Buy Cheap Homestead, IA Auto Insurance (2021)

Homestead, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Homestead, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Homestead, IA, compare Homestead auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Homestead, IA after a DUI are $3,505/year
  • The most expensive auto insurance company in Homestead is Travelers
  • Average auto insurance rates in Homestead, IA for teens drivers are $5,511/year

Finding affordable Homestead, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Homestead, IA auto insurance with confidence is right here. Auto insurance rates in Homestead are affected by local factors as well as personal ones like your driving record.

See how Homestead, IA car insurance rates compare to Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Homestead.

Don’t buy Homestead, IA auto insurance until you’ve compared rates. Get free Homestead, Iowa auto insurance quotes when you enter your ZIP code above.

Homestead, IA Minimum Auto Insurance Requirements

The required auto insurance in Homestead, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Homestead, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Homestead, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Homestead, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Homestead, IA. Take a look at Homestead, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Homestead, Iowa

Insurance Company Poor Fair Good
Allstate $3,403 $2,708 $2,431
American Family $3,834 $2,819 $2,370
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,290 $2,569 $2,252
Progressive $2,845 $2,292 $2,072
State Farm $3,113 $1,926 $1,519
Travelers $5,797 $4,945 $4,710
USAA $2,296 $1,585 $1,376

Buy Cheap Homestead, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Homestead, Iowa auto insurance rates? Find out how car insurance rates in Homestead, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Homestead, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,919 $1,854 $1,696 $1,729 $5,334 $5,972 $2,105 $2,171
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,705 $1,646 $1,407 $1,456 $4,105 $4,637 $2,052 $2,216
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,356 $2,406 $2,278 $2,285 $10,252 $16,261 $2,449 $2,918
USAA $1,164 $1,171 $1,074 $1,087 $3,209 $3,392 $1,391 $1,531

Buy Cheap Homestead, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Homestead can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Homestead, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Homestead, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,334 $5,972
American Family $5,181 $7,262
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,309 $5,592
Progressive $4,105 $4,637
State Farm $3,825 $4,856
Travelers $10,252 $16,261
USAA $3,209 $3,392

Buy Cheap Homestead, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Homestead, Iowa by comparing Homestead senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Homestead, IA here.

Annual Auto Insurance Rates for Senior Drivers in Homestead, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,729
American Family $1,734 $1,734
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,674 $1,791
Progressive $1,407 $1,456
State Farm $1,254 $1,254
Travelers $2,278 $2,285
USAA $1,074 $1,087

Find Cheap Auto Insurance Rates in Homestead, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Homestead, Iowa auto insurance. Compare Homestead, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Homestead, Iowa

Insurance Company Low Medium High
Allstate $2,751 $2,850 $2,941
American Family $3,024 $3,174 $2,824
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,827 $2,688 $2,597
Progressive $2,271 $2,411 $2,526
State Farm $2,083 $2,198 $2,277
Travelers $4,890 $5,226 $5,337
USAA $1,658 $1,758 $1,840

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Homestead, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Homestead. Compare auto insurance rates in Homestead, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Homestead, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,780 $2,915
American Family $2,973 $3,043
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,704 $2,704
Progressive $2,403 $2,403
State Farm $2,133 $2,239
Travelers $5,151 $5,151
USAA $1,689 $1,816

Find Cheap Homestead, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Homestead, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Homestead, IA, take a look at the average cost for various violations versus rates for a clean driving record in Homestead.

Annual Homestead, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,440 $2,933 $3,304 $2,711
American Family $2,171 $3,180 $4,126 $2,553
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,935 $3,158 $2,098 $2,422
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,761 $5,005 $6,692 $5,145
USAA $1,336 $1,799 $2,338 $1,536

Find Cheap Homestead, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Homestead, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Homestead for less when you shop around and compare rates from multiple Homestead, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Homestead, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,304
American Family $4,126
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,845
Progressive $2,098
State Farm $2,186
Travelers $6,692
USAA $2,338

Winners by Category: Where to Buy Cheap Auto Insurance in Homestead, IA

Compare rates from the cheapest auto insurance companies in Homestead, IA for your needs. Take a look at how Homestead, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Homestead, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Homestead, Iowa Auto Insurance Companies

If you’re looking for the cheapest Homestead, IA auto insurance companies overall, you can compare them here. Find the best price for Homestead, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Homestead, Iowa

Insurance Company Average Annual Rates
Allstate $2,847
American Family $3,008
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,704
Progressive $2,403
State Farm $2,186
Travelers $5,151
USAA $1,752

Compare Auto Insurance Quotes in Homestead, IA

You can buy cheap Homestead, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Homestead, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption