,962 $3,032
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,405 $2,405
State Farm $2,074 $2,177
Travelers $5,536 $5,536
USAA $1,891 $2,034

Find Cheap Hornick, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Hornick, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hornick, IA, take a look at the average cost for various violations versus rates for a clean driving record in Hornick.

Annual Hornick, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,164 $3,169 $4,112 $2,543
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $1,933 $3,169 $2,098 $2,421
State Farm $1,962 $2,288 $2,125 $2,125
Travelers $4,021 $5,379 $7,218 $5,525
USAA $1,496 $2,015 $2,619 $1,719

Find Cheap Hornick, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hornick, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Hornick for less when you shop around and compare rates from multiple Hornick, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hornick, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,112
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,098
State Farm $2,125
Travelers $7,218
USAA $2,619

Winners by Category: Where to Buy Cheap Auto Insurance in Hornick, IA

Compare rates from the cheapest auto insurance companies in Hornick, IA for your needs. Take a look at how Hornick, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hornick, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Hornick, Iowa Auto Insurance Companies

If you’re looking for the cheapest Hornick, IA auto insurance companies overall, you can compare them here. Find the best price for Hornick, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Hornick, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,997
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,405
State Farm $2,125
Travelers $5,536
USAA $1,962

What affects Hornick, Iowa auto insurance rates?

Local factors affect auto insurance rates in Hornick, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Hornick auto insurance rates.

Commute Times in Hornick

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hornick, IA is 32.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Hornick, IA

You can buy cheap Hornick, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hornick, Iowa auto insurance quotes from top companies.

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