Buy Cheap Hooks, TX Auto Insurance (2021)

Hooks, TX auto insurance rates average $312 a month. Minimum auto insurance requirements in Hooks, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Hooks, TX, compare Hooks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hooks, TX are $312/month
  • The most expensive auto insurance company in Hooks after a DUI is Allstate
  • Average auto insurance rates in Hooks, TX after a DUI are $4,266/year

Finding affordable Hooks, Texas auto insurance can be challenging, but everything you need to know to buy cheap Hooks, TX auto insurance with confidence is right here. Auto insurance rates in Hooks are affected by local factors as well as personal ones like your driving record.

See how Hooks, TX car insurance rates compare to Austin auto insurance rates, Laredo auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Hooks.

Don’t buy Hooks, TX auto insurance until you’ve compared rates. Get free Hooks, Texas auto insurance quotes when you enter your ZIP code above.

Hooks, TX Minimum Auto Insurance Requirements

The required auto insurance in Hooks, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Hooks, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Hooks, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hooks, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hooks, TX. Take a look at Hooks, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hooks, Texas

Insurance Company Poor Fair Good
Allstate $6,774 $4,955 $4,238
American Family $5,645 $3,563 $3,118
GEICO $4,736 $2,687 $1,797
Nationwide $4,353 $3,490 $3,035
Progressive $5,184 $4,487 $4,160
State Farm $4,210 $2,619 $2,086
USAA $3,678 $2,117 $1,701

Buy Cheap Hooks, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hooks, Texas auto insurance rates? Find out how car insurance rates in Hooks, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hooks, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,474 $3,511 $3,431 $3,431 $9,030 $10,920 $4,296 $4,486
American Family $2,488 $2,766 $2,322 $2,656 $6,518 $8,519 $3,555 $4,047
GEICO $2,315 $2,483 $2,208 $2,483 $4,945 $5,147 $2,500 $2,504
Nationwide $2,286 $2,329 $2,018 $2,141 $6,409 $8,249 $2,677 $2,900
Progressive $2,451 $2,331 $2,184 $2,225 $10,326 $11,510 $2,907 $2,949
State Farm $2,075 $2,075 $1,846 $1,846 $4,986 $6,359 $2,257 $2,328
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

Buy Cheap Hooks, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hooks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hooks, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hooks, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,030 $10,920
American Family $6,518 $8,519
GEICO $4,945 $5,147
Nationwide $6,409 $8,249
Progressive $10,326 $11,510
State Farm $4,986 $6,359
USAA $4,425 $4,840

Buy Cheap Hooks, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Hooks, Texas by comparing Hooks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hooks, TX here.

Annual Auto Insurance Rates for Senior Drivers in Hooks, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,431 $3,431
American Family $2,322 $2,656
GEICO $2,208 $2,483
Nationwide $2,018 $2,141
Progressive $2,184 $2,225
State Farm $1,846 $1,846
USAA $1,527 $1,526

Find Cheap Auto Insurance Rates in Hooks, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hooks, Texas auto insurance. Compare Hooks, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hooks, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,277 $5,490
American Family $3,812 $3,951 $4,564
GEICO $2,916 $3,033 $3,270
Nationwide $3,916 $3,469 $3,494
Progressive $4,393 $4,590 $4,849
State Farm $2,822 $2,962 $3,130
USAA $2,416 $2,488 $2,592

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Find Cheap Hooks, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hooks. Compare auto insurance rates in Hooks, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hooks, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,448
American Family $4,109 $4,109
GEICO $3,012 $3,134
Nationwide $3,626 $3,626
Progressive $4,610 $4,610
State Farm $2,971 $2,971
USAA $2,467 $2,530

Find Cheap Hooks, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Hooks, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hooks, TX, take a look at the average cost for various violations versus rates for a clean driving record in Hooks.

Annual Hooks, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,162 $6,352 $6,613 $4,162
American Family $3,754 $4,751 $4,177 $3,754
GEICO $2,610 $3,416 $2,897 $3,369
Nationwide $3,143 $3,143 $4,667 $3,552
Progressive $4,019 $5,202 $4,692 $4,527
State Farm $2,639 $3,029 $3,578 $2,639
USAA $1,868 $2,747 $3,235 $2,144

Find Cheap Hooks, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hooks, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Hooks for less when you shop around and compare rates from multiple Hooks, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hooks, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,613
American Family $4,177
GEICO $2,897
Nationwide $4,667
Progressive $4,692
State Farm $3,578
USAA $3,235

Winners by Category: Where to Buy Cheap Auto Insurance in Hooks, TX

Compare rates from the cheapest auto insurance companies in Hooks, TX for your needs. Take a look at how Hooks, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hooks, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Hooks, Texas Auto Insurance Companies

If you’re looking for the cheapest Hooks, TX auto insurance companies overall, you can compare them here. Find the best price for Hooks, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Hooks, Texas

Insurance Company Average Annual Rates
Allstate $5,322
American Family $4,109
GEICO $3,073
Nationwide $3,626
Progressive $4,610
State Farm $2,971
USAA $2,498

What affects Hooks, Texas auto insurance rates?

Local factors affect auto insurance rates in Hooks, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Hooks auto insurance rates.

Commute Times in Hooks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hooks, TX is 16.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Hooks, TX

You can buy cheap Hooks, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hooks, Texas auto insurance quotes from top companies.

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