Buy Cheap Hoover, AL Auto Insurance (2021)

Hoover, AL auto insurance rates average $328 a month. Minimum auto insurance requirements in Hoover, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Hoover, AL, compare Hoover auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hoover, AL after a DUI are $4,496/year
  • The most expensive auto insurance company in Hoover after a DUI is State Farm
  • Average auto insurance rates in Hoover, AL for teens drivers are $8,176/year

Finding affordable Hoover, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Hoover, AL auto insurance with confidence is right here. Auto insurance rates in Hoover are affected by local factors as well as personal ones like your driving record.

See how Hoover, AL car insurance rates compare to Birmingham auto insurance rates, Hoover auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Hoover.

Don’t buy Hoover, AL auto insurance until you’ve compared rates. Get free Hoover, Alabama auto insurance quotes when you enter your ZIP code above.

Hoover, AL Minimum Auto Insurance Requirements

The required auto insurance in Hoover, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Hoover, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Hoover, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hoover, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hoover, AL. Take a look at Hoover, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hoover, Alabama

Insurance Company Poor Fair Good
Allstate $4,448 $3,519 $2,878
Farmers $4,966 $4,288 $4,062
GEICO $3,935 $2,804 $2,536
Liberty Mutual $7,260 $4,485 $3,522
Nationwide $3,439 $2,683 $2,426
Progressive $5,515 $4,780 $4,487
State Farm $9,223 $4,655 $3,154
Travelers $3,979 $3,460 $3,528
USAA $2,863 $1,863 $1,663

Buy Cheap Hoover, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hoover, Alabama auto insurance rates? Find out how car insurance rates in Hoover, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoover, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,014 $1,936 $1,972 $7,767 $8,368 $2,350 $2,390
Farmers $2,489 $2,467 $2,219 $2,366 $9,961 $10,251 $2,830 $2,928
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $2,914 $3,143 $2,388 $2,671 $11,001 $12,227 $3,091 $3,276
Nationwide $1,842 $1,864 $1,679 $1,736 $4,958 $6,376 $2,050 $2,292
Progressive $2,574 $2,391 $2,127 $2,263 $11,254 $12,539 $3,025 $3,245
State Farm $3,385 $3,385 $3,092 $3,092 $10,751 $13,432 $3,838 $4,446
Travelers $1,441 $1,461 $1,364 $1,359 $8,030 $12,689 $1,366 $1,538
USAA $1,322 $1,339 $1,234 $1,205 $3,967 $4,395 $1,722 $1,855

Buy Cheap Hoover, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hoover can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hoover, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hoover, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,767 $8,368
Farmers $9,961 $10,251
GEICO $5,892 $5,777
Liberty Mutual $11,001 $12,227
Nationwide $4,958 $6,376
Progressive $11,254 $12,539
State Farm $10,751 $13,432
Travelers $8,030 $12,689
USAA $3,967 $4,395

Buy Cheap Hoover, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Hoover, Alabama by comparing Hoover senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hoover, AL here.

Annual Auto Insurance Rates for Senior Drivers in Hoover, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,972
Farmers $2,219 $2,366
GEICO $2,089 $2,177
Liberty Mutual $2,388 $2,671
Nationwide $1,679 $1,736
Progressive $2,127 $2,263
State Farm $3,092 $3,092
Travelers $1,364 $1,359
USAA $1,234 $1,205

Find Cheap Auto Insurance Rates in Hoover, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hoover, Alabama auto insurance. Compare Hoover, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoover, Alabama

Insurance Company Low Medium High
Allstate $3,479 $3,610 $3,757
Farmers $4,173 $4,376 $4,768
GEICO $2,841 $3,079 $3,355
Liberty Mutual $4,852 $5,065 $5,350
Nationwide $2,839 $2,824 $2,885
Progressive $4,439 $4,910 $5,433
State Farm $5,348 $5,674 $6,010
Travelers $3,464 $3,728 $3,776
USAA $2,055 $2,119 $2,216

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Find Cheap Hoover, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hoover. Compare auto insurance rates in Hoover, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hoover, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,615 $3,615
Farmers $4,439 $4,439
GEICO $3,039 $3,144
Liberty Mutual $5,089 $5,089
Nationwide $2,849 $2,849
Progressive $4,927 $4,927
State Farm $5,538 $5,817
Travelers $3,656 $3,656
USAA $2,032 $2,227

Find Cheap Hoover, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Hoover, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Hoover, AL to see how much where you live in Hoover affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Hoover, Alabama

ZIP Code Average Annual Rates
35216 $4,031
35244 $4,090

Find Cheap Hoover, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Hoover, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hoover, AL, take a look at the average cost for various violations versus rates for a clean driving record in Hoover.

Annual Hoover, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,048 $3,615 $4,331 $3,467
Farmers $3,729 $4,841 $4,722 $4,463
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $3,990 $5,567 $5,424 $5,374
Nationwide $2,492 $2,492 $3,631 $2,782
Progressive $4,430 $5,628 $4,802 $4,849
State Farm $5,091 $6,395 $5,612 $5,612
Travelers $3,044 $3,191 $4,693 $3,695
USAA $1,637 $2,058 $3,053 $1,771

Find Cheap Hoover, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hoover, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Hoover for less when you shop around and compare rates from multiple Hoover, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hoover, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,331
Farmers $4,722
GEICO $4,199
Liberty Mutual $5,424
Nationwide $3,631
Progressive $4,802
State Farm $5,612
Travelers $4,693
USAA $3,053

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Winners by Category: Where to Buy Cheap Auto Insurance in Hoover, AL

Compare rates from the cheapest auto insurance companies in Hoover, AL for your needs. Take a look at how Hoover, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hoover, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Hoover, Alabama Auto Insurance Companies

If you’re looking for the cheapest Hoover, AL auto insurance companies overall, you can compare them here. Find the best price for Hoover, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Hoover, Alabama

Insurance Company Average Annual Rates
Allstate $3,615
Farmers $4,439
GEICO $3,092
Liberty Mutual $5,089
Nationwide $2,849
Progressive $4,927
State Farm $5,677
Travelers $3,656
USAA $2,130

What affects Hoover, Alabama auto insurance rates?

Local factors affect auto insurance rates in Hoover, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Hoover auto insurance rates.

Commute Times in Hoover

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hoover, AL is 23.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Hoover, AL

You can buy cheap Hoover, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hoover, Alabama auto insurance quotes from top companies.

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