Buy Cheap Homewood, AL Auto Insurance (2021)

Homewood, AL auto insurance rates average $343 a month. Minimum auto insurance requirements in Homewood, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Homewood, AL, compare Homewood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Homewood after a DUI is Liberty Mutual
  • Average auto insurance rates in Homewood, AL are $343/month
  • Average auto insurance rates in Homewood, AL after a DUI are $4,715/year

Finding affordable Homewood, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Homewood, AL auto insurance with confidence is right here. Auto insurance rates in Homewood are affected by local factors as well as personal ones like your driving record.

See how Homewood, AL car insurance rates compare to Madison auto insurance rates, Tuscaloosa auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Homewood.

Don’t buy Homewood, AL auto insurance until you’ve compared rates. Get free Homewood, Alabama auto insurance quotes when you enter your ZIP code above.

Homewood, AL Minimum Auto Insurance Requirements

The required auto insurance in Homewood, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Homewood, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Homewood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Homewood, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Homewood, AL. Take a look at Homewood, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Homewood, Alabama

Insurance Company Poor Fair Good
Allstate $4,558 $3,608 $2,951
Farmers $5,158 $4,451 $4,217
GEICO $3,935 $2,804 $2,536
Liberty Mutual $8,059 $4,968 $3,893
Nationwide $3,449 $2,691 $2,434
Progressive $5,529 $4,787 $4,493
State Farm $8,829 $4,466 $3,032
Travelers $5,077 $4,413 $4,504
USAA $2,872 $1,870 $1,669

Buy Cheap Homewood, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Homewood, Alabama auto insurance rates? Find out how car insurance rates in Homewood, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Homewood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,177 $2,062 $1,981 $2,017 $7,968 $8,579 $2,410 $2,454
Farmers $2,593 $2,572 $2,312 $2,464 $10,315 $10,619 $2,945 $3,048
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $3,205 $3,458 $2,624 $2,938 $12,264 $13,638 $3,395 $3,597
Nationwide $1,848 $1,869 $1,684 $1,741 $4,971 $6,395 $2,056 $2,299
Progressive $2,582 $2,404 $2,135 $2,266 $11,247 $12,543 $3,041 $3,271
State Farm $3,272 $3,272 $2,983 $2,983 $10,240 $12,799 $3,705 $4,284
Travelers $1,802 $1,829 $1,698 $1,694 $10,276 $16,400 $1,696 $1,921
USAA $1,326 $1,343 $1,238 $1,208 $3,984 $4,411 $1,726 $1,859

Buy Cheap Homewood, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Homewood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Homewood, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Homewood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,968 $8,579
Farmers $10,315 $10,619
GEICO $5,892 $5,777
Liberty Mutual $12,264 $13,638
Nationwide $4,971 $6,395
Progressive $11,247 $12,543
State Farm $10,240 $12,799
Travelers $10,276 $16,400
USAA $3,984 $4,411

Buy Cheap Homewood, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Homewood, Alabama by comparing Homewood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Homewood, AL here.

Annual Auto Insurance Rates for Senior Drivers in Homewood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,981 $2,017
Farmers $2,312 $2,464
GEICO $2,089 $2,177
Liberty Mutual $2,624 $2,938
Nationwide $1,684 $1,741
Progressive $2,135 $2,266
State Farm $2,983 $2,983
Travelers $1,698 $1,694
USAA $1,238 $1,208

Find Cheap Auto Insurance Rates in Homewood, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Homewood, Alabama auto insurance. Compare Homewood, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Homewood, Alabama

Insurance Company Low Medium High
Allstate $3,570 $3,700 $3,848
Farmers $4,332 $4,543 $4,951
GEICO $2,841 $3,079 $3,355
Liberty Mutual $5,349 $5,610 $5,961
Nationwide $2,846 $2,833 $2,894
Progressive $4,464 $4,921 $5,424
State Farm $5,126 $5,437 $5,765
Travelers $4,392 $4,758 $4,844
USAA $2,062 $2,126 $2,223

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Find Cheap Homewood, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Homewood. Compare auto insurance rates in Homewood, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Homewood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,706 $3,706
Farmers $4,608 $4,608
GEICO $3,039 $3,144
Liberty Mutual $5,640 $5,640
Nationwide $2,858 $2,858
Progressive $4,936 $4,936
State Farm $5,309 $5,575
Travelers $4,665 $4,665
USAA $2,039 $2,235

Find Cheap Homewood, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Homewood, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Homewood, AL, take a look at the average cost for various violations versus rates for a clean driving record in Homewood.

Annual Homewood, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,122 $3,704 $4,444 $3,554
Farmers $3,874 $5,025 $4,902 $4,634
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $4,417 $6,175 $6,009 $5,960
Nationwide $2,499 $2,499 $3,643 $2,791
Progressive $4,441 $5,636 $4,808 $4,861
State Farm $4,889 $6,118 $5,381 $5,381
Travelers $3,881 $4,069 $5,990 $4,718
USAA $1,643 $2,065 $3,063 $1,777

Find Cheap Homewood, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Homewood, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Homewood for less when you shop around and compare rates from multiple Homewood, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Homewood, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,444
Farmers $4,902
GEICO $4,199
Liberty Mutual $6,009
Nationwide $3,643
Progressive $4,808
State Farm $5,381
Travelers $5,990
USAA $3,063

Winners by Category: Where to Buy Cheap Auto Insurance in Homewood, AL

Compare rates from the cheapest auto insurance companies in Homewood, AL for your needs. Take a look at how Homewood, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Homewood, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Homewood, Alabama Auto Insurance Companies

If you’re looking for the cheapest Homewood, AL auto insurance companies overall, you can compare them here. Find the best price for Homewood, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Homewood, Alabama

Insurance Company Average Annual Rates
Allstate $3,706
Farmers $4,608
GEICO $3,092
Liberty Mutual $5,640
Nationwide $2,858
Progressive $4,936
State Farm $5,442
Travelers $4,665
USAA $2,137

What affects Homewood, Alabama auto insurance rates?

Local factors affect auto insurance rates in Homewood, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Homewood auto insurance rates.

Auto Theft in Homewood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Homewood, AL auto theft show a total of 68 vehicle thefts annually.

Commute Times in Homewood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Homewood, AL is 17.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Homewood, AL

You can buy cheap Homewood, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Homewood, Alabama auto insurance quotes from top companies.

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